*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Star Health Insurance for family is a family floater policy that offers extensive coverage to the whole family on a floater sum insured basis. This plan by Star Health & Allied Insurance Company Limited cover family members irrespective of their age and takes care of their health needs.
Star Health Insurance for family comes with the following key benefits:
The following table represents the various Star Health Insurance plans for families available in the market:
Plan Name |
Sum Insured (Rs) |
Pre-existing Diseases Waiting Period |
|
Star Comprehensive Insurance Plan |
5 lakh to 1 crore |
36 months |
View Plan |
Star Family Health Optima Insurance Plan |
3 lakh to 25 lakh |
48 months |
View Plan |
Star Health Gain Insurance Plan |
1 lakh to 5 lakh |
48 months |
View Plan |
Star Young Star Insurance Plan |
5 lakh to 1 crore |
12 months |
View Plan |
Take a look at the eligibility criteria to buy a Star Health Insurance plan for a family below:
Categories |
Eligibility Criteria |
|
Adult |
Child |
|
Minimum Entry Age |
18 years |
91 days |
Maximum Entry Age |
65 years |
25 years |
No of Family Members Covered |
Self, spouse, dependent children, parents and parents-in-law |
|
Renewability |
Lifelong |
The following coverage is available under Star Health Insurance for family:
Star Health Insurance for family comes with the following exclusions:
For a detailed list of exclusions, please refer to the policy wordings of Star Health Insurance plans for families.
Ans: The following waiting periods apply to Star Health Insurance for family:
Ans: Yes. You need to pay a co-payment of 10% under the Star Comprehensive Insurance plan and 20% under Star Family Health Optima and Star Health Gain Insurance plans if your age is more than 60 years.
Ans: Yes. You can pay the premiums for Star Health Insurance plans for families in quarterly and half-yearly instalments.