ICICI Lombard Health Insurance for Senior Citizens

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      ICICI Lombard Health Insurance for Senior Citizens

      ICICI Lombard Health Insurance for Senior Citizens has been designed to provide holistic medical coverage to people aged 60 years and above. The Golden Shield plan by the ICICI Lombard General Insurance Company caters to the specific health needs of senior citizens by covering a wide range of medical treatments without creating a financial burden.

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      ICICI Lombard Health Insurance Plans for Senior Citizens

      Check out the ICICI Lombard health insurance plan available for senior citizens:

      Plan Name Sum Insured Co-Payment
      ICICI Lombard Golden Shield Plan ₹5 lakh to ₹50 lakh 50%

      Eligibility Criteria for ICICI Lombard Health Insurance for Senior Citizens

      The eligibility criteria to buy senior citizen health insurance from ICICI Lombard General Insurance Company are as follows:

      Categories Eligibility Criteria
      Minimum Entry Age 56 years
      Maximum Entry Age No age limit
      Family Members Covered Self, spouse
      Renewability Lifetime

      Key Benefits of ICICI Lombard Health Insurance for Senior Citizens

      Take a look at the key benefits of buying an ICICI Lombard health insurance plan for senior citizens:

      • No pre-policy medical check-ups are required for people below 70 years
      • Annual preventive health check-up benefits are available 
      • Unlimited reset of the sum insured is available
      • Tax deductions can be claimed under Section 80D, Income Tax Act on the paid premium
      • 10% cumulative bonus is available for every claim-free year
      • 2.5% discount on taking vaccination for pneumococcal disease
      • Care management program is available
      • Up to 15% tenure discount is available
      • 5% online renewal discount is available
      • Up to 70% voluntary deductible discount

      Inclusions of ICICI Lombard Health Insurance for Senior Citizens

      ICICI Lombard health insurance for senior citizens includes the following coverage:

      • In-patient treatment
      • Day care procedures/treatments
      • Modern treatments
      • Pre-hospitalization expenses
      • Post-hospitalization expenses
      • Donor expenses
      • Domiciliary hospitalization
      • Home care treatment
      • In-patient AYUSH hospitalization
      • Domestic road ambulance cover
      • Air ambulance
      • Enhanced annual sum insured for road traffic accidents

      Optional Covers:

      • Claim protector
      • Modification of base co-payment
      • Voluntary deductible
      • Care management plus program

      Exclusions of ICICI Lombard Health Insurance for Senior Citizens

      The following coverage are excluded under the ICICI Lombard health insurance for senior citizens:

      • OPD treatments
      • Non-accidental dental treatments
      • Obesity and weight control procedures
      • Dietary supplements and substances
      • Treatment for alcoholism or drug addiction
      • Cosmetic or plastic surgery
      • Intentional self-injury
      • Treatments taken outside India
      • Unproven treatments

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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