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Travel Insurance for the Philippines from India

Known as one of Southeast Asia's best-kept secrets, the Philippines is home to many beaches, natural marvels, coral reefs, and historical monuments. A perfect tourist destination for adventurers under a budget, make sure to buy Philippines travel insurance before leaving!

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Philippines Travel Insurance

Be it the country's exciting nightlife options or secluded heavenly beaches, you will find everything in the Philippines. The people here are warm and helpful, which will heighten your experience. This archipelagic nation consists of over 7,500 islands and offer tons of options to tourists and adventure lovers.

However, before you start booking your tickets make sure to check your visa requirements along with travel insurance for the Philippines that works best for you. As they say, it is better to be safe than sorry- let go of any worries related to flight or trip delays and prepare to have a tantalising experience on those beautiful beaches!

Mayon Volcano Philippines

Fast Facts About the Philippines

Category Specification
International Airports 12 including Clark International Airport,
Manila Ninoy Aquino International Airport,
Mactan-Cebu Airport
Capital Manila
Time Zone GMT+8
Travel Insurance Requirements Minimum USD 35,000 coverage required
Languages Spoken Filipino/Tagalog, English
Currency Philippine peso 
Climate and Weather Hot/dry from March to May. Temperatures range from 25°C to 32°C on average. Pretty humid with mean humidity of approximately 77%.
Philippines Visa Fees for Indian Nationals INR 2,840 - 28,400 depending on the type and duration of visa
Visa Processing Time Usually 2 to 10 days, not counting Philippines public holidays

Key Benefits of Philippines Travel Insurance

From baggage delay or loss to unfortunate medical expenses, a travel insurance policy will make sure your trip does not spoil! Here are some benefits of buying travel insurance for the Philippines:

  • Emergency Medical Cover: Travel insurance will save you from added expenses in case you need any medical assistance there.
  • Improved Service: Depending on who you are; these travel insurance policies are meant to make your trip more convenient. There are different ones for students and senior travellers.
  • Trip Delays/Cancellation Benefits: In case of any unforeseen circumstances which may result in flight delays or cancellations, travel insurance will reimburse you for your losses.
  • Emergency Cash Advance: In case of loss or theft of wallet/belongings, you will find easy access to emergency cash to sustain yourself.
  • Passport & Luggage Cover: In case your checked-in luggage or passport is lost, your insurer will cover you for the damages.
  • Personal Accident: Your insurer will cover you in case of death or disability faced while travelling.
  • Passport Cover: In case your important travel documents are lost or stolen, your insurer will guide you and reimburse you for the costs incurred while getting a duplicate passport.
  • COVID-19 Coverage: Your Philippines travel insurance plan will provide the compulsory coverage for COVID-19 for up to USD 35,000.

Why Do You Need Travel Insurance from India to the Philippines?

While you explore the Philippines' many rustic towns and beaches, it is always best to be well-prepared than to be sorry later. There’s hardly anything better than international travel insurance to prevent any mishaps from escalating. It is highly suggested that you go for affordable overseas travel insurance for the Philippines.

The country has also made it mandatory for tourists and foreign visitors to buy COVID-19 covered Philippines travel insurance plans. It should offer minimum coverage of USD 35,000 for various medical and non-medical emergencies.

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Philippines Tourist Places

Rich with both natural and architectural beauty, the Philippines has a lot to offer to tourists. Here are a few most popular tourist attractions:

  • Manila: It will be highly likely that you land in Manila and decide to check the city out. With its efficient transport system, make sure you visit popular highlights like Rizal Park, San Agustin Church (the oldest stone church in the country), the Casa Manila museum, and its stunning night cafes.
  • Luzon Island: The main island of the Philippines is easily accessible through road or flights and offers a lot of options like visiting Batanes, heritage tours of Laoag, Pagudpud, rafting in Cagayan Valley, Surfing in Baler and even Watershark encounter in Donsol!
  • Taal Lake and Taal Volcano Tour: With hardly 80 km away from the capital Manila, you can easily reach this place. The volcano island can be reached after a short boat ride from the shore of Taal Lake. You can choose to trek or linger around the area.
  • Vigan: This small but breathtaking town has been recently declared a UNESCO World Heritage Site. Famous for its cobbled streets and historic Spanish architecture.
  • Corregidor: Situated around 50 km away from Manila, this place is a hidden treasure for all history lovers. This offshore island fortress can be easily reached through an hour-long ferry ride. The island has a lot of historical sites consisting of the Pacific War Memorial Museum, gigantic cannons, and more.

No matter what you decide to do here, make sure to buy the best Philippines travel insurance plan for overall protection.

Visa Information for Philippines

International visitors including Indian nationals can apply for a temporary visitor's visa or business. These can be single entries, multiple entries for 6 months in case of a tourist visa, and additional multiple entries for 1 year in case of a Business visa. Depending on your time duration and requirements, there are the following types of visas for Indians visiting the Philippines:

  • 9A: Tourist Visa or Temporary Visitor's Visa for Pleasure: 
  • Temporary Visitor's Visa for religious workers and missionaries
  • Business Visa (Temporary visitor's visa for business)
  • 9B Transit Visa: This transit period cannot exceed 72 hours.
  • 9C Seaman Joining a Ship
  • 9E Diplomatic Visa
  • 9F Student Visa
  • 9G Pre-Arranged Employment Visa
  • 47 a-2 Special Non-Immigrant Visa
  • 9A Dependent Visa

For smooth service, you should submit your visa application at least 2-3 weeks before your scheduled trip to the Philippines. 

NRIs who have their resident proof or work permit from these countries can enter and stay in the Philippines for 14 days without any visa: US, UK, Schengen Territories, Australia, Canada, Japan, and Singapore.

Entry Information for Indian Citizens Travelling to the Philippines

Indian citizens require a valid visa to enter the Philippines. Unfortunately, there is no visa-on-arrival facility available so it's best to apply for a visa as soon as you can. You can apply for a visa in person, through a travel agency, or by downloading the visa form by visiting the official website of the Philippines Embassy in India.

Processing a visa for the Philippines may take anywhere from 2 to 10 days. You will be informed as soon as your documents have been processed. Other than their visa and passport, Indian citizens must be fully vaccinated and must provide a negative RT PCR test report upon arrival.

Philippines Travel: Safety & Precautionary Measures to be Undertaken

Like any tourist hotspot, the Philippines is an absolute haven for tourists. However, things can always go wrong if you don't take enough precautions. Make sure to follow these tips for a smoother journey:

  • Make sure to plan your itinerary well as there are plenty of places here and you may feel overwhelmed with the things you want to do here.
  • More than 120 languages are spoken in the Philippines, however, learning a few words in Filipino will go a long way in places where English is not spoken.
  • Keep sufficient cash as payment through a card may not be an option in several places.
  • Road conditions are poor here, so avoid driving if possible. Traffic laws are poorly enforced and driving may be difficult during bad weather.
  • If you're on a budget, stick to public transport in the Philippines as it'll save you a lot of money.
  • Street crimes involving firearms are not unheard of here, so stick to hotel taxi services or those from a reputable company to avoid any incidents.
  • If travelling to inner or remote areas, always take advice from the local authorities so that you can prepare for any safety protocols.
  • While picking an insurance policy, make sure to buy the best international travel insurance policy for the Philippines so that you’re covered at all times.

Best Time to Visit the Philippines

The months between November to April are considered the best time to visit the Philippines. During this time, the country has a temperature range of 24°C-31°C. While the country sees a dry season from November onwards, temperatures start to rise dramatically from March onwards, often reaching 35-37 °C.

You are likely to witness its rainy season from May to October amidst the sunny climate. The rain isn’t a lot and is least likely to ruin your trip. However, the weather is pretty unpredictable here and it is best to check the forecast regularly to know the best time to visit Philippines.

Things to Do in the Philippines

  • Puerto Princesa Subterranean River National Park: Declared as a UNESCO World Heritage Site, this national park is also counted among the new seven wonders of nature.
  • Enjoy the night view of Makati: Don't forget to explore the Philippine financial hub, Makati. The place is home to top-notch restaurants, shopping malls, and skyscrapers making it a must-go for every city lover.
  • Take a peek into Hinagdanan Cave: This ancient cave made of limestones has stalactites and stalagmites all over its ground and roof. This cave has many small holes filling it up with a lot of natural light, making it a spectacular sight for tourists.
  • Visit the popular Iconic Fort Santiago: Built in the 16th century, this fort is an ancient shrine and a landmark of national importance. It has stunning Italian-Spanish architecture and is historically significant because of the Philippines' freedom.
  • Travel back in time with Intramuros: Also known as the 'Walled City', this city was constructed in the 16th century by the Spanish. The city has still retained many beautiful churches, historical houses and stores, and more. This place used to be the centre of all religious, military, and political activities and you can still find a lot of that old Spanish touch.

Indian Embassy in the Philippines

While the country is beautiful and pretty safe, there can always be a situation that overseas travel insurance may not be able to handle. It is best to keep these contacts handy, just in case you may need assistance from the Indian Embassy in the Philippines.:

Officer Designation Contact
Mr. Shambhu S. Kumaran Ambassador Tel: 0063-2-88124125
Email: amb.manila[@]
Ms. Vishwanjali M. Gaikwad Second Secretary (PIC & Education) Tel: 0063-2-88388328
Email: pic.manila[@], edu.manila[@]
Mr. Amardeep K. Barnwal Attache (Consular) Tel: 0063-2-88430101
Email: attadmn.manila[@]
Mr. Rohit Rajpal Attache - Ambassador’s office Tel:0063-2-88124125
Email: amboff.manila[@]

You can also contact them through call and mail at the following address during working hours:

Address of Embassy Office for Consular/Visa Services

Contact for Consular Services: 0063-2-87846342

Unit 2702, 27th Floor, One World Place, Bonifacio Global City, 32nd Street, Taguig City 1634, Metro Manila

International Airports in the Philippines

This archipelagic country has many airports throughout to make it easier for tourists to commute from abroad as well as throughout the country. Here’s a brief table about some of the Philippine’s most important international airports and where they are located:

Name of the Airport Location
Clark International Airport (CRK) 2023 Pampanga
Manila Ninoy Aquino International Airport (MNL) Pasay, 1300 Metro Manila
Mactan-Cebu Airport (CEB) Lapu-Lapu City, Cebu
Francisco Bangoy International Airport (DVO) Davao City, 8000 Davao del Sur
Puerto Princesa Airport (PPS) Puerto Princesa, 5300 Palawan
Laguindingan Airport (CGY) Laguindingan, Misamis Oriental
Bacolod-Silay Airport (BCD) Silay City, 6116 Negros Occidental
Tacloban Airport/Daniel Z. Romualdez Airport (TAC) Tacloban City, 6500 Leyte

Currency and Foreign Exchange 

The currency used in the Philippines is the Philippine peso. Here is the latest exchange rate to get an estimate:

Currency Exchange Rate
INR (Indian Rupee) 1.48 INR = 1 Philippine peso 
USD (United States Dollar) 0.019 USD = 1 Philippine peso 


  • Q1: Do I Need COVID travel insurance to travel to the Philippines?

    Ans: Yes. Even though the country has reopened for tourism, it has mandated all international visitors to fulfil all their entry requirements, including travel medical insurance with a minimum coverage of USD 35,000. This should cover COVID-19 related issues among others.
  • Q2: What is the Philippines known for?

    Ans: The Philippines is famous for its endless beaches and exotic tropical fruits. The country is made of thousands of islands and is home to some incredible natural wonders, including rice terraces, underground rivers and rich biodiversity. The place is also known for its rich diversity and helpful people.
  • Q3: When should I visit the Philippines?

    Ans: It’s best to visit the Philippines between December and February during its Christmas and New Year festivities. During this time it also has good temperatures. At this time, most regions are completely accessible. You can easily visit its beautiful islands and further remote areas. Between May and October, you’ll enjoy a lot of rainfall amidst the hot, sunny days (be ready for temperatures in the thirties), with lesser crowds and fresh, lush scenery. However, unpredictable typhoons can sometimes occur for which proper assistance is available.
  • Q4: Is COVID RT PCR required to travel to the Philippines?

    Ans: Yes, as of March 31, 2022, all the international arrivals need to provide a negative RT PCR report no older than 48 hours before their departure. Other than this, travellers are also required to fill the OneHealthPass health declaration form.
  • Q5: Do I need a visa to travel to the Philippines?

    Ans: Depending on where you are from, a visa may or may not be required. For instance, Indians need to apply for a visa before travelling to the Philippines.

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*Price shown is for a 30 day trip to Thailand with 1 lakh dollar coverage for an adult of age 25 years

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