Travel Insurance for Dubai from India

What is Travel Insurance for Dubai?

Dubai may be the perfect tourist spot, but nobody can guarantee a trip free of any emergency. You may be healthy, but can still get unwell while on your trip. Or, what if someone steals your handbag containing all important documents and money?

Travel insurance for Dubai from India ensures that you are covered for such situations and more. Naturally, a medical emergency or losing your baggage will bring some financial burdens during your trip. But if you have insurance for Dubai travel, then you can get significant relief.

Along with your Dubai visa, make sure you buy travel insurance policy before starting your journey.

While Dubai travel insurance is not mandatory, it is compulsory for some categories of UAE visas. Many Emirates in the UAE require foreign visitors to have travel health insurance, including Dubai. So, it is highly recommended that you buy travel insurance for Dubai to avoid any financial or document-related issues.

Your Dubai insurance for tourists will cover you against all possible threats that you may face during your trip, including medical cover, medical evacuation, personal liability, personal accident, loss of passport, missed connection flight, trip delay, flight hijack and more.

Fast Facts Dubai

The Key Benefits of Travel Insurance for Dubai

Travel insurance for Dubai from India ensures trip safety irrespective of your purpose of visiting. It has comprehensive journey-related and medical emergency coverage. If you still need to be convinced about buying travel insurance for Dubai from India, then take a look at some of its benefits below:

• Financial Backup: Your travel insurance for Dubai trip offers considerable support in case of major emergency expenses like healthcare, personal liability, theft of belongings, etc.
• 24X7 Assistance: Get help in Dubai through dedicated customer service navigating through local healthcare, authorities, language barriers and more.
• Healthcare Expenses: Your medical insurance for Dubai trip will provide medical coverage for emergency hospitalisation due to an injury or illness, including dental emergencies, surgeries, medical evacuation and repatriation of mortal remains.
• Flight and Baggage Security: Travel insurance India to Dubai offers protection from unexpected travel emergencies like baggage loss, flight cancellation, theft of belongings, etc.

Whether you lose your personal belongings or get hospitalised, your Dubai travel insurance will help you get the right kind of assistance during an emergency.

Travel Insurance for Dubai from India Inclusions

• Medical Expenses: Travel medical insurance for Dubai will cover any emergency hospitalisation expenses, including evacuation and repatriation.
• Passport Loss: Your tourist insurance Dubai will cover you for the costs incurred in getting a new or duplicate passport.
• Baggage Loss: If your airline misplaces or damages your luggage, then your Thai travel insurance policy will provide a fixed sum to reimburse you for those damages.
• Personal Liability: If you somehow become liable to a third party abroad, then your India to Dubai travel insurance will help cover the costs.
• Flight Cancellations: In case of flight cancellations, your Dubai travel insurance will compensate you for additional expenses.
• Flight Delay: Dubai trip insurance will compensate you for the inconvenience of your delayed flight if it is over a certain time limit.

Travel Insurance for Dubai from India Exclusions

• Medical Tourism: If you are travelling to get a medical treatment here, then you won't be covered for any planned treatments
• Nervous/Mental Disorders: Any medical expenses caused because of nervous or mental disorders will not be covered under this Dubai trip insurance
• Pre-existing Diseases: Your Dubai travel insurance will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.
• War or Terrorism: Losses faced because of a civil war, chemical or biological weapons, rebellion, military actions, and acts of terrorism are not covered.
• Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.
• Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance for Dubai trip will not cover it.
• Suicide/Self-inflicted Injury/Drug Use: Travel insurance from India to Dubai will not cover any claim in case of intentional injury or damage you cause to yourself. It will also not cover any claim if you suffer a loss because of inebriation.

Visa Information for Dubai from India

The UAE government offers several types of visas to foreigners who wish to travel to the Dubai Emirates. They should apply for a visa based on the purpose of their travel. Depending on your Dubai itinerary and the reason for your visit, you must apply for a Dubai visa accordingly. Here is a list of the various types of Dubai visas:

• Tourist Visa
• Visit Visa
• Transit/ Stopover Visa
• Study Permit
• Service Visa
• Work Permit
• Medical Treatment Permit

The Tourist visa is available for both short-term and long-term visits. While the short-term tourist visa is valid for up to 30 days, the long-term visa is valid for 60 days. When buying travel insurance online for Dubai, you should consider the trip's duration and frequency and the travellers' age.

The procedure for applying for a Dubai visa is simple and applicant-friendly. You can apply for a Dubai visa online or offline. You can visit the Embassy/ Consulate of the United Arab Emirates in India.

Documents Required for Dubai Travel

You can apply for a Dubai visa according to the purpose of your travel. People travelling to study in Dubai can apply for a Dubai Study Permit, while tourists can obtain a Dubai Tourist visa.

If you're wondering, 'Is travel insurance mandatory for Dubai?'' The answer is no. It is not mandatory unless you're applying for a multi-entry tourist visa for the UAE.

Indians travelling to Dubai must meet the following requirements:

Dubai Entry Requirements from India

• Indian passport, which must be valid for at least 6 months
• Sponsorship from a Dubai-based hotel/ airline/ tour agency
• Confirmation of the booking with the hotel/ airline
• Copy of Residency visa (if the country of nationality & permanent residency is different)
• Travel Health Insurance Dubai
• Sufficient funds to sustain your stay in Dubai

Travel Insurance Purchase

Dubai witnesses one of the most prominent tourist influxes annually. If you get sick, have an accident, or face an emergency, your entire trip can stop. Getting treated at a hospital in Dubai can be very expensive and might use up your entire trip budget. The only way to prepare for unforeseen emergencies and enjoy your trip peacefully is by having travel insurance Dubai from India.

• Passport number of travellers
• ID proof, like PAN or other government-issued documents for the proposal form
• KYC for travel insurance from India to Dubai is required before purchase*

*You must also have your travel dates and destination for the proposal form.

Travel Insurance Claim

• FIR or police report for criminal cases
• Copy of your passport with immigration stamps
• ID Proof
• Completed claim forms
• Copy of your original policy
• Original bills and receipts

You may be asked to provide all of these or more documents, depending on your claim.

Travel Guide for Indians Visiting Dubai

Dubai is among the most visited countries by Indians. It offers great opportunities, a stellar lifestyle and memorable experiences that can enrich your travel stories like no other. Make sure you know some essential information related to Dubai so that you can plan your trip better:

Know Dubai Airports

Dubai is a short flight away from India, ranging from 3 hours 10 minutes to 5 hours with layovers. There are two international airports in the Emirate of Dubai:

• Dubai International Airport (DXB/OMDB)
• Al Maktoum International Airport (IATA) or Dubai World Central (DWC or OMDW)

Cheap travel insurance from India to Dubai costs nominal premiums, and you can easily get covered for flight-related and other risks under your budget requirement, such as delay in check-in baggage arrival, loss of check-in baggage, flight delay, missed connection flight, etc.

Currency in Dubai

The currency used in Dubai is the United Arab Emirates Dirham. Here is the latest exchange rate to get an estimate:

23.26 INR = 1 UAE Dirham = 0.27 USD

Indian Embassy in Dubai

In case of an emergency during your trip to Dubai that requires diplomatic intervention, you can visit the Indian Consulate in Dubai. We have listed the contact details of the Indian Embassy/ Consulate in Dubai:

• BLS helpline for Passport and Visa: 04 - 387 5667
• Women/ Housemaids in distress: 02 - 4492700 Ext. 260, 0502103813
• Death formality during and after office hours: 0971-564038863

Dubai Travel Tips for Indians

While everyone talks about Dubai's skyscrapers and white sand beaches, many forget the risks a traveller might face. As you prepare your list of things to do in Dubai, here are a few things to keep in mind:

• The crime rate is among the lowest in the world, but petty crimes like pickpocketing or taxi fare scams are common.
• Dubai is home to some highly poisonous animals, including snakes and scorpions. Make sure to dress appropriately and check your accommodation for such threats.
• Do not click pictures of women or areas where clicking pictures is prohibited
• If you visit the Emirate of Dubai, specific laws and etiquette must be followed. People who do not abide by the local law and etiquette can get arrested.
• Dress appropriately if visiting religious sites
• Buying an international travel insurance plan for Dubai is highly recommended for all foreigners who wish to come here. If you don't have Dubai insurance for tourists, any health-related expenses incurred by your trip will be solely borne by you. Also, travel health insurance to Dubai from India is mandatory for Indians who are applying for a multi-entry UAE tourist visa Dubai.

Most Visited Places in Dubai

Dubai is well-known for its modern architecture, white-sand beaches, tall buildings and luxury shopping. Have a look at the best places to visit in Dubai:

• Burj Khalifa: When in Dubai, go to the top of Burj Khalifa and get spellbound by the enormous view of the city from its Observation Deck. You shouldn't miss the water dance show at the Dubai Fountain, the world's most extensive choreographed fountain system.
• Palm Jumeirah: Visiting the artificial island of Palm Jumeirah is a must for all foreigners arriving in Dubai. You can also witness the majestic sand dunes at the Dubai Desert Conservation Reserve.
• Deira Souk: One of the most ancient markets in Dubai, Deira Souk's gold market is a wonderful place for jewellery lovers.
• Jumeirah Beach: Visit Jumeirah Beach for its pristine beauty and spend a lazy day looking at the sea. You can test your water sports skills at Kite Beach or enjoy a volleyball game.
• Dubai Marina: Don't forget to gaze at the stunning city lights and skyscrapers from the Dubai Marina while riding a water bus.
• Dubai Creek: If you love shopping, you should visit the ancient souks at Dubai Creek. You can also see the various countries' pavilions at the Global Village or go for high-end branded products and apparel at the different malls in Dubai.

No matter what you plan to do in Dubai, you can enjoy your trip without any worries if you have health insurance for Dubai tourist visa. It will guard you against any eventualities that may cause a medical or financial emergency during your trip.