Star Health Insurance for family is a family floater policy that offers extensive coverage to the whole family on a floater sum insured basis. This plan by Star Health & Allied Insurance Company Limited cover family members irrespective of their age and takes care of their health needs.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Some plans are available only after a certain time
Star Health Insurance for family comes with the following key benefits:
The following table represents the various Star Health Insurance plans for families available in the market:
Plan Name |
Sum Insured (Rs) |
Pre-existing Diseases Waiting Period |
|
Star Comprehensive Insurance Plan |
5 lakh to 1 crore |
36 months |
View Plan |
Star Family Health Optima Insurance Plan |
3 lakh to 25 lakh |
48 months |
View Plan |
Star Health Gain Insurance Plan |
1 lakh to 5 lakh |
48 months |
View Plan |
Star Young Star Insurance Plan |
5 lakh to 1 crore |
12 months |
View Plan |
Take a look at the eligibility criteria to buy a Star Health Insurance plan for a family below:
Categories |
Eligibility Criteria |
|
Adult |
Child |
|
Minimum Entry Age |
18 years |
91 days |
Maximum Entry Age |
65 years |
25 years |
No of Family Members Covered |
Self, spouse, dependent children, parents and parents-in-law |
|
Renewability |
Lifelong |
Bajaj Allianz Health Insurance Plans for Family
Bharti AXA Health Insurance for Family
Care Health Insurance for Family
Cholamandalam Health Insurance for Family
Digit Health Insurance for Family
Edelweiss Health Insurance for family
Future Generali Health Insurance for Family
IFFCO Tokio Health Insurance for Family
The following coverage is available under Star Health Insurance for family:
Star Health Insurance for family comes with the following exclusions:
For a detailed list of exclusions, please refer to the policy wordings of Star Health Insurance plans for families.
Ans: The following waiting periods apply to Star Health Insurance for family:
Ans: Yes. You need to pay a co-payment of 10% under the Star Comprehensive Insurance plan and 20% under Star Family Health Optima and Star Health Gain Insurance plans if your age is more than 60 years.
Ans: Yes. You can pay the premiums for Star Health Insurance plans for families in quarterly and half-yearly instalments.