Travel Insurance for Croatia

Home to the famous UNESCO World Heritage site, Dubrovnik, Croatia attracts millions of visitors every year thanks to its hilly coastline and beautifully preserved historical sites. Anyone who wishes to explore this beautiful place must first get a valid visa and compulsory Croatia travel insurance. Let’s find out more details essential for your trip to Croatia.

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Croatia Travel Insurance

Croatia is part of the 29-member Schengen area and has special entry requirements for visitors outside the EU or Schengen zone. Known for its unique amalgamation of modern and classical architecture, Croatia has become extremely popular among tourists exploring Europe.


There is a lot to prepare for-from selecting the best time to visit Croatia to deciding the perfect itinerary within your budget. However, buying travel insurance for Croatia must always be at the top of your list.


First, Croatia is an expensive country, so you need a reliable backup in case things ever go wrong. From minor issues like stolen luggage to major emergencies like accidents or hospitalisation, travel insurance Croatia will save you from an extra financial burden.


Second, having Schengen travel insurance for Croatia is a prerequisite for getting your visa approved. This is because Croatia visa requirements for Indian citizens require them to obtain a pre-approved Schengen visa for Croatia, and all Schengen visas mandate buying trip insurance. Hence, purchasing travel insurance for Croatia visa is a mandatory step.

Fast Facts about Croatia

Categories Specification
Capital Zagreb
International Airports Split Airport, Dubrovnik Airport
Time Zone GMT+2
Best Time to Visit Croatia May - June, September-October
Climate Interior: Continental; Coastal: Mediterranean
Travel insurance for Croatia Requirements Required

The Key Benefits of Travel Insurance for Croatia

A trip to Croatia means significant preparation and planning. You must prepare all your essential travel documents, pack for the activities you wish to try and stick to your budget. You must also take all necessary precautions to manage unwelcome situations during your trip. Having travel insurance Croatia is one sure way to manage difficult situations abroad.


Here are some key advantages of buying travel health insurance from India to Croatia:

  • Your Croatia trip insurance offers 24/7 travel assistance in case of emergencies.
  • You get coverage for emergency medical expenses because of accidents, sudden illness, etc., under travel medical insurance for Croatia.
  • Your Croatia travel insurance will also include hospitalisation expenses and medical evacuation & repatriation expenses.
  • Coverage for passport loss or baggage loss/damage per your policy terms.
  • Croatia trip insurance also offers personal liability coverage if you're liable to a third party abroad.
  • You can also buy add-ons to your India to Croatia travel insurance plans for broader coverage.

Why Do You Need Travel Insurance from India to Croatia?

Anybody who wishes to visit Croatia must meet all the entry requirements according to the Schengen visa guidelines. Your Croatia visa application will only be processed if you have obtained appropriate travel health insurance for Croatia, which is valid in all Schengen countries and has coverage of at least EUR 30,000. Once you have purchased the travel insurance and submitted your visa application with the requisite documents, keep a close tab on your Croatia visa status. You can use the VFS Global Croatia visa tracking service or check the visa decision on the immigration portal.


Another reason you need travel insurance for Croatia is that it is among the most expensive countries in the Balkans. Considering the high living costs, medical care, and other expenses, you must always be prepared for any emergency that may financially affect you. From bounced hotels to stolen luggage, you never know what you may encounter on your trip. Having the right travel insurance for Croatia will save you from such situations and provide the necessary coverage & assistance.

How to Buy Travel Insurance for Croatia Online?

Here is a step-by-step guide on how to get travel insurance for your Croatia trip online.

How to Buy Travel Insurance from Policybazaar

Steps to Make a Successful Travel Insurance Claim Online

Follow the steps below if you wish to make a travel insurance claim for Croatia.

How to Make Successful Travel Insurance Claim

Croatia Tourist Places

Besides being the home of the ‘pearl of the Adriatic,' Croatia boasts many beautiful places and a rich culture. It has several UNESCO World Heritage Sites and other historical landmarks. Here are some must-visit places in Croatia:

Most Popular Tourist Attractions in Croatia
  • When in Dubrovnik, visit the Old Town, Rector's Palace, and Walls of Dubrovnik
  • Explore Stradun, also known as Placa
  • Take a cable car up to Mount Srd
  • Visit the Church of St. Blaise
  • Franciscan Monastery
  • Explore the famous Fort Lovrijenac
  • Have a beach holiday at Lapad Beach

Visa Information for Croatia

All Indians who wish to visit Croatia for tourism, business, study, or other reasons must apply for a valid visa. Croatia is part of the Schengen region, so you must apply for a Uniform Schengen visa for Croatia if you are here for a short duration.


The visa application process for Croatia is similar to that of other Schengen states; you can fill out an application and apply through the authorised channels. You must have a sufficient buffer between your Croatia visa application and departure. This will give you enough time to process your visa and reduce any chances of Schengen visa rejections due to haste.

The Indian Embassy in Croatia

If you are stuck in an emergency in Croatia, you should immediately contact the Indian Embassy. Here are important details for contacting the Indian Embassy in Croatia.

Category Details
Contact Number (00-385-1) 4873239
Emergency Number (00-385-1) 4873240, (00-385) 995459062
Address Embassy of India, Bijenik 152B
10000 Zagreb, Croatia
Email consular.zagreb@mea.gov.in
cons.zagreb@mea.gov.in

Also Read: Croatia Embassy in India

Documents Needed for Croatia Visa

Your list of documents can vary considerably depending on the type of Schengen visa you are eligible for. However, these are the general documents needed for your Croatia visa application:

  • Completed visa application form
  • 2 recently clicked passport-size photos
  • Proof of sufficient funds to stay in Croatia
  • Minimum EUR 30,000 travel health insurance for Croatia
  • Detailed itinerary of your Europe trip
  • Flight tickets (round trip)
  • Proof of vaccination as specified
  • Cover letter stating your purpose for visiting
  • Proof of hotel booking/accommodation in Croatia

International Airports in Croatia

Croatia is a popular destination with numerous domestic and international airports and top-notch facilities. Here are some of the most popular airports in Croatia:

Airport Airport Code
Split Airport SPU
Dubrovnik Airport DBV
Zagreb Airport ZAG
Pula Airport PUY
Zadar Airport ZAD
Rijeka Airport RJK

No matter how well-equipped an airport is, flight delays or baggage losses are beyond anybody's control. With travel insurance for Croatia, you can opt for benefits like flight delay/cancellation if your connecting flight is delayed or you miss your flight for covered reasons. The Croatia health insurance cost will depend on factors like your age, medical conditions, opted coverage, itinerary, etc.

Croatia Travel: Safety & Precautionary Measures to be Undertaken

Croatia is among the most popular tourist destinations and a safe place for travellers. However, keep in mind the following safety tips to have a better experience:

  • Always keep your passport safe and carry hard copies.
  • Since Croatia hosts several international meetings, demonstrations are common. You should avoid crowds and expect transport disruption.
  • Keep a good travel health insurance policy for Croatia to ensure minimum financial burdens.
  • Avoid venturing to isolated areas on your own, especially at night.

Currency and Foreign Exchange

Until January 2023, the currency used in Croatia was the Croatian Kuna. However, Croatia's official currency now is the Euro. Here is the latest exchange rate to get an estimate:

Currency Exchange Rate
INR (Indian Rupee) 1 EUR = 89.16 INR
USD (United States Dollar) 1 EUR = 1.04 USD

Travel Insurance for Croatia: FAQs

  • Q. Do you need travel insurance to travel to Croatia?

    Ans: Yes, it is mandatory to buy travel insurance for Croatia as it is part of the Schengen Zone, and you need proof of travel insurance to get your Croatia visa.
  • Q. Which travel insurance is right for a Croatia visa?

    Ans: This will depend completely on your requirements. A Schengen family travel insurance policy will be good if you're visiting Croatia for tourism with your family. Senior travellers over 70 can buy senior citizen travel insurance for a Schengen visa.
  • Q. Do I need a transit visa for Croatia?

    Ans: Yes, even if you don't plan to visit Croatia but have to stay within borders exceeding specific hours, you must still apply for a transit visa.
Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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* Price shown is for a 30 day trip to Croatia with 50,000 dollar coverage for an adult of age 25 years

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