Digit Travel Insurance

Digit Travel Insurance Plans Overview

Here are some important features and benefits offered by different types of Digital travel insurance plans:

Why Digit Travel Insurance?

With travel comes a lot of adventure and, unfortunately, some misadventures. Digit travel insurance is one such way to ensure your journey is safe and carefree. Backed by Go Digit General Insurance, it offers comprehensive and customisable plans suited to every type of traveller.

With so many countries making travel health insurance mandatory for visiting, there has been a surge in the number of people buying travel insurance while planning their trips abroad. With Digit travel insurance policy, you can be financially assured of those unexpected expenses that can disrupt your travel plans. This can be a medical emergency, a bounced hotel booking, flight delay, stolen passport and more.

Digit travel insurance offers you comprehensive financial protection against travel-related risks. It has been rapidly growing in popularity as one of the highest-rated and preferred leading insurers in the travel segment by introducing coverage for adventure sports, auto settlement of claims, zero deductibles, etc.

Features of Digit Travel Insurance Plans

The salient features of the Digit travel insurance policy are:

• Coverage for Pre-existing Diseases: You are covered for any type of pre-existing illness
• Miss-Call Claiming Facility: The insurer offers a miss-call facility, where you can register a claim even if you make a miscall.
• Hassle-free and quick claims: Enjoy paperless claim settlement with the smartphone-enabled claims process
• Accessible Worldwide: 150+ countries are covered globally with more than 10,000 network hospitals

Digit Travel Insurance Fast Facts

Digit Travel Insurance Plans

The following are the most popular international travel insurance plans offered by Go Digit General Insurance Ltd.:

Disclaimer: *Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

Digit Travel Insurance Inclusions

Here are some of the coverage benefits offered by Digit international travel insurance:

• Flight Delay: Automatic reimbursement ranging from Rs. 500 to Rs. 1000 for any flight delays of over 4 hours or more.
• Trip Cancellation: If, for any reason, your trip is cancelled, then you will be reimbursed for your costs as per your policy schedule.
• Automatic Extensions: In case of situations where you cannot go back to your country of residence before your cover expires, you can get it extended up to 5 days to 10 days without any additional premium.
• Cashless Facility: In case of any medical emergency, you can avail of this facility at the pre-approved network provider or hospital as per your policy terms.
• Missed Connection: You will be able to claim any extra expenses for your accommodation and travel costs if, for some reason, you miss a pre-booked onward connection. The amount is reimbursed only for reasonable expenses and is determined by the policy.
• Emergency Medical Treatment and Evacuation: Assistance with any medical emergencies while travelling and evacuation to your home country if required.
• Adventure Sports: Fond of thrill? This cover lets a person enjoy activities like paragliding, skiing, etc. so that you are covered in case of any disability or death.
• Personal Liability & Bail Bond: You will get assistance in case you are in a condition that requires the policyholder to pay any applicable legal costs or expenses.
• Emergency Trip Extension: Assistance in case any unforeseen circumstance delays your return to India.
• Escort of Minor Child: In situations when a minor child below 18 years of age needs to be escorted back to India, the policy will cover and arrange for one of your immediate family members to escort the minor child.

Digit Travel Insurance Exclusions

In some cases, the insurer will not provide any cover for your claims. A few of these general exclusions by Go Digit General Insurance Limited are mentioned below:

• Accidents that involve nuclear waste, radioactivity, or any other toxic or explosive nuclear properties are not covered.
• Acts of war, invasion, civil war, insurrection, etc., are not covered.
• Any claim as a result of the individual breaching a law(s) of the land will not be covered
• Claims of your death resulting from willful self-inflicted injury, illness, or suicide will not be entertained.
• In case a trip is hindered by your tour operator or other service provider becoming insolvent.
• If you fail to get the recommended medicines/inoculations as per the government advisory, any claim resulting in that particular tropical/contagious disease will not be covered.

Please note that this list is not exhaustive and can differ from the additional covers of the Digit travel insurance plan that you buy.

How to Buy Digit Travel Insurance

Be it in person or digitally, travel insurance plans offered by Go Digit General Insurance Limited can be enrolled in the following ways:

1. Buying Digit Travel Insurance Online

   • You can download their app on the Google Play Store or the Apple App Store and proceed accordingly
   • Visit their official website, provide the required information regarding your travel destination, plans, and other necessary information, and pay the premium online

2. Buying Digit Travel Insurance Offline

   • Visit the nearest branch of Go Digit General Insurance Limited and fill out their proposal form to purchase the desired policy
   • Call their toll-free number and request the details of whichever policy you're interested in
   • Apply through an insurance agent and fill up the proposal form for the policy you want to purchase

Digit Travel Insurance Claim Procedure

In order to make the claim process a hassle-free experience for the customers, the insurer has made it available online or just a phone call away. You just need to follow the below simple steps and stay claim-assured!

• Register a claim by calling the customer care of Digit travel insurance.
• No paperwork will be required. You can handle claim-related formalities even on your Smartphone.
• Once the claim is registered, you'll be provided with a self-inspection link and follow the instructions given
• After verifying the supporting proofs, the insurer settles the claim accordingly.
• If the settled claim amount doesn't meet your expectations, you can contact the grievance redressal team and get assistance. The insurer assures us that resolve the issue within 24 hours.

How to Compare and Buy Digit Travel Insurance Online?

Buying travel insurance is not as simple as it appears. When it comes to buying travel insurance, you may find international travel insurance slightly more expensive than domestic one owing to the coverage offered. However, if you look for a comprehensive cover, opt for Digit travel insurance.

Nevertheless, the cost of the policy is based on the type of plan you select, including the add-ons, if any. For instance, the premium of your Digit travel insurance will be higher if you buy add-on covers. Make sure you are well-covered for maximum untoward perils that may arise and can dampen your travel excitement.

Moreover, online comparison helps you save a considerable amount by comparing the premiums offered. You can compare the plans at various online comparison platforms such as Policybazaar.com, which help you pick the right option.