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Travel Insurance Germany

Germany is one of the most popular destinations in Central Europe, known for its breathtaking landscapes, rich history, vibrant culture, and natural beauty. However, unexpected emergencies such as medical bills, baggage loss, flight delays, and cancellations can quickly disrupt your trip. This is where travel health insurance for Germany from India becomes a necessity. In fact, travel and health insurance for Germany is also a mandatory requirement for obtaining a Schengen Visa. The best travel health insurance for Germany covers medical expenses, emergency evacuation, passport and baggage loss, and more, ensuring your trip remains safe and worry-free.

What is Travel Insurance for Germany from India?

Germany promises a lot of opportunities to explore and visit new places, but you can't ignore the health and travel risks that you may be exposed to when in Germany. A travel and health insurance plan for Germany helps you safeguard your trip against any unforeseen emergency that may arise during your trip. Since the healthcare expenses are quite high in Germany, a travel insurance online Germany also saves you in case of any medical expenditure that may occur during your trip.

Travel insurance Germany plans ensure that you are protected from any unplanned expenses that could lead to a financial loss due to a missed flight, unavoidable hospitalisation, passport loss or other improbable mishaps in Germany. Travel health insurance for Germany offers comprehensive coverage for most of the risks that may arise during the trip.

Buy travel insurance for Germany now!

Germany: Fast Facts

Here's a quick overview of the Germany to help you plan your trip better:

Category	Specification
International Airports	Hamburg Finkenwerder, Frankfurt Airport
Time Zone	Central European Summer Time (GMT +2)
Capital	Berlin
Travel and Health Insurance for Germany	Mandatory (minimum of EUR 30,000)
Official Language	German
Dialling Code	+49
Currency	Euro
Best Time to Visit	May through September

Travel Insurance Germany: Benefits

Your Germany travel medical insurance works as a financial security for your trip and ensures a stress-free experience thanks to its wide coverage. You can choose added benefits by buying add-ons at an extra premium. The most popular one to be purchased along with a Schengen travel insurance is adventure sports cover, in case you are going skiing or hiking. Some of the key benefits of buying travel insurance for Germany from India are given below:

Benfits of Travel Insurance for Germany from India

Provides 24X7 customer support and travel assistance

Covers loss, damage or delay of check-in baggage, trip cancellation, cancelled hotel or flight bookings, loss of passport and expenses incurred in getting a duplicate passport

Meets the required medical coverage of a minimum EUR 30,000

Covers medical expenses for accidents, sickness, medical evacuation or repatriation in case of eventualities, and provides coverage for personal liability

Offers automatic extension of the insurance policy in case of emergencies

Help us understand your insurance needs

What are the Documents Required to Visit Singapore Travel?

You may miss out on a thing or two when it comes to packing your bags, but travelling to Germany requires certain paperwork. You need to prepare the following documents for your Germany trip:

Germany Entry Requirements from India

The following are the general documents required for Germany travel from India:

Visa Application: Completed Schengen visa application form

Photos: Recent passport-sized photos

Required Documents: A copy of your Indian passport and visa. Your passport must have a validity of at least 6 months.

Travel Medical Insurance: Having a travel health insurance for Germany of at least EUR 30,000 is mandatory.

Travel Insurance Purchase

You must have the following documents to purchase travel and health insurance for Germany.

Passport copies of all travellers

Any valid government-issued ID Proof

Trip and Flight details

KYC for Germany travel insurance is required before purchase

Travel Insurance Claim

The following are the documents required for Germany travel insurance claim.

FIR/Police Report for criminal cases

Passport copy with immigration stamps

Identity Proof

Completed claim forms

Copy of your original travel insurance policy

Original bills and receipts

*You may be asked to provide all of these or more documents, depending on your insurer and claim.

Germany Travel Insurance Add-Ons

While each insurer offers a comprehensive coverage with their travel insurance for Germany from India, they also offer several add-ons to increase the coverage.

You can learn about these add-ons for your travel health insurance Germany from India and their benefits like coverage for medical expenses arising due to adventure sports, automatic trip extensions, refund of visa fees, and much more.

Get plan with adventure sports cover

What does the Travel Insurance for Germany from India cover?

Travel insurance for Germany from India covers several things. Some of the common inclusions and exclusions are as follows:

Covered in Policy

The following conditions are typically covered under a travel insurance online Germany.

Medical Expenditure

Any unforeseen medical expenses, accidental claims, medical evacuation, etc.

Baggage and Passport Loss

The insurer is liable to compensate in case of passport and luggage/baggage loss.

Personal Liabilities

Travel insurance for Germany from India covers any liability caused to third party or property.

Flight Delay and Cancellations

Coverage against any flight delays, trip cancellations, etc.

*Disclaimer- You must read your policy wordings thoroughly to know the exact inclusions of your travel health insurance for Germany.

Not Covered in Policy

The following are the cases that are not covered under your international insurance for Germany travel

Travelling for Medical Treatment: Travel health insurance for Germany will not cover any expenses if you are travelling for a treatment of any pre-existing condition.

Pre-Existing Ailments: Expenses arising due to any pre-existing diseases not already covered in your policy or included as an add-on.

Self-Inflicted Injuries: Any loss or damage caused due to injuries or damages you have done to yourself.

Losses due to Drugs/Intoxication: Any losses or damages caused due to intoxication, alcohol, or drugs

*Disclaimer- You must read your policy wordings thoroughly to know the exact exclusions of your Germany travel insurance from India.

Germany Visa Procedure for Indians

Know Your Purpose

Decide the reason you’re travelling to Germany to choose the type of visa required such as work visa, tourist visa, student visa, etc.

Apply Onlinet

Fill the online application form of a Schengen visa with all the required details.

Gather all Documents

Prepare all the required documents and book your visa appointment.

Fee Payment

Pay the fees and book your appointment for your Germany visa

Interview Process

Attend the interview and wait for the Germany visa processing.

Travel Insurance is recommended for Germany trip

Buy travel health insurance for Germany

Travel Guide for Indians Visiting Germany

When you are in a foreign land, there are some important things you should keep in mind. Some of the common details you might need for your Germany trip are mentioned below.

The Indian Embassy in Germany

Even though your Germany travel insurance will offer coverage for maximum scenarios, in some unfortunate situations you can reach out to the Indian Embassy and Consulates in Germany

➣ Embassy of India, Berlin

➣ Consulate General of India, Hamburg

➣ Consulate General of India, Munich

➣ Consulate General of India, Frankfurt

International Airports in Germany

There are several airports in Germany. You can choose one depending on your travel itinerary. Some of the common airports in Germany are Hamburg Finkenwerder, Frankfurt Airport, Dortmund Airport, Berlin Tegel Airport, Kiel Holtenau.

Currency and Foreign Exchange

The currency used in Germany is the Euro. Here is the latest exchange rate to get an estimate:

➣ INR 95.64 = EUR 1 = USD 1.12

Besides cash, don't forget to buy a good travel credit card before leaving for Germany. It will come in handy during your souvenir shopping as well as reduce the hassle of carrying cash everywhere. Also, invest in the best travel insurance for Germany so that any financial emergencies are covered by your travel insurance Germany plan.

Buy travel insurance for Germany

Why Buy from Policybazaar.com?

Buying from us comes with a lot of benefits:

Travel insurance for Germany from India

Easy Comparison: Compare multiple policies on the go

Accepted Worldwide: Plans that are approved worldwide, including visa insurance requirements.

Budget-friendly: Find the cheapest travel insurance for Germany

Instant Issuance: Get your policy within minutes

Global Support: Emergency & claim assistance throughout the world

How to Plan Your Germany Itinerary?

The country is known for its landscape and attractions. There are several things to do in Germany for almost everyone. Be it living the city life or trekking through the beautiful mountains, make sure you include the following places in your itinerary for Germany and plan well to enjoy your trip to the fullest!

Here are certain things that you need to make the most of your Germany trip. You must do a bit of your research. To help you with the same, here is how to plan your Germany trip.

1

Decide your trip dates and duration
2

Book your round-trip flight and hotel in advance
3

Find out the cities and places you wish to visit in Germany depending upon your trip duration
4

Plan the activities you wish to do such as adventure sports, trekking, camping, etc
5

Understand the mode of transportation and rail network of the country

Trouble Planning Your Itinerary for Germany?

What are the Most Visited Places in Germany?

With several tourist attractions, Germany is one of the most popular places to go to. Depending on your plans, you can look at some of the best places to visit in Germany:

Berlin: Berlin has a rich history, vibrant culture, and popular attractions such as the Brandenburg Gate, Reichstag, East Side Gallery, etc. The capital is one of the most visited cities in Germany.

Hamburg: Being one of the largest ports in the country, Hamburg has a lively atmosphere and tourist attractions like the Speicherstadt, St. Michaelis Church, and the Miniatur Wunderland.

Cologne Cathedral: This famous UNESCO World Heritage Site, Cologne is a popular destination amongst tourists due to its historical significance and architectural beauty.

The Romantic Road: A scenic route through Bavaria is a popular destination that offers charming medieval towns and castles, making it a popular choice for getaways.

The Black Forest: If you are a nature lover and hiker, going to the Black Forest for its dense, charming, and picturesque lakes and villages will be a treat.

Germany Travel: Safety & Precautionary Measures to be Undertaken

Germany remains a very popular place for tourists because of its safety and convenience. However, you must do your homework and prepare for your trip well. This includes packing, bookings, preparing documents and picking the most suitable season for this place. The best time to visit Germany depends on your purpose of visit and your idea of a holiday. You must also pack well and be mentally prepared for common mishaps while pursuing different things to do in Germany. Following the tips below can improve your visit considerably:

➣ Avoid Last Minute Expenses: Try to book everything at least 4-5 months before your planned trip and avoid last minute surges.

➣ Know about the Transportation: Read up on German transportation, especially in Berlin as the city has three fare zones, and it may confuse you if you're planning to explore the area via commuter rail and underground subways.

➣ Always Recycle: Germany is very serious about recycling; make sure to use recycling depots and avoid using plastic bags wherever possible.

➣ Know the Basic Language: English is not commonly spoken here, so try to use some common German phrases here.

➣ Take Your Shoes: Walking is one of the best ways to explore Germany, bring good sneakers or shoes as you may be forced to walk more than you're used to.

➣ Emergency Contacts: The nationwide toll-free number for police is 110 (or otherwise, via the 112 operators). The emergency contact number for the fire brigade is 112. It is a toll-free number and is reachable from mobiles, phone boot, and even fixed-line.

Once you are done with these bookings, buy a Germany insurance travel. It will meet the necessary health insurance for tourists in Germany requirements for a Schengen visa as well as protect you from unavoidable trip cancellations in future.

Travel Insurance Germany: FAQs

Q: How much does travel insurance for Germany from India cost?

Ans: Your travel health insurance Germany cost depends on your trip duration, age and any underlying health conditions. Since Germany is a part of the Schengen zone, you will need to buy Schengen travel insurance for Germany with a minimum coverage of EUR 30,000. You can also use a travel insurance premium calculator to get a better idea!
Q: What should I know before travelling to Germany?

Ans: Make sure to read up on Germany's transportation system, as each city has a different system. You should also keep sufficient cash, as Germany still uses cash very widely. Chances are that even in some shops, bars or local restaurants, you may not find a card machine. Another thing to remember is that Sundays in Germany see closed pharmacies and supermarkets. Other than these, you must respect German rules and other codes of conduct. You will be fined if you break those rules. You also need a health insurance for tourists in Germany.
Q: How to get travel health insurance for Germany from India?

Ans: You can easily buy travel insurance Germany online through Policybazaar.com after comparing your options. Once you have decided upon a plan, you can fill up the proposal form and complete the payment online to get the maximum coverage at the best price. Also, having a travel medical insurance Germany is mandatory for your trip.
Q: What is the best time to visit Germany?

Ans: The best time to visit Germany is in the summer season. It is also the peak tourist season. The high season lasts from May until September, after which it may feel too cold for some visitors.
Q: What is the cheapest time to go to Germany?

Ans: Being a wealthy country in Europe, the cheapest time to visit Germany will be during mid-January and mid-March. Avoid visiting during festivals like Christmas, Carnivals and German vacation time. You can also visit Germany near the end of October for cheaper accommodation.
Q: What are the types of travel insurance for Schengen visa Germany?

Ans: You can buy single-trip international health insurance for Germany, as well as multi-trip plans. You can also buy family travel insurance if you are travelling with your family. If you're going to study here, then you can also buy suitable travel health insurance for Germany student visa.
Q: Do I need to buy travel insurance online Germany for a student visa?

Ans: Yes, it is mandatory to buy travel insurance Germany student visa.
Q: Can I get a travel insurance for Germany job seeker visa?

Ans: Yes, you can buy travel insurance for Schengen visa Germany in India.

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Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in