Travel insurance for Schengen Visa from India

Schengen Visa Travel Insurance: FAQs

• Q: Why is a Schengen visa rejected? Will they refund my visa fee?

  Ans: Your Schengen visa can be rejected for many reasons like lack of sufficient funds, unclear itinerary, and contradictory reasons for your visit. Other lesser-known reasons include earlier visa violations, criminal records, insufficient travel insurance for Europe from India, or lack of sufficient ties with your country.

• Q: Are Europe travel insurance and Schengen area travel insurance the same?

  Ans: Travel and health insurance for Schengen visa is mandatory for 29 European countries. Travel health insurance Europe may or may not be applicable here.

• Q: Is overseas travel medical insurance valid for all Schengen countries?

  Ans: Yes, it’s mandatory that your Schengen travel medical insurance plan is valid throughout the Schengen Zone.

• Q: What are the covered countries under Schengen travel insurance?

  Ans: All 29 Schengen countries are covered under this insurance plan.

• Q: Are emergency medical costs related to COVID-19 covered under Schengen travel medical insurance?

  Ans: Yes, several Indian insurers still provide coronavirus-related coverage including hospitalisation and trip cancellation.

• Q: Will a Schengen tourist insurance work if I study in Europe?

  Ans: If you’re staying in a Schengen state on a short-term visa then a tourist visa will cover you. However, full-time students who are in Schengen countries for 6 months or more should buy travel health insurance for Schengen visa.

• Q: How much does travel insurance cost for 2 weeks?

  Ans: Your travel insurance cost for Schengen visa will depend on your age, the number of countries you plan to visit and other factors that will affect the cost.

• Q: How much does a 30,000 euro travel insurance cost for Schengen visa in India?

  Ans: Schengen travel insurance costs vary depending on the duration and benefits. A 15-day Schengen travel insurance plan for Germany starts at Rs. 785 on Policybazaar.com. However, this premium is for a 30-year-old with no PED. Confirm these with the insurer or use a travel insurance premium calculator to get a better idea.

• Q: Is travel insurance mandatory for Schengen Visa?

  Ans: Yes, Indians must buy travel insurance to Schengen countries because they are applying for a Schengen visa. They can't get a visa without meeting these Schengen travel insurance requirements.

• Q: Will I get any refund if my Schengen visa application is refused?

  Ans: This depends on your insurer. If your policy offers a refund of visa fee coverage then you will get your visa fee refunded, given that it was not rejected because of your own negligence. Most plans offer this benefit only if you have purchased an add-on.

• Q: Is travel insurance for Schengen visa valid in other European countries?

  Ans: No, Europe travel insurance for Schengen is only valid in 29 Schengen nations. However, if you have purchased a plan after informing your insurer, it may cover other countries too.

• Q: Is Travelling to Multiple Schengen Countries With the Same Schengen Visa Possible?

  Ans: Yes. You must apply for a visa at the embassy of your primary destination and mention these in your travel itinerary.

• Q: What is the multiple-entry Schengen visa under the ‘Cascade’ Regime?

  Ans: This new Schengen visa scheme simplifies the Schengen visa procedure for frequent Indian travellers with good travel history. It allows Indians to qualify for a 2-year multiple-entry Schengen visa more flexibly.

• Q: How Much Time Does It Take to Process for a Schengen Visa?

  Ans: A Schengen visa processing takes around 10 to 15 working days under regular circumstances. Ensure to provide all necessary documents like a travel itinerary, letter of invitation, travel insurance for Schengen visa etc.

• Q: Is the EU and Schengen Region the same? Do they need a Schengen visa?

  Ans: Many people have a misconception that all European countries need a Schengen visa. Another common misconception is that all Schengen countries are a part of the European Union. Both of these groups are different, and this can confuse many people.

• Q: Which travel insurance is best for a Schengen visa?

  Ans: The right Schengen visa travel insurance must meet requirements such as a minimum of EUR 30,000 sum insured for passport loss, emergency hospitalisation, medical evacuation, etc.

• Q: I want to buy travel insurance for Europe for my partner and children as a group. Can I do so?

  Ans: Yes, you can buy family travel insurance for a Schengen visa. You can buy it for your spouse, and dependents.

• Q: Will my Europe travel insurance for Schengen cover missed flights?

  Ans: If your travel insurance from India to Europe includes benefits for missed flights, it will cover them. However, not all Schengen travel insurance plans may offer this benefit, so it's best to confirm with your insurer.

• Q: How can I buy Schengen medical insurance in India?

  Ans: You can buy travel medical insurance Schengen online on Policybazaar.

• Q: If I get travel insurance will it ensure my Schengen visa?

  Ans: No, just buying travel insurance does not guarantee your Schengen visa. However, not having it will definitely be grounds for Schengen visa refusal.

• Q: Can I buy 1 year Schengen travel insurance?

  Ans: Yes, depending on the duration and purpose of your visit to the Schengen area, you can easily find long-term travel insurance plans.

• Q: What are the approved travel insurance companies for Schengen visa?

  Ans: The e-consular posts of Schengen states have provided a list of approved insurers. You can find the approved list of Schengen travel insurance from India on their official website.

• Q: Can I buy 1 year Schengen travel insurance?

  Ans: Yes, you can buy annual international travel insurance for Europe.