United India Health Insurance for Senior Citizens

United India Health Insurance for senior citizens is a health insurance policy designed to cover elderly parents above the age of 60 years. The Senior Citizen Mediclaim policy by United India Insurance Company Limited provides necessary medical coverage to senior citizens against a host of medical expenses, including the cost of hospitalization.

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United India Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of United India Health Insurance for Senior Citizens

    Check out the key benefits of United India Health Insurance for senior citizens:

    • Sum insured of Rs 1 lakh, Rs 2 lakh and Rs 3 lakh is available
    • Coverage available on an individual sum insured basis
    • Cashless treatment available for elderly parents at more than 7000 network hospitals
    • Health check-up facilities available after every three claim-free years
    • 5% family discount if more than one member is included in the policy
    • Tax rebate available on paid premium under Income Tax Act, Sec 80D

    United India Health Insurance Plans for Senior Citizens

    Take a look at the details of the United Health Insurance plan for senior citizens available in the market:

    Plan Name

    Sum Insured (Rs)

    Co-Payment

    United India Senior Citizen Mediclaim Policy

    1 lakh to 3 lakh

    20% (in case of expenses on major illness)

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    Eligibility Criteria for United India Health Insurance for Senior Citizens

    The following table shows the eligibility criteria to buy a United India Health Insurance plan for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    61 years

    Maximum Entry Age

    80 years

    Family Members Covered

    Self, spouse

    Renewability

    Lifelong

    Inclusions of United India Health Insurance for Senior Citizens

    United India Health Insurance for senior citizens comes with the following inclusions:

    • Hospitalization Expenses
    • Organ Donor Expenses
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Domiciliary Hospitalization
    • Ayurvedic Treatment

    Exclusions of United India Health Insurance for Senior Citizens

    The following coverage is excluded under the United India Health Insurance for senior citizens:

    • Cosmetic or aesthetic treatment
    • Dental treatment
    • HIV AIDS
    • Congenital external disease
    • Intentional self-injury
    • Venereal diseases
    • Abuse of intoxicants, including drugs and alcohol

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