How Much Does International Travel Insurance Cost in India?

Traveling is one of those things that everyone looks forward to. You may be a mountain person or a beach person; exploring hidden gems across the world comes with both adventure and risks. International travel insurance plans are specially designed for travel bugs like you so that you can travel fearlessly with a range of coverage benefits at your disposal. Read on to know the importance of overseas travel plans and how much they will cost you.

Read more

Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

    Popular Destinations

    Add traveller(s) details
    Step 2/4
    Any Pre-Existing medical condition
    +Add another traveller
    Select trip dates
    Step 3/4
    You are just one step away
    Step 4/4
    This will help us to contact you for your policy details and in case of any policy related issues
    By clicking on "" you agree to our Privacy Policy and Terms Of Use

    Now covers COVID-19

    Why Buy an Overseas Travel Insurance Plan?

    Traveling is supposed to be a relaxing and enjoyable process. Even if you're traveling for work, nobody wants unpredictable flight delays or medical emergencies while they are away from home.

    While these travel insurance plans can't make up for your damages, they can ease your pang with monetary compensation and active assistance. From missed connections to losing your passport or belongings, international travel insurance policies offer a plethora of country-specific plans with a range of coverage benefits to choose from.

    With exorbitant medical costs outside India, you can claim compensation from your insurance provider for any accidental injuries or mishaps while traveling. Be it urgent hospitalization expenses or any legal issues that you may find yourself in, international travel insurance policies can be easily bought online by students, individuals, and senior citizens alike. Your insurer will provide help with common as well as specific emergencies depending on the type of overseas travel insurance plan you buy.

    Overseas Travel Insurance Plans for Different Needs

    Everyone’s travel plans and requirements are different. A student traveling abroad to study requires a longer plan with different benefits while people traveling with their loved ones have different risks to prepare for. Thus, insurance providers usually have a lot of options so that customers’ different needs can be met at minimum costs. These are the different kinds of international insurance policies available in Indian insurance markets:

    • International Travel Insurance Plans: These travel insurance plans are available in a broad range mostly based on geographical location and region-specific requirements. For example, certain countries in Europe need every foreign visitor to have a minimum sum insured before a visa can be even granted. Similarly, there are different plans for many other countries:
      • Europe/Schengen Plans: These overseas travel insurance plans are designed for people visiting the Schengen territories.
      • Including USA and Canada: Many insurance providers have separate plans for the American continents which do not include coverage for any other country unless specified. These usually include different benefits that are mandatory for your entry.
      • Excluding USA and Canada: Similarly, many insurers provide different plans that cover your trip to any country other than the USA and Canada.
      • Asia Plans: This is usually less expensive than others and provides necessary coverage while visiting Asian countries. Many insurers provide this plan without including covering Japan and Korea.
    • Senior Citizen Travel Insurance PlansAs the name suggests, these are specially designed for older travelers. Usually have additional assistance benefits along with pre-existing disease coverage.
    • Student Travel Insurance PlansThese are for a longer duration and have benefits like sponsor protection and cover for loss of laptop etc. The policy includes regular medical and non-medical related covers; however, this varies with the plan and the insurer.
    • Frequent Traveler Insurance Plans: Designed especially for corporate executives or those traveling frequently, many insurance providers have special plans for them.

    Please keep in mind that these are only generic plan types available for buyers. The plan name and its benefits will vary with the general insurance company offering them. You can read more about different international travel insurance plans at Policybazaar.

    You may like to Read: International Travel Health Insurance

    What Will Your International Travel Insurance Plan Cover?

    As already mentioned before, these plans are very useful in case you find yourself in an unpleasant situation abroad. Here are some of its best benefits:

    • Hospitalization Expenses: The insurer compensates you for any expenses because of accidental or medical emergencies you faced abroad
    • Daily Allowance: In case of hospitalization while traveling, many policies provide a certain sum to the hospitalized insured to help them with the added expenses
    • Home Burglary Cover: Many policies provide this feature either as a part of their plan or as an optional cover. It protects you from any financial loss caused because of theft or burglary while you’re away from home.
    • Personal Liability: Any condition that may put you legally accountable to a third-party person while traveling.
    • Coverage for Pre-Existing Diseases: This cover is often available as an add-on to your policy. It helps you with any sudden expenses caused due to an already existing medical condition.
    • Trip Cancellation: The policy covers any loss caused by the flight's cancellation as per the policy terms.
    • Delay/Loss of Checked-in Baggage: If your airline misplaces your baggage or causes you to delay over a certain time period then your insurer will provide the fixed reimbursement for the same.
    • Emergency Trip Extension: Most policies offer this facility in case your date of departure is extended due to an unavoidable emergency.

    How Much Does International Travel Insurance Cost?

    Now that we have discussed the different types of international insurance plans and their benefits, the next important factor to consider is the cost of the insurance. While looking for the best international travel insurance for you and your family, you need to keep in mind the following factors that will affect your overseas insurance plan’s cost:

    • Age of the travelers (If senior citizens accompanying)
    • The location you’re traveling to
    • Any add-ons purchased
    • Any pre-existing health conditions of the travelers
    • Type of plan variant opted, higher the sum insured higher is the cost of premium
    • Time duration of your travel

    Depending on the combination of these factors, your premium will be calculated after which you can proceed accordingly.

    Wrapping it up,

    Overseas travel insurance policies help with a number of benefits to travelers and ensure that they don’t suffer because of unexpected financial burdens abroad. Finally, it is most important to compare different plans before buying one. Keep in mind the points shared above and go for a plan which meets all your needs. You can also compare different international insurance plans at Policybazaar before your purchase.

    You May Also Want to Know About

    Best Travel Insurance Policies in India

    Best Travel Insurance Policies in India

    Best Travel Insurance Policies in India When we talk about buying the best travel insurance plan, you’ll get a long list of travel insurance plans. This creates a lot of confusion. Even if you’ll ask any expert to name the best, you’ll probabl...
    Best Student Travel Insurance Plans in India

    Best Student Travel Insurance Plans in India

    Best Student Travel Insurance Plans in India Do you plan to travel abroad for higher studies? Do you have a good international college in mind, where you think you can take admission in? Have you looked at all the scholarships that the university is...
    Benefits of Buying a Travel Insurance Plan for Your Next Holiday

    Benefits of Buying a Travel Insurance Plan for Your Next Holiday

    Benefits of Buying a Travel Insurance Plan for Your Next Holiday Most of us love to travel. Exploring new lands and new cultures is always exciting. However, it does not take much time for a straightforward mishap to turn your entire trip’s fun i...
    Best Travel Insurance Companies in India

    Best Travel Insurance Companies in India

    Best Travel Insurance Companies in India Just the mere thought of travelling to a destination enthrals you and you cannot resist than planning around the vacation, which leaves you excited. Though travelling has its pros you cannot deny the fact tha...
    Domestic Travel Insurance Coverage & Benefits

    Domestic Travel Insurance Coverage & Benefits

    Domestic Travel Insurance Coverage & Benefits Numerous insurance companies are providing travel insurance for journeys within India. But do you think of buying travel insurance in India as a compulsion or necessity? Read on to know how is it ad...