Royal Enfield Continental GT 650 Insurance
Royal Enfield Continental GT 650 brings a perfect blend of retro and modern, inspired by the British era of motorcycling with its cast alloy wheels and black aesthetics. Such a masterpiece needs apt security when on the road, and you can ensure that by taking Royal Enfield Continental GT 650 insurance. This two-wheeler insurance covers third-party liabilities and offers protection against accidental damage, theft, and natural calamities. Let us understand more about it!
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₹1.3/day*Popular Royal Enfield Continental GT 650 Variants with Insurance Premium
For complete protection, obtaining the correct Royal Enfield Continental GT 650 insurance tailored to the variant and its associated premiums is necessary. Look at popular Royal Enfield Continental GT 650 models, the estimated Royal Enfield Continental GT 650 Bike Insurance Price (1+5 bundle policy), and the cost of a zero-depreciation add-on on a specific variant.
Royal Enfield Continental GT 650 Variant | Zero Dep Cover (Add-on cover) | Estimated Royal Enfield Continental GT 650 Bike Insurance Price (1+5) |
Royal Enfield Continental GT Chrome | Rs 240 | Rs 15,399 |
Royal Enfield Continental GT Custom | Rs 240 | Rs 15,399 |
Royal Enfield Continental GT Electric Start Disc Brake | Rs 240 | Rs 15,399 |
Royal Enfield Continental GT STD | Rs 240 | Rs 15,399 |
*Disclaimer: The table above is for reference purposes only. Royal Enfield Continental GT 650 Insurance Renewal Price can vary based on several factors, including IDV, registration, location, and add-ons.
Reasons to Buy A Royal Enfield Continental GT 650 Insurance Online from Policybazaar.com
If you want to get Royal Enfield Continental GT 650 Insurance online, it is best to obtain it from Policybazaar.com for its numerous benefits. You can have a customised policy after comparing the best options:
- Comprehensive Insurance: With a comprehensive insurance policy, your Royal Enfield Continental GT 650 will be protected against damage and third-party liabilities.
- No Claim Bonus (NCB): You can avail of the NCB discount if you have had a claim-free year.
- Roadside Assistance: In case of vehicle breakdown, emergency fuel requirement, or minor repairs, you can avail of roadside assistance 24/7. Quick service is also available for jump-starting or towing.
- Cashless Repairs: There is no need to pay for repairs if you take the vehicle to a networked garage after an accident.
- Claim Settlement Assistance: Get complete claim settlement for both cashless and reimbursement claim procedures.
- 24/7 Customer Support: You can call 1800-258-5970 24/7 for any queries about your two-wheeler insurance.
Coverage Under Royal Enfield Continental GT 650 Insurance
- Inclusions
- Exclusions
With a comprehensive bike insurance policy, you can now protect your Royal Enfield Continental GT 650 against various risks. Here is the list of inclusions and exclusions:
Coverage under a bike insurance policy is as follows:
- Coverage for damage to the bike caused by accidents.
- Protection against financial loss if the bike is stolen or broken into.
- Coverage for damages due to explosions or fire outbreaks.
- Coverage for damages during riots, strikes or protests.
- Financial protection against legal liabilities in case of injury, death or property damage to a third party.
- Coverage for damages occurring during the transportation of the vehicle via rail, road, water or air.
- It covers vehicle damage from earthquakes, floods, or similar disasters.
- Safeguards against losses arising from deliberate acts of violence.
There are certain cases where the insurance company shall deny a claim, and they are listed below:
- Indirect or resulting losses will not be covered.
- Coverage is void if the driver does not have a valid driver's licence, registration, PUC certificate, or proof of insurance.
- Damage due to out-of-specified zone accidents will not be covered.
- Damage to tubes and tyres is not covered unless damaged in an accident.
- Damages caused by war or nuclear events are not covered.
- Riding under the influence of alcohol will lead to a claim denial.
- If mechanical or electrical failures are not caused by an accident, they will not be covered.
- Routine wear and tear of bike components will not be covered.
Disclaimer: Royal Enfield Continental GT 650 insurance coverage may differ from one insurance provider to another. Make sure to read the terms and conditions carefully.
Royal Enfield Continental GT 650 Insurance Add-ons
You can increase the coverage under your Royal Enfield Continental GT 650 insurance with add-ons and get maximum protection. Although it is not mandatory to include add-ons, it helps maximise the benefits under two-wheeler insurance. Some necessary add-ons that must be considered are as follows:
- Return to Invoice Cover: If your Royal Enfield Continental GT 650 is stolen or there is a total loss, this add-on will ensure you receive the full invoice value when you claim. The claim amount will include road tax and registration charges as well. You will receive the invoice amount, not just the IDV.
- Zero Depreciation Cover: When repairs or replacement of components are necessary due to an accident, this add-on will cover the complete cost of repairs and replacement without considering depreciation. It is particularly beneficial for vehicles like the Royal Enfield Continental GT 650, where components and replacement costs are expensive.
- Tyre Protection Cover: The Royal Enfield Continental GT 650 is equipped with premium tubeless tyres; the cost of repair due to accident damage can be quite high. Having this add-on will help cover the expenses, including labour costs.
- NCB Protect Cover: Earning a No Claim Bonus (NCB) can be pretty beneficial for getting discounts on premiums. Even a small claim can reset the NCB at zero; however, if you have NCB cover, the NCB percentage will not be affected even after a claim is made.
How to Buy or Renew Royal Enfield Continental GT 650 Insurance Online?
Whether you opt for a fresh policy or want to renew an existing one, you can do it online on Policybazaar.com. Follow the steps below to get bike insurance online:
- Step 1: Visit Policybazaar.com and select 'Bike Insurance' under the 'Insurance Products' section.
- Step 2: Enter your Royal Enfield Continental GT 650's registration number to renew the policy. Next, click on the 'View Prices' option. If you have a new bike, click the 'Bought a New Bike' option.
- Step 3: Fill out all the required information on the screen.
- Step 4: As per your preference, select between third-party or comprehensive bike insurance for your Royal Enfield Continental GT 650.
- Step 5: You can also choose add-ons such as Zero Depreciation Cover or Return to Invoice Cover.
- Step 6: Compare quotes for Royal Enfield Continental GT 650 Insurance and select the one that fits your preference. Complete the payment via UPI, net banking, or a debit/credit card.
- Step 7: After the payment is complete, you shall receive the policy document at your registered email address.
How to Claim Insurance for a Royal Enfield Continental GT 650 Online?
In case you wish to file a claim under your Royal Enfield Continental GT 650 insurance, you can do so in the following ways:
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Cashless Claims Settlement
A two-wheeler insurance claim can be done by following the steps:
- Step 1: You must inform the insurance provider about the claim due to an incident relating to your Royal Enfield Continental GT 650.
- Step 2: To assess the damages resulting from an accident, a surveyor will be appointed to create an evaluation report, which will be sent to the insurer.
- Step 3: The insurer will go through the report, and you might be asked to get your Royal Enfield Continental GT 650 repaired at a local network garage.
- Step 4: After the repairs are completed, payment for the repairs will be made directly by the insurance provider.
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Reimbursement Claims Settlement
Another way to settle claims is through reimbursement. Below are the steps that you can follow:
- Step 1: Call and inform the insurance company about the incident.
- Step 2: A surveyor will be appointed to inspect the damage to your Royal Enfield Continental GT 650.
- Step 3: After 48 hours, the survey report will be shared with the insurance provider.
- Step 4: You must submit a signed claim form and all other necessary documents.
- Step 5: You can take your Royal Enfield Continental GT 650 to a local garage to get the repairs done once the claim is approved.
- Step 6: The approved reimbursement claim amount will be transferred directly to your bank account once you submit the original bills and receipts. The insurer may deduct the deductibles, if any.
Documents Required for Royal Enfield Continental GT 650 Insurance Claims
For a Royal Enfield Continental GT 650 insurance claim settlement process, it is necessary to have the following documents:
- Duly filled and signed claim form.
- Valid Driving Licence.
- Royal Enfield Continental GT 650 RC
- KYC documents will also be required if the damage exceeds Rs 1 lakh.
- FIR reports for fire, third-party injuries, property damage, or fatalities.
- Repair Estimates.
- Invoices.
- Payment receipts.
Additional Documents Required for Royal Enfield Continental GT 650 Theft Claims
- Registration Certificate.
- Original Royal Enfield Continental GT 650 Insurance policy documents.
- Keys
- Purchase invoice.
- Police FIR
- Non-Traceable Report.
- Letter of Subrogation.
- A NOC from the financier.
- RTO declaration stating that the insured Royal Enfield Continental GT 650 is 'No Use'.
Royal Enfield Continental GT 650 Insurance - FAQs
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Q. Is it enough if I only have a third-party policy for my Royal Enfield Continental GT 650?
Ans: Yes, a third party is legally mandatory. However, it is best to opt for a comprehensive policy for better protection of your vehicle. -
Q. How can I reduce the premium for my Royal Enfield Continental GT 650 Insurance?
Ans: Opting for voluntary deductibles, renewing on time, maintaining clean claim records, and holding a no-claims bonus (NCB) can help reduce premiums considerably. -
Q. Will my engine be covered under insurance if it gets damaged due to waterlogging?
Ans: Usually, engine damage due to waterlogging is not covered by an insurance policy unless you have engine protection coverage. -
Q. Can I file a claim online under my bike insurance?
Ans: Yes, you can log in to the insurer's portal, upload the necessary documents, and follow the steps mentioned to file a claim online.