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Travel Insurance for the Philippines
Buying Philippines travel insurance is crucial to protect your trip from unexpected medical emergencies and trip disruptions. Known as one of Southeast Asia's secrets, the Philippines is home to many beaches, natural marvels, coral reefs, and historical monuments. A perfect tourist destination for adventurers on a budget, make sure to buy Philippines travel insurance before leaving!
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Philippines Travel Insurance
Before you start booking your flights and stay, make sure to check your visa requirements along with travel insurance for the Philippines that works for you. It is not mandatory to buy travel health insurance for Philippines, but it is much needed to ensure your financial safety and mental peace.
Be it the country's exciting nightlife options or secluded heavenly beaches, you will find everything in the Philippines. This also includes risks like medical emergencies, trip cancellations, mishaps like passport loss and more.
As they say, it is better to be safe than sorry- let go of any worries related to flight or trip delays and prepare to have a tantalising experience on those beautiful beaches!
The Philippines: Fast Facts
| Categories | Specification |
|---|---|
| International Airports | 12 including Clark International Airport, Manila Ninoy Aquino International Airport, Mactan-Cebu Airport |
| Capital | Manila |
| Time Zone | GMT+8 |
| Languages Spoken | Filipino/Tagalog, English |
| Currency | Philippine peso |
| Climate and Weather | Hot/dry from March to May. Temperatures range from 25°C to 32°C on average. Pretty humid with a mean humidity of approximately 77%. |
| Philippines Visa Fees for Indian Nationals | INR 3,840 - 38,400 depending on the type and duration of visa |
| Visa Processing Time | Usually 2 to 10 working days |
Key Benefits of Philippines Travel Insurance
From baggage delay or loss to unfortunate medical expenses, travel insurance Philippines will make sure your trip does not spoil! Here are some benefits of buying travel insurance for the Philippines:
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Emergency Medical Cover: Travel insurance will save you from added expenses in case you need any medical assistance there.
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Trip Delays/Cancellation Benefits: In case of any unforeseen circumstances which may result in flight delays or cancellations, travel insurance will reimburse you for covered losses.
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Emergency Cash Advance: In case of loss or theft of wallet/belongings, you will get assistance with emergency cash (through family/friends back in India) to sustain yourself.
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Baggage Cover: In case your personal baggage is stolen or lost abroad, your insurer will cover you for the essential expenses
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Personal Accident: Your insurer will provide a lump sum payout in case of death or disability faced while travelling.
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Travel Documents Cover: In case your important travel documents are lost or stolen, your insurer will guide you and reimburse you for the costs incurred while getting a duplicate passport.
How to Buy Travel Insurance for Philippines Online?
Here is a step-by-step guide on how to get travel insurance for your Philippines trip online.
Steps to Make a Successful Travel Insurance Claim Online
Follow the steps below if you wish to make a travel insurance claim for Philippines.
Philippines Tourist Places
Rich with both natural and architectural beauty, the Philippines has a lot to offer to tourists. Here are a few most popular tourist attractions:
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Manila: Visit popular highlights like Rizal Park, San Agustin Church (the oldest stone church in the country), the Casa Manila museum, and its stunning night cafes.
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Luzon Island: The main island of the Philippines is easily accessible through road or flights and offers a lot of options like visiting Batanes, heritage tours of Laoag, Pagudpud, rafting in Cagayan Valley, Surfing in Baler and even Watershark encounter in Donsol!
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Taal Lake and Taal Volcano Tour: The volcano island can be reached after a short boat ride from the shore of Taal Lake. You can choose to trek or linger around the area.
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Vigan: This small but breathtaking town has been recently declared a UNESCO World Heritage Site. Famous for its cobbled streets and historic Spanish architecture.
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Corregidor: Situated around 50 km away from Manila, you can reach this offshore island fortress by an hour-long ferry ride. The island has a lot of historical sites consisting of the Pacific War Memorial Museum, gigantic cannons, and more. No matter what you decide to do here, make sure to buy Philippines travel insurance plan for overall protection.
Visa Information for Philippines
International visitors including Indian nationals can apply for a temporary visitor's visa or business visa. These can be single entries, multiple entries for 6 months for a tourist visa, or additional multiple entries for 1 year for a Business visa. Depending on your time duration and requirements, there are the following types of visas for Indians visiting the Philippines:
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9A: Tourist Visa or Temporary Visitor's Visa for Pleasure:
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Temporary Visitor's Visa for religious workers and missionaries
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Business Visa (Temporary visitor's visa for business)
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9B Transit Visa: This transit period cannot exceed 72 hours.
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9C Seaman Joining a Ship
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9E Diplomatic Visa
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9F Student Visa
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9G Pre-Arranged Employment Visa
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47 a-2 Special Non-Immigrant Visa
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9A Dependent Visa
For smooth service, you should submit your visa application at least 2-3 weeks before your scheduled trip to the Philippines.
NRIs who have their resident proof or work permit from the US, the UK, Schengen States, Australia, Canada, Japan, or Singapore can enter and stay in the Philippines for 14 days without a visa.
Indian Embassy in the Philippines
While the country is beautiful and pretty safe, there can always be a situation that overseas travel insurance may not be able to handle. It is necessary to keep these contacts handy, just in case you may need assistance from the Indian Embassy in the Philippines.:
| Officer | Designation | Contact |
|---|---|---|
| Mr. Shambhu S. Kumaran | Ambassador | Tel: 0063-2-88124125 Email: amb.manila[@]mea.gov.in |
| Ms. Vishwanjali M. Gaikwad | Second Secretary (PIC & Education) | Tel: 0063-2-88388328 Email: pic.manila[@]mea.gov.in, edu.manila[@]mea.gov.in |
| Mr. Amardeep K. Barnwal | Attache (Consular) | Tel: 0063-2-88430101 Email: attadmn.manila[@]mea.gov.in |
| Mr. Rohit Rajpal | Attache - Ambassador's office | Tel:0063-2-88124125 Email: amboff.manila[@]mea.gov.in |
Best Time to Visit the Philippines
The months between November to April are considered the best time to visit the Philippines. During this time, the country has a temperature range of 24°C-31°C. While the country sees a dry season from November onwards, temperatures start to rise dramatically from March onwards, often reaching 35-37 °C.
You are likely to experience its rainy season from May to October, amid the sunny climate. The rain isn't a lot and is least likely to ruin your trip. However, the weather is pretty unpredictable here and it is best to check the forecast regularly to know the best time to visit Philippines.
Currency and Foreign Exchange
The currency used in the Philippines is the Philippine peso. Here is the latest exchange rate to get an estimate:
| Currency | Exchange Rate |
|---|---|
| INR (Indian Rupee) | 1.48 INR = 1 Philippine peso |
| USD (United States Dollar) | 0.019 USD = 1 Philippine peso |
Things to Do in the Philippines
Like any tourist hotspot, the Philippines is an absolute haven for tourists. However, things can always go wrong if you don't take enough precautions. Make sure to follow these tips for a smoother journey:
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Puerto Princesa Subterranean River National Park: Declared as a UNESCO World Heritage Site, this national park is also counted among the new seven wonders of nature.
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Enjoy the night view of Makati: Don't forget to explore the Philippine financial hub, Makati. The place is home to top-notch restaurants, shopping malls, and skyscrapers making it a must-go for every city lover.
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Take a peek into Hinagdanan Cave: This ancient limestone cave features stalactites and stalagmites throughout its ground and ceiling. This cave has many small holes filling it up with a lot of natural light, making it a spectacular sight for tourists.
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Visit the popular Fort Santiago: Built in the 16th century, this fort is an ancient shrine and a national landmark. It has stunning Italian-Spanish architecture and is historically significant because of the Philippines' freedom.
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Travel back in time with Intramuros: Also known as the 'Walled City', this city was constructed in the 16th century by the Spanish. The city has still retained many beautiful churches, historical houses and stores, and more.
International Airports in the Philippines
Here's a brief table about some of the Philippine's most important international airports and where they are located:
| Name of the Airport | Location |
|---|---|
| Clark International Airport (CRK) | Pampanga |
| Manila Ninoy Aquino International Airport (MNL) | Pasay, 1300 Metro Manila |
| Mactan-Cebu Airport (CEB) | Lapu-Lapu City, Cebu |
| Francisco Bangoy International Airport (DVO) | Davao City, 8000 Davao del Sur |
| Puerto Princesa Airport (PPS) | Puerto Princesa, 5300 Palawan |
| Laguindingan Airport (CGY) | Laguindingan, Misamis Oriental |
| Bacolod-Silay Airport (BCD) | Silay City, 6116 Negros Occidental |
| Tacloban Airport/Daniel Z. Romualdez Airport (TAC) | Tacloban City, 6500 Leyte |
Philippines Travel: Safety & Precautionary Tips
Like any tourist hotspot, the Philippines is an absolute haven for tourists. However, things can always go wrong if you don't take enough precautions. Make sure to follow these tips for a smoother journey:
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Make sure to plan your Philippines itinerary well as there are plenty of places here and you may feel overwhelmed with the things you want to do here.
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More than 120 languages are spoken in the Philippines, however, learning a few words in Filipino will go a long way in places where English is not spoken.
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Keep sufficient cash on hand, as card payments may not be an option in many places.
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Road conditions are poor here, so avoid driving if possible. Traffic laws are poorly enforced and driving may be difficult during bad weather.
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If you're on a budget, stick to public transport in the Philippines as it'll save you a lot of money.
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Street crimes involving firearms are not unheard of here, so stick to hotel taxi services or those from a reputable company to avoid any incidents.
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If travelling to inner or remote areas, always take advice from the local authorities so that you can prepare for any safety protocols.
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While picking an insurance policy, make sure to buy international travel insurance policy for the Philippines so that you're covered at all times.
Travel Insurance for the Philippines: FAQs
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Q: Is travel insurance mandatory for Philippines?
Ans: No, Philippines travel insurance is not mandatory. -
Q2: What is the Philippines known for?
Ans: The Philippines is famous for its endless beaches and exotic tropical fruits. The country is made of thousands of islands and is home to some incredible natural wonders, including rice terraces, underground rivers and rich biodiversity. The place is also known for its rich diversity and helpful people. -
Q3: When should I visit the Philippines?
Ans: It's best to visit the Philippines between December and February during its Christmas and New Year festivities. At this time, most regions are completely accessible. Between May and October, you'll enjoy a lot of rainfall amidst the hot, sunny days (be ready for temperatures in the thirties), with fewer crowds and fresh, lush scenery. -
Q5: Do I need a visa to travel to the Philippines?
Ans: Depending on where you are from, a visa may or may not be required. For instance, Indians need to apply for a visa before travelling to the Philippines.
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refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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* Price shown is for a 90 day trip to Philippines with 50,000 dollar coverage for an adult of age 25 years
