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Monto Bike Insurance
Riding a Monto bike gives you the thrill of the open road! But, like any bike, it can also come with an increased risk of accidents compared to cars. Motorcycles are more vulnerable due to their smaller size and less protection in case of a collision. To keep yourself safe, always ensure you also opt for the right Monto insurance, which allows you peace of mind and financially protects you against unexpected events.
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1.2 Crore+ Bike Insured
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About Monto Bikes
Monto motorcycles are well-known for offering reliable, affordable, and suitable bikes for daily commuting. Some of the motorcycle models offered by the company include the Avanti Supersport, Avanti Top Tank, Cosmo Blaster, and Cosmo Bright. These bike variants are appreciated for their performance and comfort. Monto bikes are built to be reliable and easy to handle, making them a practical choice for both daily commuting and longer trips.
Popular Monto Bike Models With Bike Insurance Price
| Monto Bike Models (Registration 2024) | Zero Dep Cover* (Add-on Cover) | Estimated Monto Bike Insurance Price* (1+5 Bundled Policy) |
| Monto Cosmo Blaster (100 cc) | ₹ 102 | ₹ 3,914 |
*Disclaimer: The insurance premium for a Monto bike depends on multiple factors, including registration year, location, add-on covers, make, model, brand, ex-showroom price, IDV, etc. Premiums may vary across different insurers.
Monto Bike Insurance Calculator
While applying for bike insurance, you may want to estimate the premium to be paid. For this, you can use the Monto Bike Insurance Calculator. This easy-to-use online tool will help you understand how much it could cost to insure your bike.
This bike insurance calculator allows you to quickly get quotes for the insurance premium to be paid. It also aids in the easy comparison of quotes across various insurance providers. To get an estimate quickly, you can try out Policybazaar.com's free online calculator by providing the following details:
- Model and make of the bike
- Year of manufacture
- Price
- Region of registration
- Past claims (if any)
Coverage Under Monto Bike Insurance
- Inclusions
- Exclusions
When looking for a comprehensive bike insurance policy, you must ensure that it offers protection against different situations involving your Monto bike. Let's take a look at some of the primary inclusions and exclusions to check for in any insurance coverage:
The policy generally covers the below-mentioned instances of damage or loss:
- Arising from accidents that involve the insured bike with third parties.
- Any damage from man-made events, like riots, vandalism, or strikes.
- Any loss or damage from natural disasters, like earthquakes, floods, cyclones, landslides, and typhoons.
- Loss or damage arising from road accidents or collisions.
- Total or partial loss due to theft, burglary, or accidents.
- Damage or loss caused by fire incidents.
The policy generally excludes the below-mentioned instances of damage or loss:
- Claims for damages due to negligence or intentional acts arising from civil unrest or nuclear conflict are not covered.
- No coverage is offered for incidents involving intoxicated driving.
- No coverage for damages arising from regular wear and tear or mechanical issues in the motorcycle is offered.
- Coverage does not include damages to the insured Monto Motorcycle if the rider does not hold mandatory documents. Some of the mandatory documents include a valid driver's license (DL), registration certificate (RC), insurance policy, or pollution under control certificate (PUCC).
- No claims can be made if the insurance policy has expired.
- No coverage for damage or injuries caused when the motorcycle is used beyond the geographic boundaries defined in the policy framework.
*Disclaimer: It is important to review an insurance policy's terms and conditions to better understand the coverage and exclusions. Policy coverage tends to vary across different plans.
How to Buy/Renew Monto Insurance Online?
Here's how you can get insurance for your new or existing Monto Motorcycle through Policybazaar.com:
- Step 1: Go to the official website of Policybazaar.com and look for the 'Bike Insurance' option under the 'Insurance Products' section.
- Step 2: If renewing your current policy, enter your bike's registration number to proceed. If buying a new Monto bike, select the 'Bought a New Bike' option.
- Step 3: Fill in the required details on the form that appears, and review everything carefully before submitting.
- Step 4: Compare quotes from different insurance providers to select the policy that best suits your needs and budget.
- Step 5: Choose the policy you prefer, whether a comprehensive plan or third-party insurance. You can also opt for additional coverage through add-ons.
- Step 6: Pay the premium online using the available payment options. Once the payment is confirmed, your Monto bike insurance policy will be emailed to your registered address.
Monto Bike Insurance Add-ons
Add-ons are additional benefits that you can choose while getting your Monto insurance. Here are some common add-ons that you can explore:
- Personal Accident Cover
- Engine Safe Cover
- NCB Protection Cover
- Return-to-Invoice (RTI) Cover
- 24x7 Roadside Assistance Cover
- Zero Depreciation Cover
- Consumable Cover
Add-ons for your two wheeler insurance
How to Claim Monto Insurance Online?
To file a Monto bike insurance claim online, you can follow these simple steps:
- Step 1: Notify your insurance company about the accident or damage as soon as possible.
- Step 2: A representative from the insurance company will inspect the damage to your Monto motorcycle.
- Step 3: The representative will create and submit an assessment report to your insurance provider.
- Step 4: Provide all necessary documents, such as identification, the claim form, and policy details, for verification.
- Step 5: Take your bike to a network garage for cashless repairs if approved.
- Step 6: The insurer will pay the garage directly for cashless claims. If you use a non-network garage, you must cover the repair cost and submit the receipt for reimbursement to your account.
Documents Needed to File Monto Insurance Claims
Here is the list of documents you'll require to file Monto insurance claims:
- Insurance claim form, duly filled in
- Copy of your bike insurance policy
- Driver's licence
- Bike's registration certificate (RC)
- In case there has been any theft or major damage to the bike, you'll have to furnish a copy of FIR (First Information Report)
- You may also be required to furnish bills and receipts pertaining to bike repairs, if any.
Monto Bike Insurance FAQs
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Q. How to check the insurance details of the Monto bike?
Ans: You can check your bike insurance details through the Parivahan Sewa RTO portal by entering your vehicle registration number. Alternatively, using your policy details, you can check this at Policybazaar.com. -
Q. How much does Monto bike insurance cost for 1 year?
Ans: The bike insurance cost for one year depends on factors like the bike’s make, model, and age. -
Q. Which insurance is compulsory for a 2-wheeler?
Ans: In India, third-party liability insurance is mandatory for all two-wheelers, covering damage or injury caused to others in an accident. -
Q. How to download Monto bike insurance?
Ans: You can download your bike insurance policy by logging into your insurer's website or mobile app with your registered details. Navigate to the 'Policy Documents' section and download the PDF copy of your policy.
Written By: PolicyBazaar
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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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^The buying/renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*₹457/- per annum (₹1.3/day) is the price for third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable annually. The list of insurers mentioned is arranged according to alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For the complete list of insurers in India, refer to the Insurance Regulatory and Development Authority of India website: www.irdai.gov.in
