Kawasaki Vulcan S Bike Insurance

Kawasaki Vulcan S and Its Insurance Cost

Before you choose a plan, it helps to know the estimated premium for each variant. The table shows the expected cost of a one‑year own‑damage plus five‑year third‑party bundle, along with the price of the Zero Depreciation add‑on.

*Disclaimer: The above premium is calculated based on the year of registration, IDV, registration location, and various other factors by using an online bike insurance premium calculator from Policybazaar.com.

Why Should You Buy Kawasaki Vulcan S Insurance from Policybazaar.com

Buying Kawasaki Vulcan S insurance from Policybazaar.com is a fast and easy way to compare plans and get the right coverage online. The main benefits are outlined below:

• Comprehensive Coverage: This policy covers damage to your bike and third-party liabilities.
• Cashless Garage Network: With the cashless repair network, you do not have to pay immediately for repairs at recognised service centres.
• Quick Claim Settlement: The insurance company will ensure that cashless and reimbursement claims are processed quickly.
• No Claim Bonus: Policyholders who maintain a claim-free record are rewarded with a No Claim Bonus at the time of renewal. This discount can go up to 50% on the premium after five consecutive years without any claims.
• Roadside Assistance: If your bike breaks down, you can get help immediately, including getting a ride or making basic repairs, from where you are.
• Customer Support: If you are experiencing any issues with your insurance, please feel free to contact us anytime at 1800-258-5970.

Disclaimer: Your insurance coverage will vary by company and the plans you choose. Read the policy carefully.

Which Add‑ons Are Useful for Kawasaki Vulcan S Insurance?

The Vulcan S cruising style is complemented by the additional protection that is provided by add-ons. The following is a list of the most prevalent options, along with the reasons why you might require them:

• Zero Depreciation Cover: This add‑on pays the full claim value without any deduction for depreciation on parts such as chrome panels, fuel tank, or fairings. It keeps your repair bills low after an accident and helps maintain the premium look of your cruiser.
• Return to Invoice Cover: This add-on refunds the entire on‑road price of your bike, including registration and taxes, if the Vulcan S is stolen or damaged beyond repair. This add‑on is ideal for new buyers who want complete financial security.
• Personal Accident Cover: This offers a financial benefit for the medical treatment or income associated with the insured's injury.
• Consumables Cover: Oil, brake fluid, nuts, bolts, and coolants are not often included in a standard policy, but this protection will compensate you for their cost. Small consumable costs can easily build up during major repairs following an accident.

How to Buy or Renew Kawasaki Vulcan S Insurance Online

Renewing or buying your Kawasaki Vulcan S insurance online at Policybazaar.com is hassle-free—just go through the steps below:

• Step 1: Visit Policybazaar.com and click on the 'Bike Insurance' section.
• Step 2: Please enter your registration number to renew your Kawasaki Vulcan S insurance. If you just bought a bike, click 'Bought a New Bike'.
• Step 3: Enter important information like your city, the state of your previous policy, and the type of bike you have.
• Step 4: Pick either third-party or full coverage depending on your riding style.
• Step 5: Add-on covers like consumables cover or zero depreciation cover can be added if needed.
• Step 6: Choose the plan that best fits you and make the payment for the same.
• Step 7: Your bike insurance policy will be sent to the email address you gave when you signed up.

How to Claim Insurance for Kawasaki Vulcan S

If your Kawasaki Vulcan S is damaged or stolen. You can file a claim in two ways: a cashless claim at an authorised network garage or a reimbursement claim at a garage of your choice. Follow the steps below for a smooth claim experience:

1. Cashless Claim Process

   Steps to file a cashless settlement in your bike insurance policy

   • Step 1: Contact your insurance company immediately after the accident or damage.
   • Step 2: An authorised surveyor will inspect the bike and prepare a damage report.
   • Step 3: Repair your bike at a listed garage network after approval.
   • Step 4: The insurance company pays the garage directly for authorised repairs.

2. Reimbursement Claim Process

   Choose this option if you repair your bike at a non‑network garage and wish to be reimbursed later:

   • Step 1: The first thing to do after an accident or damage occurs is to contact your insurance company.
   • Step 2: A surveyor visits, checks the damage, and prepares a report.
   • Step 3: It usually takes two business days to finish the report on the survey.
   • Step 4: Submit the filled claim form along with all required documents.
   • Step 5: You should pay for the repairs and keep all the original bills and receipts.
   • Step 6: Send these bills and supporting papers to the insurer for verification.
   • Step 7: After the claim is approved, the money is deposited into your bank account.

Documents Required for Kawasaki Vulcan S Insurance Claims

The document you require is as follows:

• Filled and signed claim form.
• Registration Certificate of the motorcycle.
• Valid driving licence.
• Know Your Customer documents for claims above ₹1 lakh.
• Estimated repair cost.
• Final repair bills and receipts.
• First Information Report for third‑party injury, fire, property damage, or theft claims.

Additional Documents Required for Theft Claims

If your bike gets stolen, you will also need the following:

• Original insurance policy document.
• Registration Certificate of the motorcycle.
• Purchase invoice from the showroom.
• Both original keys.
• Copy of the First Information Report lodged with the police.
• Non‑traceable certificate issued by the police.
• No Objection Certificate from the bank if the bike is financed.
• A letter from the Regional Transport Office confirming the bike is not in use.