Royal Enfield Hunter 350 Insurance
Since its debut in 2022, the Royal Enfield Hunter 350 has won over more than half a million riders worldwide. Thanks to its blend of rugged character and agile urban performance. It looks the part of a powerful roadster, yet it manoeuvres through city traffic with ease. This combination of sturdy build and everyday practicality makes it one of Royal Enfield's most-talked-about models. Still, even the most robust bikes run into the unexpected: a drop, a hailstorm, or a parking mishap. That's why Hunter 350 insurance is essential, as it covers everything from damage repairs and theft to third-party liabilities and unexpected costs.
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₹1.3/day*Popular Royal Enfield Hunter 350 Variants with Insurance Premium
Understanding bike insurance costs for different variants of the Royal Enfield Hunter 350 helps in selecting the best plan. The following table shows the estimated Royal Enfield Hunter 350 insurance price (1+5 bundle policy) along with the Zero Depreciation add-on cost.
Royal Enfield Hunter 350 Variants | Zero Depreciation Cover (Add-on) | Estimated Insurance Premium (1+5 Bundle) |
Royal Enfield Hunter Dapper Edition (350 cc) | ₹1,210 | ₹10,027 onwards |
Royal Enfield Hunter Metro (350 cc) | ₹1,210 | ₹10,027 onwards |
Royal Enfield Hunter Metro Rebel Blue (350 cc) | ₹1,234 | ₹10,081 onwards |
Royal Enfield Hunter Mid (350 cc) | ₹240 | ₹7,633 onwards |
Royal Enfield Hunter Rebel Red (350 cc) | ₹1,234 | ₹10,081 onwards |
*Disclaimer: The above figures are indicative. The actual Royal Enfield Hunter 350 insurance premiums may vary depending on factors such as IDV, registration year, location, and selected add-ons.
Reasons to Buy Royal Enfield Hunter 350 Insurance Online from Policybazaar.com
Buying your Royal Enfield Hunter 350 insurance through a trusted platform such as Policybazaar.com provides convenience and clarity. It enables riders to evaluate policy options thoroughly, compare features side by side, and make informed choices tailored to their individual needs. Here's why many riders prefer this route:
- Extensive Protection: Covers both own damage and third-party liabilities.
- Cashless Garage Network: Enables you to get repairs done at authorised service centres without upfront payment, reducing the hassle during an already stressful situation.
- Efficient Claim Process: Streamlined systems help settle claims swiftly, minimising delays and getting your bike back on the road faster.
- No Claim Bonus (NCB): A track record of safe riding can be rewarded with lower premiums over time, encouraging careful road behaviour.
- Roadside Assistance: Immediate support is available for breakdowns, including towing services and on-the-spot fixes.
- Dedicated Customer Support: For assistance at any hour, you can speak directly with a support executive by calling 1800-258-5970.
Coverage Under Royal Enfield Hunter 350 Insurance
- Inclusions
- Exclusions
A well-structured 2-wheeler insurance policy provides financial security to your Royal Enfield Hunter 350 bike by protecting it from various unexpected situations.
These are the situations where your insurer steps in, saving you from sudden repair bills or legal hassles:
- Accidental damage if your bike is involved in a crash.
- Theft of the vehicle or burglary losses.
- Damage caused by riots, vandalism, or civil unrest.
- Natural disasters like floods, earthquakes, or storms.
- Fires, whether from accidents or sudden explosions.
- Damage from lightning strikes.
- Losses arising out of terrorist incidents.
- Legal liabilities if someone else is injured or their property is damaged.
- Damage while your bike is being transported—by road, rail, air, or even water.
It is essential to know what is not covered by the insurance as much as the inclusions. Here are the exclusions of a two-wheeler insurance policy:
- Normal wear and tear.
- Mechanical or electrical issues not caused by an accident.
- Riding under the influence of alcohol or drugs.
- Any damage that occurs outside the covered geographical area.
- Accidents when riding without a valid driving licence.
- Costs that are indirect—like missed work or temporary inconvenience.
- Tyre or tube damage, unless due to an accident.
Disclaimer: Insurance coverage can vary from insurer to insurer. Always read your policy documents carefully.
Royal Enfield Hunter 350 Insurance Add-ons
Enhancing your two-wheeler insurance with add-ons ensures complete protection. Adding these options enhances financial security, especially for frequent riders or those residing in high-risk areas.
- Return to Invoice Cover: In case of total loss or theft, this cover reimburses the full invoice value, including registration and road tax.
- Zero Depreciation Cover: This add-on makes sure you get the full claim amount without the usual deductions for wear and tear on parts like plastic, rubber, or fibre.
- Engine Protection Cover: If your engine gets damaged from water damage, oil leakage, or flooding, this cover steps in. It helps take care of the repair or replacement costs.
- Passenger Cover: This add-on provides financial aid to the pillion rider in case of disability or death in an accident.
How to Buy or Renew Royal Enfield Hunter 350 Insurance Online?
Whether it's your first policy or a renewal, handling your Hunter 350 insurance on Policybazaar.com is quick and clear.
- Head to Policybazaar.com.
- Click on 'Bike Insurance'.
- Enter the bike's registration number; tap 'View Prices'.
- For new bikes, choose 'Bought a New Bike'.
- Fill in the basic details.
- Click 'Proceed' to see your options.
- Pick between third-party or comprehensive cover.
- Add add-ons if needed.
- Compare quotes; choose the one that fits best.
- Pay securely—UPI, card, or net banking.
- Your policy lands in your inbox within minutes.
How to Claim Insurance for Royal Enfield Hunter 350?
An insured can settle claims via cashless or reimbursement methods.
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Cashless Claim Process
Cashless claims save out-of-pocket expenses and reduce financial burden.
- Notify the insurer immediately after an accident or damage.
- A surveyor will assess the damage to your bike and submit a report.
- After approval, take your Hunter 350 to a network garage.
- The insurer will directly pay the repair cost.
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Reimbursement Claim Process
Reimbursement claims ensure financial relief even if you choose a non-network garage for repairing your Royal Enfield bike.
- Report the incident via the insurer's helpline.
- A surveyor assesses the damage and prepares a report.
- The report is finalised within 48 hours.
- Submit the required documents and the claim form.
- Pay for repairs; keep the invoices.
- Submit bills for reimbursement.
- Get the approved amount in your bank account.
Documents Required for Royal Enfield Hunter 350 Insurance Claims
When you submit the proper documents to the insurer, it speeds up the claim settlement process. To process a two-wheeler claim smoothly, submit:
- Filled and signed claim form.
- Bike's RC.
- Valid Driving Licence.
- KYC documents (if the claim exceeds Rs 1 lakh).
- Repair costs.
- Final invoices.
- FIR for third-party injuries, fire, property damage, or theft claims.
Additional Documents for Royal Enfield Hunter 350 Theft Claims
If your Hunter 350 is stolen, here's what you'll need to get the claim moving smoothly:
- Your original insurance policy paper.
- Registration Certificate (RC) of the bike.
- Purchase invoice (the bill from the showroom).
- Keys to the bike.
- FIR copy filed with the police.
- Non-traceable certificate from the police.
- No Objection Certificate from the bank (if the bike's on loan).
- An official letter from the RTO saying the bike hasn't been in use.
FAQs
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Q. Is the Hunter 350 suitable for longer highway rides or just city runs?
Ans: While the bike is built with urban agility in mind, its 349cc engine is suitable for highway rides. -
Q. Is it possible to carry my No Claim Bonus over to a new policy?
Ans: Absolutely! NCB can be transferred to a new policy, provided it's within 90 days of the previous policy's expiration. -
Q. What should I do if I sell my Royal Enfield Hunter 350?
Ans: Inform your insurer about the sale. The two-wheeler insurance policy can be transferred to the new owner, or you can cancel it. -
Q. Is there a deadline for reporting accidents to the insurer?
Ans: Ideally, you must report the incident within 24–48 hours so the insurer can process your claim smoothly.