United India Health Insurance for Senior Citizens
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
- 1
- 2
- 3
- 4
Who would you like to insure?
entering a valid number
Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium
-
Home
-
Health Insurance
-
United India Health Insurance
- Senior Citizen
United India Health Insurance for Senior Citizens
United India Health Insurance for senior citizens is a health insurance policy designed to cover elderly parents above the age of 60 years. The Senior Citizen Mediclaim policy by United India Insurance Company Limited provides necessary medical coverage to senior citizens against a host of medical expenses, including the cost of hospitalization.
Key Benefits of United India Health Insurance for Senior Citizens
Check out the key benefits of United India Health Insurance for senior citizens:
- Sum insured of Rs 1 lakh, Rs 2 lakh and Rs 3 lakh is available
- Coverage available on an individual sum insured basis
- Cashless treatment available for elderly parents at more than 7000 network hospitals
- Health check-up facilities available after every three claim-free years
- 5% family discount if more than one member is included in the policy
- Tax rebate available on paid premium under Income Tax Act, Sec 80D
United India Health Insurance Plans for Senior Citizens
Take a look at the details of the United Health Insurance plan for senior citizens available in the market:
|
Plan Name |
Sum Insured (Rs) |
Co-Payment |
|
|
United India Senior Citizen Mediclaim Policy |
1 lakh to 3 lakh |
20% (in case of expenses on major illness) |
View Plan |
Eligibility Criteria for United India Health Insurance for Senior Citizens
The following table shows the eligibility criteria to buy a United India Health Insurance plan for senior citizens:
|
Categories |
Eligibility Criteria |
|
Minimum Entry Age |
61 years |
|
Maximum Entry Age |
80 years |
|
Family Members Covered |
Self, spouse |
|
Renewability |
Lifelong |
Choose Health Insurance Company for Senior Citizens
Inclusions of United India Health Insurance for Senior Citizens
United India Health Insurance for senior citizens comes with the following inclusions:
- Hospitalization Expenses
- Organ Donor Expenses
- Pre-hospitalization Expenses
- Post-hospitalization Expenses
- Domiciliary Hospitalization
- Ayurvedic Treatment
Exclusions of United India Health Insurance for Senior Citizens
The following coverage is excluded under the United India Health Insurance for senior citizens:
- Cosmetic or aesthetic treatment
- Dental treatment
- HIV AIDS
- Congenital external disease
- Intentional self-injury
- Venereal diseases
- Abuse of intoxicants, including drugs and alcohol
FAQs
-
Q1. Does United India Health Insurance for senior citizens have any waiting periods?
Ans: Yes. The United India Senior Citizen Mediclaim policy comes with the following waiting periods:
- Pre-existing Diseases Waiting Period – 48 months
- Initial Waiting Period – 30 days
- Specific Diseases Waiting Period – 24 months
- Joint Replacement Waiting Period – 48 months
-
Q2. Is pre-acceptance health check-up mandatory under United India Health Insurance for senior citizens?
Ans: Senior citizens may be required to undergo a pre-acceptance health check-up before buying a United India Senior Citizen Mediclaim policy.
-
Q3. How can I check the premium of United India Health Insurance for senior citizens before buying?
Ans: You can check the premium of the United India Senior Citizen Mediclaim policy by using a health insurance premium calculator on the website of Policybazaar Insurance Broker Private Limited. You can also check the premium chart on the insurance company’s website to know the premium.
- 30 minutes claim support*(In 120+ cities)
- Relationship manager For every customer
- 24*7 claims assistance In 30 mins. guaranteed*
- Instant policy issuance No medical tests*
Health insurance articles
12 Sep 2023
The cost of healthcare has risen threefold in the last decade
06 Sep 2023
With technological advancements in India, the health insurance
23 Aug 2023
Health emergencies come without a warning. Usually, people realize
11 Aug 2023
In the world we live today, diseases are spreading like wildfire
26 Jul 2023
Delhi witnessed its first flood in 45 years due to incessant rains
