Travel Insurance for UAE from India

Travel Insurance UAE

UAE is a tourist haven with over 15 million annual visitors. From glorious desserts to the mesmerising Arabian Sea, the UAE is a land of different terrains, making it popular amongst tourists. It is a federation of seven Arab Emirates comprising Dubai, Abu Dhabi, Fujairah, Sharjah, Ras Al Khaimah, Umm Al Quwain and Ajman.

While the gorgeous beaches and enormous skyscrapers in the UAE may fascinate you, the country also has its share of risks. Falling ill, getting robbed or having an accident is not something that can't happen to you. Facing such issues in the UAE means emotional as well as financial troubles. All of these and more can be salvaged if you have travel insurance for UAE visit visa.

A UAE travel insurance for visitors covers any unforeseen expenses that may arise due to eventualities, including hospitalisation, loss of passport, medical evacuation, personal accident, loss of passport and personal liabilities.

What's more, many people buy travel insurance for UAE also because many emirates like Dubai, Sharjah, and Abu Dhabi require mandatory travel health insurance coverage for multiple entry UAE visas.

UAE Fast Facts

Key Benefits of Travel Insurance for UAE Visit Visa

The UAE is famous for its hospitality and tourism, attracting travellers from all over the world. If you plan to visit this place, you are set for a unique experience. Here are the key benefits of buying travel insurance for UAE from India:

• Financial Backup: Your travel insurance for Dubai trip offers considerable support in case of major emergency expenses like healthcare, personal liability, theft of belongings, etc.
• 24X7 Assistance: Get help in Dubai through dedicated customer service navigating through local healthcare, authorities, language barriers and more.
• Healthcare Expenses: Your medical insurance for Dubai trip will provide medical coverage for emergency hospitalisation due to an injury or illness, including dental emergencies, surgeries, medical evacuation and repatriation of mortal remains.
• Flight and Baggage Security: Travel insurance India to Dubai offers protection from unexpected travel emergencies like baggage loss, flight cancellation, theft of belongings, etc.

Some UAE travel insurance from India also allows add-ons like adventure sports cover, loss of personal belongings, coverage for pre-existing diseases, home burglary insurance and more.

Travel Insurance for UAE Inclusions

• Medical Expenses: Travel medical insurance for UAE covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.
• Personal Liability: If you somehow become liable to a third party while travelling abroad, then your India to UAE travel insurance will help you shoulder the costs.
• Flight Cancellations: In case your flight is cancelled due to covered reasons, this UAE travel insurance will compensate you for additional expenses.
• Flight Delay: You will be compensated by your UAE trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.
• Home Burglary Insurance: In case of a burglary at your home back in India while you're on your trip, travel insurance for UAE trip will compensate you for the losses as per your policy term.
• Passport Loss: Your tourist insurance UAE will cover you for the costs incurred in getting a new or duplicate passport.
• Baggage Loss: If your airline misplaces or damages your luggage, then your UAE travel insurance from India will provide a fixed sum to reimburse you for those damages.

Travel Insurance for UAE Exclusions

• Planned Medical Treatment: If you are travelling to UAE for medical treatment, then you won't be covered.
• Nervous/Mental Disorders: Any medical expenses caused by nervous or mental disorders will not be covered under this UAE trip insurance
• Pre-existing Diseases: Your UAE travel insurance from India will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.
• War or Terrorism: Losses incurred due to civil war, rebellion, military actions, chemical or biological weapons, and acts of terrorism are not covered.
• Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.
• Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance for UAE trip will not cover it.
• Suicide/Self-inflicted Injury/Drug Use: Travel insurance from India to UAE will not cover any claim in case of intentional injury or damage you cause to yourself. It will also not cover any claim if you suffer a loss because of inebriation.

Visa Information for UAE from India

The United Arab Emirates, or UAE, offers six types of visas to foreigners seeking to enter their country. Make sure to choose a UAE visa based on your purpose of travel:

• Tourist visa
• Transit visa
• Student visa
• Patient Entry Permit
• Patient Companion Entry Permit
• Work Permit

Many UAE visa types require Indian visitors to have a valid travel health insurance before they are granted a UAE visa.

UAE Visa Procedure

You can get UAE visa through licensed travel agents or airlines, depending on their preference or convenience. If travelling to the UAE for work or employment opportunities, your employer will sponsor your visa and take care of the visa procedure.

UAE offers a visa on arrival to eligible Indians, including those holding a UK/US/EU residency visas.

UAE visas are generally processed within 24 hours, but may take longer if applied on holidays or weekends. Please note that the UAE Embassy does not issue tourist visas. You can visit the official website of the UAE Embassy to find all the information.

Documents Required for UAE Travel

• Valid Indian passport
• Valid visa for UAE
• Proof of accommodation and return tickets
• Travel health insurance if your visa mandates it
• Sufficient funds (For eg, USD 4000 required for a 5-year multiple entry visa for the UAE)
• Permission from parents if you are a minor
• Additional documents, depending on the visa type

UAE Entry Requirements from India

Indians require a valid UAE visa to travel to, enter, stay or transit through the UAE.

The visa should be obtained in advance and before you depart from India. Indians with a US Green Card or UK/EU residency visas can get a UAE visa on arrival.

Travel Insurance Purchase

• Passport number of travellers
• ID proof for KYC, like PAN or other government-issued documents, for the proposal form

*You must also have your travel dates and destination for the proposal form.

Travel Insurance Claim

• FIR or police report for criminal cases
• Copy of your passport with immigration stamps
• ID Proof
• Completed claim forms
• Copy of your original policy
• Original bills and receipts

You may be asked to provide all of these or more documents, depending on your claim.

Travel Guide for Indians Visiting the UAE

Know UAE Airports

The UAE has several airports offering domestic and international connectivity. The main international airports in various Emirates include Abu Dhabi International Airport, Dubai International Airport, Fujairah International Airport in Al-Fujairah and Sharjah International Airport.

Airports are infamous for flight and baggage delays, no matter which country you visit. These are some issues that are beyond anybody's control. With the right travel insurance for your UAE trip, your travel insurance UAE will reduce the financial burden during such emergencies.

Currency in UAE

The currency used in the UAE is the United Arab Emirates Dirham (AED). Here is the latest exchange rate to get an estimate: 23.33 INR = 1 AED = 0.27 USD.

Indian Embassy in UAE

In case of an emergency during your stay in the UAE, you can contact the Indian Embassy in the UAE. In case of severe emergencies, you may contact the emergency mobile number depending on your location in the UAE:

• For Abu Dhabi: 00971-508995583
• For Dubai: 00971-50 734 7676

If you're in any Emirate other than Abu Dhabi, you must contact the Consulate General of India in Dubai only. You can also visit the embassy/consulate during working hours (Sunday – Thursday (8:30 am – 5 pm). Please note that the country observes holidays on Friday & Saturday.

UAE Travel Tips

The UAE is among the safest places to visit in the world. Given that tourists adhere to the local laws and customs, everything will sail smoothly with the help of some of these tips:

• Since the UAE is a hot country, try not to visit during peak summers when the temperature exceeds 48°C.
• Save some emergency numbers when in the UAE: Ambulance (998), Coast Guard(996), Fire Department (997) and Police (999).
• UAE also offers air ambulance via helicopter within 8 minutes in case of a severe emergency.
• While crime rates here are low, travellers and tourists should take care of their valuables on public transport or while on an outing, especially in busy marketplaces.
• Avoid participating in public demonstrations or political gatherings.
• Photography is permitted in most places, but avoid taking pictures of Muslim women, government buildings, military installations, etc.
• While alcohol is permitted here, avoid consuming it in public or on the streets. Driving after drinking is prohibited here.

Most Visited Places in UAE

The UAE has become a favourite among Indian travellers, and for a good reason. This highly developed nation offers them a perfect mix of city life, comfortable beach time and ultra-luxurious shopping. From spectacular monuments to brilliantly designed public spaces, take a look at some of the best tourist places in the UAE:

• Burj Khalifa: Perhaps the most recognisable of all the places in the UAE, the Burj Khalifa is the world's tallest building. Its observation deck also offers panoramic views of Dubai and is always teeming with curious visitors!
• Sheikh Zayed Mosque: Though modern, this mosque is one of the best places to visit in Abu Dhabi. The mosque is known for its incredible beauty and lavish use of mosaic, gold and glasswork on its marble structure.
• UAE's Desert: A visit to the Emirates is incomplete without visiting the desert. Tourists take a day or two to visit the desert for some desert safari, camel trekking, dune buggy trips, sandboarding and more.
• Al Fahidi Quarter: Also called Bastakia, this is one of the oldest parts of Dubai and a tiny but essential heritage area. It is also among the best places to visit in Dubai.
• Jebel Jais: Ras al-Khaimah offers adventure lovers many activities. Jebel Jais is the highest peak in the UAE, offering a beautiful view across the Hajar Mountains peaks. You should take advantage of the Jebel Jais Flight, the largest zip line in the world.
• Sharjah Art Museum: This place holds some of the best collections from the Middle East. It also has some works by European artists who had the Middle East as their subject.
• The Louvre: Not to be confused with the French monument, this is one of the best museums in the UAE. Tourists can visit the place if they are interested in human history and the beginning of the earliest human settlements.