Travel Insurance for Ireland

Why Buy Ireland Travel Insurance from India?

A trip to Ireland sounds like a scene from your favourite romance novel. But things can go wrong even in the most perfect settings. You may get injured while exploring a castle in Ireland. Or, you may fall sick due to the cold weather.

From losing your passport or wallet, all you can do is be vigilant, but also be prepared for such unforeseen situations. This can only be done with the help of Ireland travel insurance. It is the protection that you can opt for, thanks to so many plans available for travel insurance from India to Ireland

Buying travel insurance for Ireland from India is not compulsory for the visa procedures. However, immigration authorities may request it upon arrival. As per the Irish Naturalisation and Immigration Service (INIS), buying travel insurance for Ireland is strongly recommended. Even if your visa is approved, Ireland travel medical insurance may also be requested at the port of entry and must be presented in front of the immigration officer.

Ireland: Fast Facts

Key Benefits of Travel Insurance for Ireland

• Financial Backup: Your travel insurance for Ireland trip offers considerable support in case of major emergency expenses like healthcare, personal liability, theft of belongings, etc.
• 24X7 Assistance: Get help in Ireland through dedicated customer service navigating through local healthcare, authorities, language barriers and more.
• Healthcare Expenses: Your medical insurance for Ireland trip will provide medical coverage for emergency hospitalisation due to an injury or illness, including dental emergencies, surgeries, medical evacuation and repatriation of mortal remains.
• Flight and Baggage Security: Travel insurance India to Ireland offers protection from unexpected travel emergencies like baggage loss, flight cancellation, theft of belongings, etc.

Whether you lose your personal belongings or get hospitalised, Ireland travel insurance will help you get the right kind of assistance during an emergency.

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Travel Insurance for Ireland Inclusions

• Medical Expenses: Travel medical insurance for Ireland covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.
• Personal Liability: If you somehow become liable to a third party while travelling abroad, then your India to Ireland travel insurance will help you shoulder the costs.
• Flight Cancellations: In case your flight is cancelled due to covered reasons, this Ireland travel insurance will compensate you for additional expenses.
• Flight Delay: You will be compensated by your Ireland trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.
• Home Burglary Insurance: In case of a burglary at your home back in India while you're on your trip, travel insurance for Ireland trip will compensate you for the losses as per your policy term.
• Passport Loss: Your tourist insurance Ireland will cover you for the costs incurred in getting a new or duplicate passport.
• Baggage Loss: If your airline misplaces or damages your luggage, then your Ireland travel insurance policy will provide a fixed sum to reimburse you for those damages.

Travel Insurance for Ireland Exclusions

• Medical Tourism: If you are travelling to get a medical treatment here, then you won't get any coverage benefits
• Nervous/Mental Disorders: Any medical expenses caused due to nervous or mental disorders will not be covered under this Ireland trip insurance
• Pre-existing Diseases: Your Ireland travel insurance will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.
• War or Terrorism: Losses incurred due to civil war, rebellion, military actions, chemical or biological weapons, and acts of terrorism are not covered.
• Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.
• Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance for Ireland trip will not cover it.
• Suicide/Self-inflicted Injury/Drug Use: Travel insurance from India to Ireland will not cover any claim in case of intentional injury or damage you cause to yourself. It will also not cover any claim if you suffer a loss because of inebriation.

Visa Information for Ireland from India

Most foreigners, including Indians, need a valid Irish visa to enter Ireland. Whether you want to travel to Ireland for work or to meet your friends, you need to obtain a valid visa from the Embassy of Ireland. There is no Ireland visa on arrival for Indians.

To apply for an Ireland visa for Indians, you must submit your visa application to the Embassy of Ireland in India. Broadly, the Embassy of Ireland offers three types of Ireland visas for Indians. They are

• Short Stay Visa
• Long Stay Visa
• Re-Entry Visa

You must apply for an Ireland visa for Indians based on the purpose of your trip to Ireland. For instance, if you are travelling on a vacation to Ireland, you must apply for an Irish tourist visa.

If the Embassy of Ireland refuses your visa application, you can file for a visa appeal within two months of receiving the refusal letter/ notice.

You must also provide evidence of a valid medical insurance for Ireland, evem though it is not mandatory. If your visa application is approved, the Immigration Officer at the port of entry may request the same.

Ireland Visa Procedure for Indians

You can apply for an Irish visa online through the official INIS website. The following are the steps:

• Determine Visa Type: Select the visa type based on your travel purpose (trip, event, business conference, study, etc.)
• Fill the Visa Application: Provide all details and complete your Irish visa application online
• Prepare Documents: Like a valid Indian passport, proof of travel purpose like an invitation letter, enrollment confirmation, proof of financial means, etc.)
• Pay the Fee: Pay the non-refundable visa fee for Ireland. It is EUR 60 for single journey visas and EUR 100 for multiple journey visas.
• Visit the VAC: Go to the designated visa application centre (VFS in this case) and submit documents. Provide biometrics if required.
• Track your Application: Irish visa processing varies with the visa type. You can track it online through the INIS or VFS Global official website.

Documents Required for Ireland Travel

Since visiting Ireland requires a visa first, you must apply for it in advance. You also need to take care of other formalities and paperwork. Here are some important documents to prepare for your visit to Ireland:

Ireland Entry Requirements from India

These are the documents you must prepare before beginning your journey to Ireland:

• A valid visa for Ireland
• An Indian passport with sufficient validity
• Proof of accommodation
• Proof of enough funds
• Ireland travel medical insurance (Not mandatory, but you may need to show proof upon inspection)

Travel Insurance Purchase

• Passport number of travellers
• ID proof (PAN/Aadhar, etc.) for KYC for the proposal form*

*You must also have your travel dates and destination for the proposal form.

Travel Insurance Claim

• FIR or police report for criminal cases
• Copy of your passport with immigration stamps
• ID Proof
• Completed claim forms
• Copy of your original policy
• Original bills and receipts

You may be asked to provide all of these or more documents, depending on your claim.

Travel Guide for Indians Visiting Ireland

Here are some essential things to know to help you get started on your journey planning:

Know Ireland Airports

Ireland has several international airports, the most popular ones are Dublin Airport, Cork Airport, Shannon Airport and Ireland West Airport.

Currency in Ireland

The currency used in Ireland is the Euro. Here is the latest exchange rate to get an estimate:100.41 INR = 1 EUR = 1.17 USD

Indian Embassy in Ireland

In case of an emergency in Ireland, you must contact the Indian Embassy in Dublin. Here is the emergency contact:

• +353 899423734

You can also contact your TPA for your travel insurance for Ireland or their emergency helpline if you need help understanding the procedure.

Ireland Travel Insurance Add-ons

Ireland has excellent healthcare, but non-EU visitors, especially Indians, can find it very expensive. If you fall sick or need emergency treatment, a single ER visit can cost you EUR 100 or more. If you are already with a health condition, then you can get additional protection with a PED add-on.

Ireland is known for its cliff walks, coastal hikes and cycling trails. If you plan to go on a serious trek, make sure to buy an adventure sports cover for hiking and other low-risk outdoor activities. These risks are not covered by regular plans, so having an add-on with your Ireland travel insurance can go a long way!

Best Time to Visit Ireland

Ireland is a wonderful destination to visit around the year. However, the summer season and the spring season is considered the best time to visit Ireland.

Summers are Ireland's driest time of the year, with longer daylight hours. It will allow you to explore Ireland with less chance of rain. This is probably why summer is the peak season for tourists, making everything in Ireland expensive.

If you want to enjoy Ireland with a smaller crowd but with pleasant weather, spring is the time.

Ireland Itinerary

• Decide your trip duration and finalise your travel dates
• Book flights and reserve hotels
• Shortlist places you wish to visit in Ireland
• Decide on activities you wish to try in Ireland
• Book/buy train/flight tickets in Ireland

Money Saving Tips in Ireland

• Avoid City Centres: Go for commuter towns and suburban areas like Tallaght and Maynooth to save money on accommodation.
• Buy Leap Card: Major Irish cities like Cork, Limerick, Galway, and Dublin have discounted cards that offer you a 20-30% discount on fares.
• Use the Right Payment Methods: Avoid exchanging currency at the airport, and use a good card to avoid high transaction costs.
• Save on Transport: Use DART public railways or Dublin buses instead of cabs. Download the Luas App for tram routes in Dublin. Irish Rail is best for visiting Cork, Belfast, Limerick and Dublin.
• Free/Cheap Sightseeing: Use websites like Meetup and Eventbrite to find free events, classes, and walking tours across Irish cities.

Most Visited Places in Ireland

Ireland is breathtakingly gorgeous and comes with a combination of sprawling landscapes, rugged cliffs and pristine beaches. The Giant's Causeway and the Rock of Cashel are the best places to visit in Ireland for every foreigner arriving there. Here are some must-visit places in Ireland:

• Cliffs of Moher: Dramatic sea cliffs on the Irish west coast. Offers breathtaking ocean views and Atlantic winds.
• Glendalough: A serene monastic valley in Wicklow. Known for medieval ruins, serene lakes, and hiking trails.
• Dingle Bay: A scenic coastal spot on the Wild Atlantic Way. Popular for dolphin sightings and colourful seaside.
• Giant's Causeway: UNESCO-listed natural wonder. Located in Northern Ireland, it has unique basalt columns.
• Rock of Cashel: An Iconic medieval fortress located on a limestone hill. It offers stunning views and a glimpse into ancient Irish royalty.
• Killarney National Park: Ireland's first national park is known for lakes, waterfalls, and the famous Muckross House in the Kerry mountains.
• Trinity College Dublin: Ireland's oldest university. Must visit the Long Room Library and the famous Book of Kells.
• Newgrange: This 5,000-year-old Neolithic passage tomb is older than the pyramids. It is known for its winter solstice sunrise alignment.
• Guinness Storehouse: Dublin's top brewery attraction, a must for all beer lovers. It offers a deep dive into Ireland's iconic beer.
• Burren National Park: Known for its limestone landscape and rare flora. It has a moon-like terrain and spring wildflowers.
• Aran Islands: These rugged islands are known for ancient forts, Irish-speaking locals, and cycling trails.

Ireland Travel: Safety & Precautionary Measures to be Undertaken

Ireland is a very safe place for tourists and was ranked #3 among the safest destinations for tourists among 163 countries as per the Global Peace Index of 2023. However, there are always some precautions to ensure your overall safety while travelling to a new place. Take a look at some of these handy tips that will help you while you're exploring this fine country:

• Avoid going for unregistered cabs. Try to use DART public railways or Dublin buses instead.
• Keep your valuables close; if at all, you must carry them with you outside. Invest in a sturdy bag that won't break easily.
• Keep an eye on the ATMs for any skimmers.
• The country is safe for solo travellers, as long as you avoid big crowds and walking alone at night.
• Avoid hitchhiking, drugs or heavy drinking, especially at night.
• In case of an emergency, dial 112 for the police.
• Ireland is a safe place for LGBTQ+ travellers. In case of any discrimination or harassment, they may call the LGBT Ireland helpline at 1890929539.

Finally, buying travel insurance for Ireland from India is the surest way to remain safe while in Ireland. It will help you during emergencies, guide you with local authorities and cover emergency expenses as per your travel insurance policy.