IFFCO Tokio Health Insurance for Senior Citizens

IFFCO Tokio Health Insurance for senior citizens provides health coverage to individuals of age 60 years and above. The Individual Medishield plan by IFFCO-Tokio General Insurance Company Limited provides financial protection to elderly people against medical expenses arising out of an accident or illness.

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IFFCO Tokio Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of IFFCO Tokio Health Insurance for Senior Citizens

    Here are the key benefits of buying an IFFCO Tokio Health Insurance plan for senior citizens:

    • Coverage is available on an individual sum insured basis
    • An array of sum insured options ranging from Rs 50,000 to Rs 50 lakh.
    • Coverage for COVID-19 treatment available
    • Cashless treatment facilities available at more than 6400 network hospitals
    • 5% cumulative bonus for each claim-free year up to a maximum of 50%
    • Free health check-up facility after every four claim-free years
    • 5% & 10% family discount if you include two members and three or more members in the policy
    • 10% discount to existing customers of IFFCO-Tokio General Insurance Company Limited
    • 10% online discount for buying the policy on the website
    • Income tax benefits available under Section 80 D of the IT Act

    IFFCO Tokio Health Insurance Plans for Senior Citizens

    Take a look at the IFFCO Tokio Health Insurance plan available for senior citizens:

    Plan Name

    Sum Insured (Rs)

    Co-Payment

    IFFCO Tokio Individual Medishield Insurance Plan

    50,000 to 50 lakh

    Not applicable

    View Plan

    Eligibility Criteria for IFFCO Tokio Health Insurance for Senior Citizens

    The following eligibility criteria must be fulfilled by elderly parents to buy IFFCO Tokio Health Insurance for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    18 years

    Maximum Entry Age

    65 years

    Family Members Covered

    Self, spouse

    Renewability

    Lifelong

    Inclusions of IFFCO Tokio Health Insurance for Senior Citizens

    IFFCO Tokio Health Insurance for senior citizens comes with the following coverage:

    • Hospitalization Expenses
    • AYUSH Hospitalization Expenses
    • Domiciliary Hospitalization
    • Daily Allowance
    • Ambulance Charges
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Day Care Treatments
    • Modern Treatment Methods
    • Emergency Assistance Services

    Optional Covers:

    • Critical Illness Cover
    • Reinstatement of Sum Insured

    Exclusions of IFFCO Tokio Health Insurance for Senior Citizens

    The following coverage is excluded under IFFCO Tokio Health Insurance for senior citizens:

    • OPD treatment
    • Dental treatment
    • Cosmetic or plastic surgery
    • Treatment of alcohol or drug addiction
    • Dietary supplements purchased without a subscription
    • Weight control treatments

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