Star Health Insurance for Family

Star Family Health Optima Insurance is a family floater policy that offers an extensive coverage to the whole family under the sum insured limit of Rs 25 Lakh. It includes coverage benefits like new-born baby cover, donor expense cover, assisted reproductive treatment, and domiciliary hospitalization. The details of this star mediclaim policy for family is given below:

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Star Health Insurance for Family

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you take any daily medication? Apart from vitamins & supplements
    Get updates on WhatsApp

    Features of Star Health Insurance for Family

    • Availability of both individual and family floater plans
    • No involvement of a third party administrator
    • Star health provides direct in-house settlement of claims
    • A seamless process to avail cashless hospitalization in more than 9900 hospitals throughout India
    • The insurer’s claim settlement service is quick and hassle-free
    • Pre-acceptance medical screening is only required for people above the age of 50 years
    • Easy online purchase and renewal procedure

    Highlights

    Network Hospitals

    9900+

    Renewability

    Lifelong

    Number of Claims Settled 

    4.9 million

    Claim Settlement Ratio

    90%

    Eligibility Criteria

    Adults between the age group of 18 and 65 years can be insured under Star Family Health Optima Insurance plan. Children from 16 days up to 25 years can be covered.

    Inclusions of Star Health Insurance for Family

    • Sum insured option ranges from Rs 1 Lakh to Rs 25 Lakh
    • Minimum entry age is 18 years with lifetime renewal option
    • It is a family floater policy that offers coverage to parents and children including new-born baby cover
    • 30 days of initial waiting period from the policy inception date
    • In-patient hospitalization expenses are covered including Operation theatre charges
    • All the daycare treatments can be claimed
    • Organ donor transplantation charges are covered
    • Pre and post hospitalization expenses  to be reimbursed for 60 days and 90 days respectively
    • Domiciliary hospitalization expenses covered up to the sum assured limit after 3 days of treatment at home
    • Air ambulance cover is provided up to 10% of the basic sum insured for sum insured amount above Rs 5 Lakh
    • Add-on cover for Emergency Domestic Medical Evacuation, compassionate travel, Ayush treatment, and coverage for new-born baby cover

    Exclusions of Star Health Insurance for Family

    • Pre-existing diseases are not covered until the completion of the waiting period of 48 months
    • Injury or illness arising out of war or nuclear radiations
    • Cosmetic surgery, surgery for changing sex, plastic surgery etc.
    • For detailed list please refer to the policy wordings.

    To know more about this Star mediclaim policy and other insurance products you can get in touch with our customer care team.

    Latest Health Insurance Articles

    Does Health Insurance Cover Zika virus Treatment?

    Does Health Insurance Cover Zika virus Treatment?

    Does Health Insurance Cover Zika virus Treatment? The past five years have witnessed the outbreak of various dreadful diseases such as SARS, MERS, Ebola, Zika, and Nipah virus. Now in 2021, cases of Zika virus outbreak have been report...
    Updated: 27th July 2021
    What Are GPA and GMC Insurance Policy?

    What Are GPA and GMC Insurance Policy?

    What Are GPA and GMC Insurance Policy? Businesses and corporate houses thrive to provide a significant level of satisfaction to their employees. It directly impacts the way their business expands, competes in the market, and expands. The organiz...
    Updated: 26th July 2021
    Insurance vs Assurance: Know the Difference

    Insurance vs Assurance: Know the Difference

    Insurance vs Assurance: Know the Difference The terms insurance and assurance are the most common words used in the insurance industry. Both the terms are used when the insurance company provides financial aid after raising the claim. This ...
    Updated: 8th July 2021
    AYUSH Health Insurance Benefits

    AYUSH Health Insurance Benefits

    AYUSH Health Insurance Benefits AYUSH is an abbreviation used for Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy. It is an alternative treatment system offered by the healthcare industry. The drugs and medicines used under these t...
    Updated: 13th July 2021
    Cooling off Period in Health Insurance

    Cooling off Period in Health Insurance

    Cooling off Period in Health Insurance The Cooling-off period is the duration during which a Covid-19 affected person cannot buy health insurance coverage. This ‘cool off’ period can range from a few days to a couple of months. During this ...
    Updated: 29th June 2021
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL