United India Health Insurance for Senior Citizens

United India Health Insurance for senior citizens is a health insurance policy designed to cover elderly parents above the age of 60 years. The Senior Citizen Mediclaim policy by United India Insurance Company Limited provides necessary medical coverage to senior citizens against a host of medical expenses, including the cost of hospitalization.

Key Benefits of United India Health Insurance for Senior Citizens

Check out the key benefits of United India Health Insurance for senior citizens:

Sum insured of Rs 1 lakh, Rs 2 lakh and Rs 3 lakh is available
Coverage available on an individual sum insured basis
Cashless treatment available for elderly parents at more than 7000 network hospitals
Health check-up facilities available after every three claim-free years
5% family discount if more than one member is included in the policy
Tax rebate available on paid premium under Income Tax Act, Sec 80D

United India Health Insurance Plans for Senior Citizens

Take a look at the details of the United Health Insurance plan for senior citizens available in the market:

Plan Name	Sum Insured (Rs)	Co-Payment
United India Senior Citizen Mediclaim Policy	1 lakh to 3 lakh	20% (in case of expenses on major illness)	View Plan

Eligibility Criteria for United India Health Insurance for Senior Citizens

The following table shows the eligibility criteria to buy a United India Health Insurance plan for senior citizens:

Categories	Eligibility Criteria
Minimum Entry Age	61 years
Maximum Entry Age	80 years
Family Members Covered	Self, spouse
Renewability	Lifelong

Choose Health Insurance Company for Senior Citizens

Aditya Birla Health Insurance for Senior Citizens

Bajaj Allianz Health Insurance for Senior Citizens

Care Health Insurance for Senior Citizens

Cholamandalam Health Insurance for Senior Citizens

Digit Health Insurance for Senior Citizens

Edelweiss Health Insurance for Senior Citizens

Future Generali Health Insurance for Senior Citizens

IFFCO Tokio Health Insurance for Senior Citizens

Senior Citizens Health Insurance PlansExpand

Inclusions of United India Health Insurance for Senior Citizens

United India Health Insurance for senior citizens comes with the following inclusions:

Hospitalization Expenses
Organ Donor Expenses
Pre-hospitalization Expenses
Post-hospitalization Expenses
Domiciliary Hospitalization
Ayurvedic Treatment

Exclusions of United India Health Insurance for Senior Citizens

The following coverage is excluded under the United India Health Insurance for senior citizens:

Cosmetic or aesthetic treatment
Dental treatment
HIV AIDS
Congenital external disease
Intentional self-injury
Venereal diseases
Abuse of intoxicants, including drugs and alcohol

FAQs

Q1. Does United India Health Insurance for senior citizens have any waiting periods?
Ans: Yes. The United India Senior Citizen Mediclaim policy comes with the following waiting periods:
- Pre-existing Diseases Waiting Period – 48 months
- Initial Waiting Period – 30 days
- Specific Diseases Waiting Period – 24 months
- Joint Replacement Waiting Period – 48 months
Q2. Is pre-acceptance health check-up mandatory under United India Health Insurance for senior citizens?

Ans: Senior citizens may be required to undergo a pre-acceptance health check-up before buying a United India Senior Citizen Mediclaim policy.
Q3. How can I check the premium of United India Health Insurance for senior citizens before buying?

Ans: You can check the premium of the United India Senior Citizen Mediclaim policy by using a health insurance premium calculator on the website of Policybazaar Insurance Broker Private Limited. You can also check the premium chart on the insurance company’s website to know the premium.