Travel Insurance for Belgium from India

There aren't too many places in Europe that are as packed with amazing sites as Belgium. This small but ancient country has several sites acclaimed by UNESCO and is a perfect place to experience both modern and ancient history. While you pack for this trip, don't forget to buy Belgium travel insurance.

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    Belgium Travel Insurance

    The Kingdom of Belgium is among the oldest and most densely populated places in the world. The country has a rich history and architecture as a result of different rulers and houses some of the best European tourist attractions.

    Since 1995, the country has been a part of the Schengen region and hence requires travel insurance in order to approve any Schengen visa application. This means it is mandatory to have travel insurance for Belgium which should meet all the requirements stated by their visa requirements and the latest travel advisory.

    Fast Facts about Belgium

    Categories

    Specification

    Capital

    Brussels

    International Airports

    Antwerp International Airport, Brussels Airport

    Time Zone

    Central European Time GMT +1

    Best Time to Visit

    April to June; September and October

    Languages Spoken

    Dutch, German, French

    The Key Benefits of Travel Insurance for Belgium

    Some people assume that travel insurance plans only cover one’s medical expenses if they fall sick abroad. However, not just your emergency medical costs, but also other expenses incurred in a variety of issues while travelling. To ease your doubts, take a look at the following benefits of an international travel insurance plan:

    • COVID-19 Benefits: With COVID-19 far from over, if you get infected with the coronavirus while travelling in Belgium, your insurer will cover medical costs including treatment, necessary quarantine, etc. as per your policy terms.
    • Flight Delay/ Flight Cancellation: In case your flight is late or cancelled under covered reasons, there’s no reason to worry about additional costs. Your insurer will provide reimbursement as per the terms of your policy for any ticket price difference or as per the policy. Some policies also include additional expenses due to the flight delay, like accommodation etc.
    • Cashless Hospitalisation: While travelling abroad if you need urgent medical assistance then your overseas travel insurance policy for Belgium will cover those medical costs directly through an official channel, saving you time and effort to convert cash for the treatment.
    • Medical Costs: Falling ill or getting injured while travelling is not only a damper on your plans but also your budget. In such cases, your travel health insurance plan will cover these expenses.
    • Passport Loss: Most people buy a trip insurance policy for this reason. While travelling in Belgium, if you lose your passport then your insurer will reimburse you for the expenses you incurred in order to get a duplicate or replacement for your lost passport.
    • Baggage Loss: If your baggage is misplaced by the airline or lost due to covered reasons (by airline’s negligence, or theft/burglary/mugging) then your insurance policy will reimburse you for the lost items as per your policy terms.
    • Legal Expenses: Your travel insurance policy will cover personal liability if you accidentally become liable to a third person party. Your insurer will help you pay the cost to the third party which has suffered loss because of property, etc. because of you.

    Travel Insurance for Belgium from India

    Belgium has always been at the centre of all major movements in Europe and its rich monumental heritage is a reminder of its significance. For this reason, it is an extremely popular tourist destination. Indians visiting Belgium must have a Schengen approved travel insurance plan in order to get their visas approved.

    For this reason, many travel insurance companies in India have started offering travel insurance for Belgium from India, specially customised to meet all the requirements and provide you maximum protection. However, don’t forget to compare different insurance plans on Policybazaar.com before you settle on one!

    Why Do You Need Travel Insurance from India to Belgium?

    There are many reasons to buy travel insurance for Belgium from India. Firstly, buying a travel health plan with a minimum coverage of EUR 30,000 is a must to get a valid Belgium visa. Not just this, travelling to Europe is a huge expense and the last thing you want is to add more to your spendings in case of an unexpected situation abroad. Not only is healthcare expensive abroad, but you can also face other dangers like losing your wallet, baggage, passport and more. Buying travel insurance from India will provide much-needed coverage at an affordable cost.

    Belgium Tourist Places

    Belgium has been at the forefront of European history and remains a major attraction thanks to its perfectly-preserved sites and medieval streets. From medieval Antwerp and the ancient city of Burgess, Belgium is more than its canals and beautiful streets. Take a look at some of the best places to visit in Belgium:

    • De Grote Markt (The Grand Place): When exploring Brussels, this is the place to start! Its well-preserved guildhalls and many other buildings are the best example of Belgium's vernacular architecture with masterpieces of both medieval and Gothic architecture. At any time of the year, this site is bustling with tourists and locals, but August is busiest because of the famous Flower Carpet.
    • Belfry and Canals of Bruges: Situated at the banks of Reie, Bruges is among the most favourite spots in Belgium with its beautiful waterways and its hidden gardens. You can go on a cruise or walk along these canals while you explore its picturesque views. You can visit the Halle, climb Belfry's steps and get a bird's eye view of steeple-roofs and church spires.
    • Ghent's Gravensteen: Once the home of counts of Flanders, this impressive fort was built after taking inspiration from the castles built by the Crusaders in Syria. It has been very well-preserved and boasts impressive thick, high walls situated in the middle of Ghent. The architecture is breathtaking, especially when you climb up its staircase to get a panoramic view across the town along with its beautiful stone-paved streets.
    • Basilica of the Holy Blood: If you like visiting churches then make sure to visit this one. This impressive monument is a blend of Gothic and Romanesque architecture and has a sacred relic inside and is believed to have a drop of Christ's blood. The interior consists of gild work done in the 16th century and make for a great experience.
    • Meuse Valley: Situated south of Brussels, this place is perfect to gain that rural Belgian experience. With its iconic river trips, dense forests and ruins of several fortresses castles, you can spend a lot of time exploring this valley. You can also go on a hiking or cycling trail if you're into mild outdoor activities.

    Visa Information for Belgium

    Most nationalities outside the Schengen Region and European Union need to apply for a valid Belgian Schengen visa to enter Belgium. According to the reason for your visit, you will need to apply for a Belgium visa:

    • Belgium Airport Transit Visa
    • Belgium Tourist Visa
    • Belgium Visitor Visa
    • Belgium Business Visa
    • Belgium Visa for Official Visit
    • Belgium Visa for Medical reasons
    • Belgium Visa for Study Purposes
    • Belgium Visa for Cultural, Sports and Film Crews

    Depending on the type of visa required, the following documents will be required to apply for a visa for Belgium:

    • Completed Belgium visa application
    • Two recent photos
    • A valid Indian passport
    • Copies of previous visas, if any
    • Language preference form
    • A cover letter explaining your reasons to visit Belgium
    • Complete itinerary (flight numbers and entry-exit dates from Belgium)
    • Valid travel insurance for Belgium with at least a EUR 30,000 coverage
    • Evidence of accommodation
    • Proof of sufficient funds to support stay in Belgium

    Entry Information for Indian Citizens Travelling to Belgium

    All Indian nationals visiting Belgium need to apply for a visa for Belgium. If reaching Belgium through the air, then you will need to provide the following documents to the Belgian border officer:

    • A valid Indian passport or other travel documents with at least three months or more validity after leaving Belgium

    COVID-19 Entry Requirements

    International visitors can enter Belgium given that they adhere to the latest COVID-19 norms:

    • Submit a duly filled PLF (Passenger Locator Form) before arriving in Belgium
    • Those who are fully vaccinated with at least 14 days since the second dose
    • Those with a recovery certificate proving that they have recovered from COVID-19
    • A negative COVID-19 PCR test not older than 72 hours before reaching Belgium
    • Quarantine may be required depending on the latest travel advisory 

    Travel Documents Required While Travelling from India to Belgium

    Indian travellers visiting Belgium need to provide the following documents:

    • An Indian passport with minimum 3 months’ validity
    • Suitable Belgian Schengen visa
    • Proof of COVID-19 vaccination
    • Government-issued identity proof

    Please note that due to changing guidelines, these documents may have additional requirements.

    Belgium Travel: Safety & Precautionary Measures to be Undertaken

    Belgium is among the most popular tourist destinations and a very safe place for travellers. However, keep in mind the following safety tips to have a better experience:

    • Ensure that you're up-to-date with its latest COVID-19 protocol
    • Maintain social distancing and follow proper mask and sanitizing etiquette
    • Always keep your passport safe and carry hard copies
    • Since Belgium hosts several international meetings, demonstrations are common. You should avoid crowds and expected disruption in transports.
    • Keep a good travel health insurance policy for Belgium to ensure minimum financial burdens
    • Avoid venturing to isolated areas on your own, especially at night

    The Indian Embassy in Belgium

    If you find yourself in a difficult situation, the following are some officers that can be contacted during working hours (9.00 AM - 5.45 PM; Monday to Friday):

    Name

    Designation

    Contact

    Mr Birender Singh Rawat (For Indian passports & other miscellaneous consular services)

    Attaché(Consular)

    Mobile: 0032-476-748-575

    Mr Anshu Raizada
    (For Visa & OCI services)

    Assistant Consular Officer

    Mobile: 0032-477-772-547

    Emergency Numbers

    -

    0032-476748575, 0032-477 77 29 49

    You can visit the Indian Embassy in Belgium in case you’re in an emergency at the given address:

    Embassy of India, 217, Chaussee de Vleurgat, 1050 Brussels

    International Airports in Belgium

    There are many private and public airports in Belgium. Some of the most popular international airports are mentioned below:

    Name

    Location

    Antwerp International Airport

    Antwerp

    Ostend–Bruges International Airport

    West Flanders

    Brussels South Charleroi Airport

    Charleroi

    Flanders International Airport

    West Flanders

    Brussels Airport

    Brussels

    Currency and Foreign Exchange

    The currency used in Belgium is Euro. Here is the latest exchange rate to get an estimate:

    Currency

    Exchange Rate

    INR (Indian Rupee)

    84.75 INR = 1 EUR

    USD (United States Dollar)

    1.13 USD = 1 EUR

    Since Euro is a very strong currency, it is suggested to convert sufficient cash before leaving India to avoid fluctuations and heavy conversion rates while you’re travelling.

    Belgium Travel Insurance - FAQs 

    • Q1. Is Belgium a safe place to visit?

      The heart of Europe, Belgium is one of the best and one of the safest places to visit in Europe. There are hardly any crimes against tourists, however, petty crimes like pickpocketing and theft are common in crowded areas packed with tourists. If you face something unpleasant resulting in baggage loss or physical injury, your Belgium travel insurance plan will help you financially.

    • Q2. How can I buy travel insurance for Belgium?

      You can buy Belgium travel insurance from any travel insurance company in India, depending on your choice. You can buy it either offline or online. If buying online, all you need to do is to visit the insurer's official website or through Policybazaar.com where you can easily compare different Schengen travel insurance plans. As per your requirements and budget, you can buy a travel insurance policy of your choice.

    • Q3. Is it necessary to have a travel insurance plan to visit Belgium?

      Yes, it is compulsory to have travel insurance to visit Belgium. According to the travel guidelines of the Schengen Region, it is mandatory in order to get your Belgian Schengen visa approved. Make sure your policy fulfils all the mentioned criteria, including minimum coverage of EUR 30,000 etc. Don’t forget to compare different Schengen travel insurance plans before you leave for your trip.

    • Q4. How much will a travel insurance plan for Belgium cost me?

      The cost of your Netherlands travel insurance will depend on many factors like the length of your trip, the number of dependents accompanying you, their age, etc. Any pre-existing health conditions etc. will increase the premium. To get a better idea, you can use an online travel insurance premium calculator by providing all the necessary details to plan your spending budget accordingly. 

    • Q5. Do I need to buy separate travel insurance plans for my spouse?

      Depending on the type of overseas travel insurance plan you’re buying, you can buy either separate plans or a family plan. Many plans extend coverage to the insured’s spouse, but you should confirm these things with your insurer. In many plans, the spouse is covered under a family floater option. Once you’re sure that your insurer covers your spouse, you can buy that insurance policy.

    • Q6. Will my Schengen travel insurance plan cover any injuries caused during adventure sports?

      t will, only if you have purchased a travel insurance policy that covers adventure sports injuries. However, most policies don’t offer this benefit unless you buy it as an add-on. This usually requires an additional premium. You should check this with your insurer so that there are no misunderstandings later.

     
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