Travel Insurance for the Philippines

Known as one of Southeast Asia's best-kept secrets, the Philippines is an archipelagic nation consisting of over 7,500 islands. Being home to so many beaches, natural marvels, coral reefs, and historical monuments, it has caught the eyes of tourists since forever. Because of so many cultures influencing it, it’s a perfect tourist destination for adventurers under a budget.

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    Be it the country's exciting nightlife options or secluded heavenly beaches, you will find everything here. The people here are warm and helpful, which will heighten your experience. With so many places to visit, mouth-watering Filipino cuisine to try, you’d need to plan your itinerary carefully.

    However, before you start booking your tickets make sure you go through some important points shared later in this article. Most importantly, make sure to check your visa requirements along with travel insurance for the Philippines that works best for you. As they say, it is better to be safe than sorry- let go of any worries related to flight or trip delays and prepare to have a tantalizing experience on those beautiful beaches! 

    Fast Facts about the Philippines

    International Airports

    12 including Clark International Airport,

    Manila Ninoy Aquino International Airport,

    Mactan-Cebu Airport



    Time Zone


    Languages Spoken

    Filipino/Tagalog, English

    Currency Exchange Rate

    1 Philippine peso = 0.020 = 1.48 Rs.

    Climate and Weather

    Hot/dry from the months of March to May. Temperatures range from 25°C to 32°C on average. Pretty humid with mean humidity of approximately 77%.

    Philippines Visa Fees for Indian Nationals

    2,840 Rs- 28,400 Rs depending on the type and duration of visa

    Visa Processing Time

    Usually 2 to 10 days, not counting Philippines public holidays

    Entry Essentials to the Philippines

    Indian citizens require a valid visa in order to enter Philippines. Unfortunately, there is no visa-on-arrival facility available so it's best to apply for a visa as soon as you can.  

    However, NRIs who have their resident proof or work permit from these countries can enter and stay in the Philippines for a duration of 14 days without any visa: US, UK, Schengen Territories, Australia, Canada, Japan, and Singapore.

    Types of Philippines Visa for Indians

    Indian nationals can apply for a temporary visitor's visa or for business. These can be single entry, multiple entries for 6 months in case of a tourist visa, and additional multiple entries for 1 year in case of a Business visa. Depending on your time duration and requirements, there are the following types of visas for Indians visiting the Philippines:

    • 9A: Tourist Visa or Temporary Visitor's Visa for Pleasure:As the name suggests, this visa is for any Indian national who wishes to visit the country for sightseeing or touring purposes
    • Temporary Visitor's Visa for religious workers and missionaries:Applicable to those who carry a sponsorship/endorsement letter from their respective organisation in order to carry out welfare activities in the Philippines.
    • Business Visa (Temporary visitor's visa for business): Those who have a letter of invitation from a business or person in the Philippines can apply for this visa.
    • 9B Transit Visa: This is for those who are traveling to another country from India through Philippines. This transit period cannot exceed 72 hours.
    • 9C Seaman Joining a Ship: This is for seafarers and requires a valid Seaman's book and other documentation.
    • 9E Diplomatic Visa: This can only be issued by the Philippine Department of Foreign Affairs
    • 9F Student Visa:Like 9E, this needs to be issued by the Philippine Department of Foreign Affairs and may require a personal appearance.
    • 9G Pre-arranged Employment Visa: This too has to be issued by the Department of Foreign Affairs before the Philippine Embassy can receive it.
    • 47 a-2 Special Non-Immigrant Visa:This is issued specifically to foreign nationals visiting Philippines as personnel and dependents under certain programs and organizations.
    • 9A Dependent Visa: Also called Temporary Visitor's Visa with a pending application for a working visa. Requires a letter of intent from a Philippines-based company confirming their purpose of entry.

    Documents Required for Philippines Visa

    All Indians who wish to obtain a visa for Philippines must ensure they provide the following:

    • Duly filled visa application form
    • 2 colored passport-sized photos
    • A letter describing your reasons for visiting Philippines
    • Bank account details, bank statement of past 6 months with a minimum balance of 500 USD
    • Last 3 months of your salary slips or partnership deeds/company registration documents for those who are self-employed
    • A valid Indian passport that does not expire before the end of the trip
    • Previous passports and visas
    • Flight ticket and hotel booking details
    • ITR of last three years
    • Letter of leaves granted by an employer or institution you're a part of

    More documents can be asked depending on the purpose of your visit. For more details, contact the Philippines Embassy in India:

    Philippine Embassy in New Delhi

    H.E. (Mr.) Ramon S. Bagatsing, Jr.

    Ambassador Extraordinary and Plenipotentiary

    50-N Nyaya Marg, Chanakyapuri, New Delhi: 110021


    Philippines Visa Procedure

    For smooth service, you should submit your visa application at least 2-3 weeks before your scheduled trip to the Philippines. For any doubt about the visa procedure, Indian nationals can contact the Philippines Embassy in New Delhi. There are also offices of the Philippines Honorary Consulate situated in Mumbai, Kolkata, and Chennai. Following are the basic steps to start your Philippines visa procedure:

    • You can apply for a visa in person, through a travel agency, or by downloading the visa form by visiting the official website of the Philippines Embassy in India.
    • Please note that the visa application cannot be mailed or sent through courier.
    • Upon submission, the applicant will receive a claim stub containing a transaction number and the date of passport collection.
    • Processing may take anywhere from 2 to 10 days. You will be informed as soon as your documents have been processed.
    • In some cases, an interview may be requested.
    • Visa processing fees can be only paid through demand drafts. This fee is non-refundable in case the visa is not granted.

    Philippines Travel Insurance

    While you explore the Philippines' many rustic towns and beaches, it is always best to be well-prepared than to be sorry later. While there is no compulsion to have international travel insurance, to prevent any mishaps from escalating, it is highly suggested that you go for affordable overseas travel insurance for Philippines.

    From baggage delay or loss to unfortunate medical expenses, a travel insurance policy will make sure your trip does not spoil! Here are some benefits of buying travel insurance for the Philippines:

    • Emergency Medical Cover: Travel insurance will save you from added expenses in case you need any medical assistance there.
    • Improved Service: Depending on who you are, these travel insurance policies are meant to make your trip more convenient. There are different ones for students and senior travelers.
    • Trip delays/cancellation benefits: In case of any unforeseen circumstances which may result in flight delays or cancellations, travel insurance will reimburse you for your losses.
    • Emergency Cash Advance: In case of loss or theft of wallet/belongings, you will find easy access to emergency cash in order to sustain yourself.

    Best Time to Visit Philippines

    From December to February, the Philippines usually has a temperature range of 24°C-31°C. While the country sees a dry season from November onwards, temperatures start to rise dramatically from March onwards, often reaching 35-37 °C.

    You are likely to witness its rainy season from May to October amidst the sunny climate. The rain isn’t a lot and is least likely to ruin your trip. However, the weather is pretty unpredictable here and it is best to check with the forecast regularly to know the best time to visit Philippines.

    Transportation in the Philippines

    This nation has over 7,500 islands with a lot of transportation options. The country is not too expensive and perfect for those under a budget or only backpacking. Still, there is plenty of luxuries available depending on what you need. These are the most common form of transportation in the Philippines:

    • Domestic Flights: There are many flights available but they are quite expensive than all other options. They might affect your budget as well the travel experience as you may miss the adventure of taking ferries or Pedi cabs!
    • Taxis: These are readily available are even available.
    • Local Transports: Jeepneys, Tricycles, Habal-Habals, Kalesas, Pedicabs are some colorful and unique ways to get around. Make sure you try them!
    • Ferries: They are very common due to so many islands and eventually the most common and inevitable ways to commute as you will mostly be visiting different islands.
    • Grab: While Uber is available in the Philippines, you can use this app instead for an easy commute!
    • Coach Buses: There are many types of buses, covering short distances as well as long distances running across the city as well as bigger islands.

    International Airports in the Philippines

    This archipelagic country has many airports throughout to make it easier for tourists to commute from abroad as well as throughout the country. Here’s a brief table about some of Philippine’s most important international airports and where they are located:

    Name of the Airport


    Clark International Airport (CRK)

    2023 Pampanga

    Manila Ninoy Aquino International Airport (MNL)

    Pasay, 1300 Metro Manila

    Mactan-Cebu Airport (CEB)

    Lapu-Lapu City, Cebu

    Francisco Bangoy International Airport (DVO)

    Davao City, 8000 Davao del Sur

    Puerto Princesa Airport (PPS)

    Puerto Princesa, 5300 Palawan

    Laguindingan Airport (CGY)

    Laguindingan, Misamis Oriental

    Bacolod-Silay Airport (BCD)

    Silay City, 6116 Negros Occidental

    Tacloban Airport/Daniel Z. Romualdez Airport (TAC)

    Tacloban City, 6500 Leyte

    Philippines Weather

    It’s best to visit the Philippines between December and February during its Christmas and New Year festivities. During this time it also has good temperatures. At this time, most regions are completely accessible. You can easily visit its beautiful islands and further remote areas.

    Between May and October, you’ll enjoy a lot of rainfall amidst the hot, sunny days (be ready for temperatures in the thirties), with lesser crowds and fresh, lush scenery. However, unpredictable typhoons can sometimes occur for which proper assistance is available.

    Top Tourist attractions

    Rich with both natural and architectural beauty, Philippines has a lot to offer to tourists. Here are a few most popular tourist attractions:

    • Take a tour of the Capital: It will be highly likely that you land in Manila and decide to check the city out. With its efficient transport system, make sure you visit popular highlights like Rizal Park, San Augustin Church (the oldest stone church in the country), the Casa Manila museum, and its stunning night cafes.
    • Visit Luzon Island: The main island of the Philippines is easily accessible through road or flights and offers a lot of options like visiting Batanes, heritage tours of Laoag, Pagudpud, rafting in Cagayan Valley, Surfing in Baler and even Watershark encounter in Donsol!
    • Take a tour to Taal Lake and Taal Volcano: With hardly 80 km away from the capital Manila, you can easily reach this place. The volcano island can be reached after a short boat ride from the shore of the Taal Lake. You can choose to trek or linger around the area.
    • Go on a heritage tour of Vigan: This small but breathtaking town has been recently declared a UNESCO World Heritage Site. Famous for its cobbled streets and historic Spanish architecture.
    • Visit Corregidor: Situated around 50 km away from Manila, this place is a hidden treasure for all history lovers. This offshore island fortress can be easily reached through an hour-long ferry ride. The island has a lot of historical sites consisting of the Pacific War Memorial Museum, gigantic cannons, and more.

    Eating Out in the Philippines

    The culinary experts have always acknowledged Filipino cuisine as famous for its traditional cooking methods as well as its special talent for mixing flavors. Here are some dishes that you should definitely try when visiting this hidden gem!

    • Adobo: This simple-looking stewed meat is a dish every food lover must have heard of. You can find this in a variety of meats and pair it with a bowl of rice.
    • Pancit Guisado: This is a dish many foreigners love because of its familiarity. Pancit are noodles that are a symbol of longevity so its an essential during birthday dinners! It is sauteed along with veggies and a lot of saucy meat to tickle your taste buds.
    • Kare-Kare: This is for meat lovers who are not afraid of experimenting! This dish has a signature peanut sauce and oxtail along with requested meat cuts! Usually goes compulsorily with the fermented seafood paste called bagoong!
    • Lechon: It is one of the most popular Filipino dishes consisting of a fully-roasted pig often served at any important gathering or fest!

    Sinigang: Fond of sour foods? This should be a must-try broth for anyone who loves tamarind and meats of your choice. There are many variants available depending on your preference.

    Things to Do in the Philippines

    • Puerto Princesa Subterranean River National Park: Make sure to visit this nature's wonder when you visit the Philippines. Declared as a UNESCO World Heritage Site, this national park is also counted among the new seven wonders of nature.
    • Enjoy the night view of Makati: If you are all about that nightlife, don't forget to explore the Philippine financial hub, Makati. The place is home to top-notch restaurants, shopping malls, and skyscrapers making it a must-go for every city lover.
    • Try Kayaking at Panagsama Beach: All adventurers assemble! This lovely place offers diving, kayaking, snorkeling, and other water sports! You can also try whale and dolphin watching.
    • Take a peek into Hinagdanan cave: This ancient cave made of lime stones has stalactites and stalagmites all over its ground and roof. This cave has many small holes filling it up with a lot of natural light, making it a spectacular sight for tourists.
    • Visit the popular Iconic Fort Santiago: Built in the 16th century, this fort is an ancient shrine and a landmark of national importance. It has stunning Italian-Spanish architecture and is historically significant because of the Phillippines’ freedom.
    • Travel back in time with Intramuros:  Also known as the 'Walled City', this city was constructed in the 16th century by the Spanish. The city has still retained many beautiful churches, historical houses and stores, and more. This place used to be the center of all religious, military, and political activities and you can still find a lot of that old Spanish touch.

    Indian Embassy Information in the Philippines

    While the country is beautiful and pretty safe, there can always be a situation that overseas travel insurance may not be able to handle. It is best to keep these contacts handy, just in case you may need assistance from the Indian Embassy in the Philippines. These are the contact details of some officers for your convenience: 


    Email ID


    Landline Contact

    Mr. Shambhu S. Kumaran



    Ms. Vishwanjali M. Gaikwad

    Second Secretary (PIC & Education)


    Mr. Amardeep K. Barnwal

    Attache (Consular)  


    Mr. Rohit Rajpal

    Attache – Ambassador’s office


    You can also contact them through call and mail at the following address:

    Address of Embassy Office for Consular/Visa Services

    Contact for Consular Services: 0063-2-87846342

    Unit 2702, 27th Floor, One World Place, Bonifacio Global City, 32nd Street, Taguig City 1634, Metro Manila


    For submission of documents: 1000 hrs. – 1130 hrs.

    For the release of documents: 1130 hrs. – 1300 hrs.