Future Generali Health Insurance for Senior Citizens

Future Generali Health Insurance for senior citizens provides health coverage to people aged 60 and above. The Future Varishta Bima plan by Future Generali India Insurance Company Limited provides customized medical coverage to senior citizens for hospitalization expenses along with several other benefits.

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Future Generali Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Future Generali Health Insurance for Senior Citizens

    Following are the key benefits of Future Generali Health Insurance for senior citizens:

    • Sum insured ranges from Rs 2 lakh to Rs 10 lakh
    • Available in both individual and family floater cover
    • Free medical check-up facility every year
    • Pre-existing diseases covered from 2ndyear onwards
    • 10% family discount if more than 1 member is added on individual sum insured
    • 5% and 10% long term discount on opting for a 2-year and 3-year policy tenure
    • 10% discount if less than 15 days old medical reports are provided with the proposal form
    • Premium payment on instalments option available
    • Tax relief for senior citizens on premium paid under Section 80D of the Income Tax Act

    Future Generali Health Insurance Plans for Senior Citizens

    Check out the details of the Future Generali Health Insurance plan for senior citizens below:

    Plan Name

    Sum Insured (Rs)


    Future Generali Varishta Bima

    2 lakh to 10 lakh

    50% (for pre-existing diseases claim)
    25% (for all other claims)

    View Plan

    Eligibility Criteria for Future Generali Health Insurance for Senior Citizens

    Take a look at the eligibility criteria for elderly parents to buy a Future Generali Health Insurance for senior citizens:


    Eligibility Criteria

    Minimum Entry Age

    60 years

    Maximum Entry Age

    No age limit

    Family Members Covered

    Self, spouse



    Inclusions of Future Generali Health Insurance for Senior Citizens

    The following medical coverage is included under the Future Generali Health Insurance for senior citizens:

    • In-patient Hospitalization Expenses
    • Day Care Treatment
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Mental or Psychiatric Illness
    • Road Ambulance Charges

    Exclusions of Future Generali Health Insurance for Senior Citizens

    Future Generali Health Insurance for senior citizens comes with the following exclusions:

    • Dental treatment or surgery
    • Sexually transmitted diseases
    • Use of intoxicating substances, such as alcohol or drugs
    • Obesity or weight control procedures
    • Plastic or cosmetic surgery
    • Domiciliary hospitalization
    • Treatment taken outside India
    • OPD treatment
    • AYUSH treatment


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