Universal Sompo Health Insurance for Senior Citizens

Universal Sompo Health Insurance for senior citizens provides medical coverage to elderly people of age 60 years and above. The Senior Citizen Health Insurance plan by Universal Sompo General Insurance Company Limited has been tailor-made to suit the health needs of senior citizens and provide necessary financial assistance to them.

Read More

Universal Sompo Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Benefits of Universal Sompo Health Insurance for Senior Citizens

    Check out the key benefits of Universal Sompo Health Insurance for senior citizens:

    • Both individual and floater coverage available
    • Multiple sum insured options ranging from Rs 1 lakh to Rs 5 lakh
    • Medical check-up facilities are available after every three claim-free years
    • 5% cumulative bonus provided for every claim-free year
    • Cashless hospitalization facilities available at over 4000 network hospitals
    • 10% family discount for extending coverage to the spouse
    • 10% & 15% discount on opting for a 2-year and 3-year policy tenure
    • Avail tax benefits under section 80D of the IT Act, 1961

    Universal Sompo Health Insurance Plans for Senior Citizens

    The below table represents the details of Universal Sompo Health Insurance for senior citizens:

    Plan Name

    Sum Insured (Rs)


    Universal Sompo Senior Citizen Health Insurance Plan

    1 lakh to 5 lakh

    10% (on all claims)
    20% (on pre-existing diseases claims except for critical illnesses)
    15% (on day care procedures claims)

    View Plan

    *Additional 20% co-payment pre-existing diseases claim on

    Eligibility Criteria for Universal Sompo Health Insurance for Senior Citizens

    Take a look at the eligibility criteria to buy a Universal Sompo Health Insurance plan for senior citizens:


    Eligibility Criteria

    Minimum Entry Age

    60 years

    Maximum Entry Age

    70 years

    Family Members Covered

    Self, spouse



    Inclusions of Universal Sompo Health Insurance for Senior Citizens

    The following coverage is not available under Universal Sompo Health Insurance for senior citizens:

    • In-patient Treatment
    • Day Care Procedures
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Domiciliary Hospitalization
    • Daily Allowance
    • Ambulance Charges
    • Expenses of Accompanying Person

    Optional Covers:

    • Critical Illness Cover

    Exclusions of Universal Sompo Health Insurance for Senior Citizens

    Universal Sompo Health Insurance for senior citizens excludes the following coverage:

    • Treatment taken outside India
    • Obesity & weight control procedures
    • Unproven treatment
    • Cosmetic or plastic surgery
    • Refractive error
    • Treatment for alcoholism or drug abuse
    • Dietary supplements purchased without a doctor’s prescription



    Health insurance articles

    Recent Articles
    Popular Articles
    Care Health Insurance Introduces New ‘Care Supreme’ with Comprehensive Coverage

    16 Nov 2022

    In a bid to provide world-class comprehensive coverage to people...
    Read more
    Sum Insured in Health Insurance: Meaning & Importance

    11 Nov 2022

    People who are new to the world of insurance may not understand...
    Read more
    How to File a Reimbursement Claim Under Health Insurance?

    03 Nov 2022

    The biggest reason for buying health insurance is to get financial...
    Read more
    Health Insurance Policies to Include Mental Health Coverage Before 31 Oct: IRDAI

    02 Nov 2022

    The Insurance Regulatory and Development Authority has directed...
    Read more
    Monkeypox: Dos and Don’ts of the Disease That You Should Know

    15 Sep 2022

    Monkeypox has slowly and steadily spread to more than 85 countries...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more

    Download the Policybazaar app
    to manage all your insurance needs.