*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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HDFC ERGO Health Insurance for Senior Citizens provides medical coverage for elderly people above 60 years. The Optima Senior plan by the HDFC ERGO General Insurance Company covers all the health needs of senior citizens throughout their lifetime without any loadings.
Take a look at the HDFC ERGO health insurance plan that senior citizens can purchase in the market:
|Plan Name||Sum Insured (Rs.)||Co-Payment|
|HDFC ERGO Optima Senior Plan||2 lakh, 3 lakh, 5 lakh||15% (Day care procedures)
15% (Shared room or lower category room)
30% (Single private room or higher category room)
30% (Listed illnesses/surgeries)
Check out the eligibility criteria to buy an HDFC ERGO health insurance plan for senior citizens:
|Minimum Entry Age||61 years|
|Maximum Entry Age||No age limit|
|Family Members Covered||Self, spouse|
Here are the key benefits of buying HDFC ERGO health insurance for senior citizens:
The following medical expenses are included under HDFC ERGO health insurance for senior citizens:
HDFC ERGO health insurance for senior citizens excludes the following:
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