Care Health Insurance Student Explore

Why Care Health Insurance Student Explore?

Care Health Insurance Ltd. is one of the leading insurers in India, with policies catering to different kinds of travellers. The Care Health Insurance Student Explore plan has been tailor-made for Indians travelling abroad for school or college. This plan provides comprehensive coverage to the insured student against any medical, non-medical, and travel-related risks that he may face abroad.

It is available in different variants, depending on the student's requirements. Some of the basic coverage provided by Care Health Insurance Student Explore international travel and health insurance for students includes medical expenses, loss of passport, personal liability, compassionate visit, trip delay, medical evacuation, loss & delay of check-in baggage and personal accident. It also offers student-specific coverage like sponsor protection, study interruption, bail bond, university insolvency and loss of laptop or tablet.

Features of Care Student Explore Plan

Care Student Explore plan offers coverage to the students insured under this plan. To find out what makes this policy different from others, take a look at some of the most lucrative features offered to students under this travel insurance policy:

Care Student Explore Travel Plan Variants

This care Health Insurance Student Explore can be purchased for different coverage, geographical scope and budgets to meet every traveller's need. It comes in following variants:

• Explore Start
• Explore Plus
• Explore Super
• Explore Ultra

Please note that the Explore Start variant does not cover any medical expenses benefit. Here are some coverage benefits of these variants:

Who Can Buy Care Student Explore Plan

All Indian citizens are eligible to buy this Care Student Explore plan , irrespective of the country they wish to pursue education in. However, this policy has an entry age eligibility criteria that you need to suffice to purchase it.

As per the terms of this Care Student Explore travel health insurance plan, the minimum entry age for this policy by Care is 12 years while the maximum entry age is 40 years. Moreover, students who are already insured under this overseas travel insurance policy cannot renew it if they are more than 40 years of age.

Care Student Explore Plan Inclusions

The Student Explore plan by Care provides elaborate coverage to the insured students during their stay abroad. To take a good look at the inclusions of the Care Student Explore plan, refer to the table given below:

• Medical expenses including in-patient care and OPD
• Pre-existing illness cover
• Extended medical treatment in the home country
• Repatriation of mortal remains back to the home country
• Medical evacuation to a hospital
• Dental treatment expenses
• Daily allowance for hospitalisation
• Accidental death or permanent total disability
• Compassionate visit by a family member or vice versa
• Loss of check-in baggage by the airline staff
• Delay in check-in baggage arrival
• Loss of passport cover
• Coverage for loss of international driving licence
• Personal liability cover
• Losses incurred due to interruption of study
• Protection against the death or permanent total disability of the sponsor
• Bail bond cover
• Coverage in case of university insolvency
• Expenses incurred due to delay in starting the trip
• Loss of laptop or tablet cover
• Emergency cash advance
• Coverage at home country
• Treatment expenses for mental and nervous disorders
• Cost of treatment for dependency on alcohol and drugs
• Cancer screening charges and cost of the mammography examination
• Optional Covers:
• Coverage for treatment of the self-inflicted injury
• Adventure sports injury cover
• Cover for HIV, AIDS treatment
• Vision care cover on 50% co-payment
• Maternity and newborn baby cover
• Complete coverage for pre-existing diseases

Care Student Explore Plan Exclusions

Care Health Insurance Student Explore plan comes with several set of exclusions where you won't be covered. Take a look at some of the various situations or risks that are not covered under the Care Student Explore plan:

• Any claims resulting due to nuclear consequences or war
• Expenses relating to the use, abuse or misuse of alcohol or drugs
• Any injury or illness caused due to ionising radiation or its contamination
• Treatment expenses incurred on self-inflicted injuries, including suicide and an attempt to suicide
• Any claims arising out of a hazardous activity
• Expenses incurred following any breach of law
• Cost of treatment for HIV and AIDS