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The United Arab Emirates is among the most sought-after destinations in the world. It is famous for its modern architecture, vibrant nightlife and of course, Burj Khalifa – the world's tallest building. It is home to a huge Indian diaspora offering great employment, business and tourism opportunities to Indians.
Being one of the wealthiest nations in the world, the UAE is a very expensive place and demands a reliable safety net so that you can tackle any emergencies here. From unexpected medical emergencies to trip cancellation, travel insurance for UAE from India ensures that you face no financial setback here.
A UAE travel insurance for visitors covers any unforeseen expenses that may arise due to eventualities, including hospitalisation, loss of passport, medical evacuation, personal accident, loss of passport loss and personal liabilities.
While the gorgeous beaches and enormous skyscrapers in the UAE may fascinate you, the country also has its share of risks. Falling ill, getting robbed or having an accident is not something that can't happen to you. Facing such issues in the UAE means emotional as well as financial troubles. All of these and more can be salvaged if you have travel insurance for UAE visit visa.
While travel insurance is not mandatory for all visitors, certain UAE visa types recommend that you have travel health insurance coverage for the UAE. However, even if it's not mandatory generally, given the high living costs and expensive healthcare in the UAE, you should always have sufficient coverage under travel health insurance.
What's more, many people buy travel insurance for UAE also because many emirates like Dubai, Sharjah, and Abu Dhabi require mandatory travel health insurance coverage formultiple-entryy UAE visas.
Here's a quick overview of the Emirates to help you plan your trip better:
Categories | Specifications |
---|---|
Capital | Abu Dhabi |
Currency | United Arab Emirates Dirham (AED) |
Time Zone | Gulf Standard Time (GMT+4) |
Best Time to Visit | Between April and May or September to October (pleasant weather, fewer crowds) |
Flight Duration | 3.5 to 4 hours from major Indian cities (Delhi, Mumbai, Bengaluru, Chennai) |
Emergency Numbers | 999 (Police), 998 (Ambulance), 997 (Fire), 996 (Coast Guard) |
Power Plug Type | Type G (3-pin); Voltage: 220V, Frequency: 50Hz |
Languages | Arabic (official); English widely spoken |
Travel Insurance for UAE | Mandatory for Multiple Entry UAE Visas; strongly recommended for all travellers |
Climate | Desert climate with Hot & Humid in most parts Hot & Dry in the south, and bearable heat in the northeast |
The UAE is famous for its hospitality and tourism, attracting travellers from all over the world. If you plan to visit this place, you are set for a unique experience. Here are the key benefits of buying travel insurance for UAE from India:
Financial Backup: Your travel insurance for Dubai trip offers considerable support in case of major emergency expenses like healthcare, personal liability, theft of belongings, etc.
24X7 Assistance: Get help in Dubai through dedicated customer service navigating through local healthcare, authorities, language barriers and more.
Healthcare Expenses: Your medical insurance for Dubai trip will provide medical coverage for emergency hospitalisation due to an injury or illness, including dental emergencies, surgeries, medical evacuation and repatriation of mortal remains.
Flight and Baggage Security: Travel insurance India to Dubai offers protection from unexpected travel emergencies like baggage loss, flight cancellation, theft of belongings, etc.
Travelling to UAE requires a lot of paperwork. From planning that dreamy UAE itinerary to buying travel insurance plan, you need to start with preparing your documents.
The following are the documents required before you head to UAE from India.
Valid Indian passport
Valid visa for UAE
Proof of accommodation and return tickets
Travel health insurance if your visa mandates it
Sufficient funds (For eg, USD 4000 required for a 5-year multiple-entry visa for the UAE)
Permission from parents if you are a minor
Additional documents, depending on the visa type
The visa should be obtained in advance and before you depart from India. Indians with a US Green Card or UK/EU residency visas can get a UAE visa on arrival.
The following are the documents required to purchase travel insurance.
Passport number of travellers
ID proof for KYC, like PAN or other government-issued documents, for the proposal form
*You must also have your travel dates and destination for the proposal form.
The following are the documents required for travel insurance claim.:
FIR or police report for criminal cases
Copy of your passport with immigration stamps
ID Proof
Completed claim forms
Copy of your original policy
Original bills and receipts
You may be asked to provide all of these or more documents, depending on your claim.
Travel insurance for the UAE covers everything from medical expenses to baggage delays, but there are some issues that are not covered, at least by regular or basic plans.
Some UAE travel insurance from India also gives an option to buy add-ons like adventure sports cover, loss of personal belongings, coverage for pre-existing diseases, home burglary insurance and more.
For example, emergency medical treatments are covered, but not if it is because of an issue you have been taking medicine for. For pre-existing diseases, you can get an add-on to stay covered for related emergencies.
Similarly, hospitalisation due to accidents is reimbursed, but not if you willingly did something risky like bungee jumping or SCUBA diving. Whatever your activities may be in the UAE, you must assess all possible risks. If you have, say, high blood pressure, then you must avoid activities that may affect it. It will also be wise to buy a UAE travel insurance with PED cover, so that you are covered for any medical emergencies related to your condition.
Travel insurance for UAE from India covers several things. Some of the common inclusions and exclusions are as follows:
The following are the cases that are mostly covered under your international travel insurance policy:
Travel medical insurance for UAE covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.
If you somehow become liable to a third party while travelling abroad, then your India to UAE travel insurance will help you shoulder the costs.
In case your flight is cancelled due to covered reasons, this UAE travel insurance will compensate you for additional expenses.
You will be compensated by your UAE trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.
In case of a burglary at your home back in India while you're on your trip, travel insurance for UAE trip will compensate you for the losses as per your policy term.
Your tourist insurance UAE will cover you for the costs incurred in getting a new or duplicate passport.
If your airline misplaces or damages your luggage, then your UAE travel insurance from India will provide a fixed sum to reimburse you for those damages.
Medical Exclusions: Medical tourism (travelling for treatment), Travelling against doctor's advice, Nervous/Mental Disorders, PED conditions (unless you have purchased PED add-on), Self-inflicted injuries, Routine check-ups or cosmetic surgeries
Travel Exclusions: Losses incurred due to civil war, rebellion, or military actions, Chemical or biological weapons, and acts of terrorism are not covered. Loss due to your own negligence, such as leaving your passport unattended and it was stolen, then you won't be covered for it.
Legal Exclusions: Any liability claims related to employment or professional activities, intentional damage caused to a third party, legal action taken against travelling companions or family members are not covered.
Yes, Indians need a valid visa to visit the United Arab Emirates. The UAE offers six types of visas to foreigners seeking to enter their country. Make sure to choose a UAE visa based on your purpose of travel:
➣ Transit visa
➣ Patient Entry Permit
➣ Patient Companion Entry Permit
Choose the UAE visa depending on your purpose of visit (Tourism/Work/Study)
You can apply for your UAE visa through airlines, travel agencies or the GDRFA website as per your eligibility
Ensure all documents are in order, such as your passport, recent photos, hotel booking proofs, etc.
Complete the form provided by the agent/website/airline you picked and pay the UAE visa fee
Once approved, you will get your UAE visa.
Travel Insurance is recommended for UAE trip
The UAE is a vast country; even if you plan to explore just one Emirati, you will need considerable research and preparation. Here are some useful tips to plan your UAE trip.
The main international airports in various Emirates include Abu Dhabi International Airport, Dubai International Airport, Fujairah International Airport in Al-Fujairah and Sharjah International Airport.
The currency used in the UAE is the United Arab Emirates Dirham (AED). Here is the latest exchange rate to get an estimate: 23.33 INR = 1 AED = 0.27 USD.
In case of an emergency during your stay in the UAE, you can contact the Indian Embassy in the UAE:
➣ For Abu Dhabi: 00971-508995583
➣ For Dubai: 00971-50 734 7676
Buying from us comes with a lot of benefits:
Travel insurance for UAE from India
Be it 3 days or 2 weeks, you need to plan a good UAE itinerary for your trip. Most people visit Dubai and Abu Dhabi if they plan to visit for five days or fewer. Here’s how you should plan your itinerary for UAE:
Decide your trip duration and finalise your travel dates
Finalise the Emirates you wish to cover within the time
Book flights and reserve hotels
Decide on activities you wish to try in the UAE
Make necessary bookings such as dune bashing, desert camping, etc. to avoid high costs later
UAE is among the most developed nations in the world. This also means that it can be an expensive place, and you may need to stick to a budget. Here are some ways to cut down on some expenses:
Summer months (May to September) are considered off-peak seasons, perfect for budget travellers as the rush is less
If travelling to Dubai, buy a Nol card which offers discounted fares.
Go for free attractions like JBR Walk, picnic at Kite Beach, Al Seef waterfront, or free exhibitions
Avoid eating at fancy restaurants and opt for local eateries to budget your meals
If you want to shop a lot, watch out for festivals or seasonal sales like Dubai Shopping Festival
The UAE has become a favourite among Indian travellers, and for a good reason. This highly developed nation offers them a perfect mix of city life, comfortable beach time and ultra-luxurious shopping. From spectacular monuments to brilliantly designed public spaces, take a look at some of the best tourist places in the UAE:
Burj Khalifa: UAE’s iconic Burj Khalifa is the world's tallest building. Its observation deck offers the city's panoramic views.
Sheikh Zayed Mosque: A modern architectural marvel, this mosque is known for its lavish use of mosaic, gold and glasswork.
UAE's Desert: Don’t forget the desert safari – you can try camel trekking, dune buggy trips, and sandboarding too.
Al Fahidi Quarter: Also called Bastakia, this is among the best places to visit in Dubai known for its architecture and heritage.
Jebel Jais: Ride the world’s longest zipline to UAE’s highest peak.
Sharjah Art Museum: Experience the best of Arab art and other Middle East-inspired works.
The Louvre: Tourists can visit this museum to know more about human history, global art and ancient relics.
The UAE is among the safest places to visit in the world. Given that tourists adhere to the local laws and customs, everything will sail smoothly with the help of some of these tips:
➣ Since UAE is a hot country, try not to visit during peak summers when the temperature exceeds 48°C.
➣ If you're in Dubai, save some emergency numbers for an ambulance, Coast Guard and police. Also, read up on local laws in the UAE to avoid misunderstandings.
➣ Dubai police also guarantee a police helicopter within 8 minutes in case of a severe emergency.
➣ While crime rates here are low, travellers should take care of their valuables on public transport or while on an outing, especially in busy marketplaces.
➣ Avoid participating in public demonstrations or political gatherings.
➣ Photography is permitted in most places, but avoid taking pictures of Muslim women, government buildings, military installations, etc.
➣ While alcohol is permitted here, avoid consuming it in public or on the streets. Driving after drinking is prohibited here.
The United Arab Emirates has a huge Indian diaspora, so rest assured that any homesickness or Indian food cravings can be easily managed here. Here are some of the most popular vegetarian and non-vegetarian eateries in the UAE:
Restaurant | Location | Popular Dishes & Highlights |
---|---|---|
Ravi Restaurant | Satwa, Dubai | Butter Chicken, Nihari, Kebabs; Budget friendly |
Gazebo | Multiple locations (Dubai, Abu Dhabi, Sharjah) | Biryani, Galouti Kebab, Murgh Musallam; fine dining |
Biryani Pot | Downtown Dubai | Hyderabadi Biryani, Veg Biryani, Butter Chicken |
Amritsar Restaurant | Al Karama, Dubai & Abu Dhabi | Chole Bhature, Amritsari Kulcha, Dal Makhani; vegetarian-friendly |
Saravana Bhavan | Multiple locations (Dubai, Sharjah, Abu Dhabi) | Masala Dosa, Idli, Thali, Filter Coffee |
Rajdhani Street | JLT, Dubai | Pani Puri, Pav Bhaji, Chaat Platters |
Aditya Birla
Bajaj Allianz
Care
Cholamandalam MS
Digit
Future Generali
HDFC ERGO General
ICICI Lombard
IFFCO Tokio
National Insurance
STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms, and conditions, please read the sales brochure carefully before concluding a sale.
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* Price shown is for a 90 day trip to UAE with 50,000 dollar coverage for an adult of age 25 years