IFFCO Tokio Health Insurance for Senior Citizens

Key Benefits of IFFCO Tokio Health Insurance for Senior Citizens

Here are the key benefits of buying an IFFCO Tokio Health Insurance plan for senior citizens:

Coverage is available on an individual sum insured basis
An array of sum insured options ranging from Rs 50,000 to Rs 50 lakh.
Coverage for COVID-19 treatment available
Cashless treatment facilities available at more than 6400 network hospitals
5% cumulative bonus for each claim-free year up to a maximum of 50%
Free health check-up facility after every four claim-free years
5% & 10% family discount if you include two members and three or more members in the policy
10% discount to existing customers of IFFCO-Tokio General Insurance Company Limited
10% online discount for buying the policy on the website
Income tax benefits available under Section 80 D of the IT Act

Take a look at the IFFCO Tokio Health Insurance plan available for senior citizens:

Plan Name	Sum Insured (Rs)	Co-Payment
IFFCO Tokio Individual Medishield Insurance Plan	50,000 to 50 lakh	Not applicable	View Plan

The following eligibility criteria must be fulfilled by elderly parents to buy IFFCO Tokio Health Insurance for senior citizens:

IFFCO Tokio Health Insurance for senior citizens comes with the following coverage:

The following coverage is excluded under IFFCO Tokio Health Insurance for senior citizens:

Q1. Does IFFCO Tokio Health Insurance for senior citizens comes with any waiting periods?
Ans: Yes, the IFFCO Tokio Individual Medishield Insurance plan comes with the following waiting periods:
- Pre-existing Diseases Waiting Period – 36 months
- Initial Waiting Period – 30 days
- Listed Diseases Waiting Period – 12 months
Q2. Can I check the premium chart for IFFCO-Tokio Health Insurance for senior citizens?

Ans: You can refer to the brochure of the IFFCO Tokio Individual Medishield Insurance plan to check its premium chart. You can also use a health insurance premium calculator on Policybazaar.com to know the premium for your policy.
Q3. Does IFFCO Tokio Health Insurance for senior citizens have any sub-limits?

Ans: Yes. The domiciliary hospitalization cover under the IFFCO-Tokio Individual Medishield Insurance plan comes with a sub-limit of 20% of the sum insured.