DIGIT General Insurance Happy Traveller Plan

Why Choose DIGIT General Insurance Happy Traveller Plan?

The Digit Happy Traveller Plan is designed to be simple and transparent, offering customisable and comprehensive travel insurance. It also offers student-friendly options, catering to various travel needs, whether for travel abroad or within India.

It comes with comprehensive coverage for a wide range of potential travel mishaps, including medical emergencies, accidents, loss of baggage, trip cancellations, and even hijacking distress. The plan also offers add-on options that include Hazardous or Adventure Sports Cover, Maternity and Baby Cover, and Inter-Collegiate Sports Cover.

DIGIT General Insurance Happy Traveller Plan Variants

The DIGIT General Insurance Happy Traveller Plan This policy comes under the following plan variants:

• Double Secure Plan
• Senior Double Secure Plan
• Double Secure Plus Plan
• Senior Double Secure Plus Plan
• Double Secure Asia Plan
• Multi Trip Plan
• Modular Plan

Here is a simple table outlining some of the benefits of a few of the different plans:

DIGIT General Insurance Happy Traveller Plan Eligibility Criteria

To be eligible to buy the Digit Happy Traveller Plan, here are the criteria in simple terms:

• Proposer Age: The minimum age to propose or buy the policy is 18 years, and there is no maximum age limit.
• For Children: Infants can be covered from as early as 91 days old, and there's no upper age limit specified
• Adult Age: The youngest an adult can be to get this plan is 18 years, and the plan is available up to the age of 99 years.
• Policy Duration for Single Trips: If you are going on a single trip, the policy can cover you for up to 270 days. If you're 70 years old or younger, you can extend it for another 180 days by paying an extra premium.
• Policy Duration for Students: Students can get a policy that lasts for 3 years.
• Policy Duration for Multi-Trips: For those who travel often, a multi-trip policy lasts for 1 year and can be renewed until you're 99 years old.

DIGIT General Insurance Happy Traveller Plan Exclusions

It is important to understand the situation when your policy will not provide any coverage. These are:

• The policy will not cover claims arising from war or acts of war, invasion, or act of terrorism.
• The insurer does not cover participation in military operations or exercises.
• Your policy will not cover claims such as loss of earnings due to injury or illness during a trip.
• Suicide attempts, self-inflicted injuries, or illnesses are not covered.
• Any claims due to alcohol or drug consumption, are not covered.
• The policy will not cover claims for refunds of course fees or sponsorship fees, unless specifically covered.
• This policy does not cover claims arising from invalid travel documents, such as an invalid passport or visa.
• The policy does not cover travel to any country against whom travel restrictions have been imposed.
• The policy will not cover claims for the purpose of availing treatment of an existing medical condition or medical tourism.

DIGIT General Insurance Happy Traveller Plan Claim Procedure

To raise a claim under the Digit Happy Traveller Plan, you can either contact Policybazaar.com or directly contact the insurer.

Make sure you inform them promptly in case of any emergency. If you need medical treatment leading to hospitalisation, notify them within 7 days of the treatment's start. For accidental bodily injury, inform them in writing within 30 days from the accident date. For other events that may lead to a claim, inform them or their Assistance Service Provider within 15 days of the event.

You should also provide all the necessary documents and information to investigate the claim.

Claims will be settled according to regulatory guidelines, and they aim to settle or reject a claim within 15 days of receiving all necessary documents. Some general documents needed for claim processing are a claim form and KYC. Additional documents may be required based on the specific section under which you are claiming.