Prices Increasing soon Prices Increasing Soon

Bereavement Leave in India: What Every Employee Should Know

Life's uncertainties often remind us how unpredictable it can be. The loss of a loved one brings not only emotional turmoil but also a sudden shift in daily routines, responsibilities, and even financial stability. In these moments, what truly matters is having the time to grieve and to be prepared for what comes next. 

Read more
Gets ₹1 Cr. Life Cover at just
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 15% discount# for buying online
Only certified experts will call you on 100% recorded lines
We are rated++
rating
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Lowest Price Guarantee ˜
Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from /month+
+91
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

Whether that means leaning on family, taking care of formalities, or relying on the quiet security of prior planning, like a life insurance policy. As workplaces evolve, they must reflect the real needs of people dealing with such profound loss, starting with the simple act of granting time to heal.

What is Bereavement Leave?

Bereavement leave, sometimes called compassionate leave, is time off granted to employees when a close family member passes away. It allows them time to grieve, attend funeral services, and manage related responsibilities. This type of leave is recognised globally as essential for emotional and psychological recovery after a loss; however, there is no such legal enforcement in India.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Status of Bereavement Leave in India

Unlike maternity or paid sick leave, bereavement leave is not governed by any central labour law in India. Neither the Factories Act 1948 nor the Companies Act 2013 mandates employers to offer paid bereavement leave. This means:

  • There is no legal obligation for private employers to offer bereavement leave.

  • Public sector or government employees often have access to such leave under internal policies.

  • The quantum and conditions of bereavement leave vary widely across organisations.

Some progressive companies in India voluntarily include bereavement leave in their HR policies, offering 2 to 7 days of paid/ unpaid leave upon the death of an immediate family member. However, without regulation, this remains a matter of employer discretion.

Variations Across Sectors

The treatment of bereavement leave differs significantly depending on the sector:

Government Employees

Most central and state government employees are eligible for compassionate leave, often under "special casual leave" provisions. This leave can typically be availed for a few days in case of the death of a parent, spouse, or child.

Private Sector Employees

The private sector's policies vary based on company size, industry, and HR policies. While many IT and multinational firms include bereavement leave as part of employee welfare, smaller firms or unorganised sector employers often have no such provision.

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%#

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

How Can Bereavement Leave Be Helpful?

In such challenging times, bereavement leave is critical in helping employees manage their grief without the added stress of work responsibilities. The availability of this leave can offer significant benefits to employees, both in the short and long term. Here are five key advantages of bereavement leave for employees in India:

Time to Recalibrate

Bereavement leave gives employees essential time to process grief, maintain mental well-being, and support their families. It allows them to cope emotionally after a loss, reducing the risk of long-term stress, burnout, or depression. Being present with grieving family members strengthens emotional bonds, helps manage responsibilities, and ensures shared healing. This time away also fosters psychological recovery, reduces presenteeism, and supports long-term productivity, enabling employees to return more focused, stable, and engaged.

Opportunity to Handle Funeral and Cultural Rituals

In India, death-related rituals can be elaborate and culturally significant, often spanning several days. Bereavement leave allows employees to participate fully in these ceremonies without worrying about work obligations, ensuring they can honour their loved ones according to their religious or cultural beliefs. Significant funds are required to cover such expenses. In such cases, the term insurance plan payout could be helpful. 

Also Read: What are term insurance benefits?

Time to Understand and Manage the New Financial Reality

The death of a family member, especially a breadwinner, can suddenly change a household's financial situation. Bereavement leave gives employees time to assess insurance claims, settle legal affairs, manage debt, and plan finances, helping them regain control over their household economy during a vulnerable time.

Life Insurer Piller

Summing Up

Grieving the loss of a loved one affects emotional well-being and workplace performance. While India has progressed with maternity benefits and insurance, bereavement leave remains a missing piece in labour policy. As awareness of mental health grows, it's time to prioritise this essential support.

At the same time, life's unpredictability highlights the need for financial preparedness. Health and life insurance can't prevent hardship, but they offer peace of mind and protect against significant financial strain. Until formal policies evolve, employers must take the lead in supporting their people through time to heal and provide preparation tools.

FAQ's

  • Q1. What is the meaning of bereavement leave?

    A1. Bereavement leave or compassionate leave is a form of paid time off provided by an employer when an employee experiences the death of a close family member or relative. This leave allows individuals time to grieve, attend funerals, manage related affairs, and emotionally recover without the added work pressure.
  • Q2. What does BL stand for in leave?

    A2. BL stands for Bereavement Leave. It refers to time off granted to an employee after the death of a family member. Some organisations specify durations, such as up to four weeks for the death of a spouse or child, and one week for other immediate family members like parents or siblings. During this period, salary continuance is typically provided. The exact length and conditions can vary by company or country, but the purpose is consistent, to provide employees time to cope with loss without the stress of work responsibilities.
  • Q3. How to apply for bereavement leave?

    A3. To apply for bereavement leave, inform your manager or HR about your loss and the need for time off. Then check your company's policy to understand how much leave you're entitled to and what documentation, if any, is required, such as a death certificate or obituary. Submit a formal request via your company's leave management system or email, clearly stating the dates you plan to be away and attaching any necessary proof.
  • Q4. How to reply to bereavement leave?

    A4. When responding to someone taking bereavement leave, express genuine sympathy and support. Acknowledge their loss with phrases like "I'm so sorry for your loss" or "Thinking of you." Keep your message kind and brief. You can also offer help, such as "Please let me know if I can support you with anything at work." Respect their privacy and don't ask for details unless they offer to share. Showing empathy helps create a supportive environment and reassures them that they can return to work when ready.

Premium By Age

˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com  in the first 6 months of FY 24-25.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2025 policybazaar.com. All Rights Reserved

+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.



Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
Term Insurance
1 Crore Term Insurance
Term Insurance
2 Crore Term Insurance
Term Insurance
4 Crore Term Insurance
Term Insurance
5 Crore Term Insurance
Term Insurance
6 Crore Term Insurance
Term Insurance
7 Crore Term Insurance
Term Insurance
7.5 Crore Term Insurance
Term Insurance
8 Crore Term Insurance
Term Insurance
9 Crore Term Insurance
Term Insurance
15 Crore Term Insurance
Term Insurance
20 Crore Term Insurance
Term Insurance
25 Crore Term Insurance
Term Insurance
30 Crore Term Insurance
Term Insurance
15 Lakh Term Insurance
Term Insurance
60 Lakh Term Insurance

Life Insurance Articles

  • Recent Article
  • Popular Articles
24 Apr 2024

Most Common Life Insurance Frauds in India

Life insurance fraud is a financial crime that can be committed

Read more
09 Aug 2023

What High Net Worth Individuals (HNIs) Do To...

High net worth individuals often opt for life insurance plans to

Read more
28 Jun 2023

A Review Of ICICI Prudential Life Insurance

“Policy Bazaar insurance clarified the term policy for me, so

Read more
27 Jun 2023

A Review Of HDFC Life Insurance

“I recently bought an HDFC term plan and it is the best

Read more
20 Jun 2023

Life Insurance Policy in India with High Returns

The life insurance policy in India is a type of life insurance

Read more

SBI Life Insurance 50,000 per year Plan for 5...

SBI Life Insurance provides limited premium payment plans where you pay ₹50,000 annually for just 5 years. These

Read more

SBI Life Insurance Policy Surrender Value...

The SBI Life Insurance Policy Surrender Value Calculator is an online tool that helps you estimate how much money

Read more

How to Check PLI Status?

Postal Life Insurance (PLI), one of the oldest life insurers in India, was introduced in February, 1884. Started

Read more

PLI Surrender Value Calculator

PLI surrender value calculator is an online tool that estimates how much amount you will receive if you surrender

Read more
Get Call Back Now
top
View Plans
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL