Reliance Health Insurance for Senior Citizens

Reliance Health Insurance for senior citizens is a health plan that covers individuals of age 60 years and more. The Health Gain plan by Reliance General Insurance Company Limited provides medical coverage to elderly parents and is available in two plan variants – Plan A and Plan B.

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Reliance Health Insurance for Senior Citizens

Get up to 10% discount**
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    Key Benefits of Reliance Health Insurance for Senior Citizens

    Reliance Health Insurance plans for senior citizens come with the following key benefits:

    • Both individual and family floater coverage available
    • 33% increase in sum insured up to 100% for every claim-free year
    • Double the sum insured with call option if no claim has been raised for four consecutive years
    • Cashless hospitalization service at over 7300 network hospitals
    • The automatic refill of the sum insured up to 100% upon exhaustion
    • Waiver of renewal premium one time if diagnosed with listed critical diseases
    • 5% family discount if more than one family member is included on an individual sum basis
    • 5% policy tenure discount on opting for a 2-year policy tenure
    • 5% discount to independent women/ girl child
    • 5% discount to existing customers of Reliance General Insurance Company Limited
    • Tax savings on paid premium under Section 80D of the Income Tax Act

    Reliance Health Insurance Plans for Senior Citizens

    The following table represents Reliance Health Insurance plans for senior citizens:

    Plan Name

    Sum Insured (Rs)

    Co-Payment

    Reliance Health Gain Insurance – Plan A

    3 lakh, 6 lakh, 9 lakh

    20% (if the eldest member is above 60 years)

    View Plan

    Reliance Health Gain Insurance – Plan B

    12 lakh, 15 lakh, 18 lakh

    20% (if the eldest member is above 60 years)

    View Plan

    Eligibility Criteria for Reliance Health Insurance for Senior Citizens

    Take a look at the eligibility criteria for elderly parents to buy Reliance Health Insurance plans for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    18 years

    Maximum Entry Age

    No age limit (For Rs 3 lakh sum insured)
    65 years (For other sum insured)

    Family Members Covered

    Self, spouse

    Renewability

    Lifelong

    Inclusions of Reliance Health Insurance for Senior Citizens

    The following coverage is included under the Reliance Health Insurance plans for senior citizens:

    • In-patient Treatment
    • Day Care Treatments
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Domestic Road Ambulance
    • Donor Expenses
    • Domiciliary Hospitalization
    • AYUSH Treatment
    • Modern Treatments
    • Accidental Death Cover for No Claim Renewal (under Plan B only)

    Exclusions of Reliance Health Insurance for Senior Citizens

    Reliance Health Insurance plans for senior citizens do not cover the following medical expenses:

    • Intentional self-injury
    • Non-allopathic treatments
    • Injury under the influence of alcohol or drugs
    • Cosmetic or aesthetic treatment
    • Dental treatment
    • Treatment taken outside India
    • HIV AIDS
    • Congenital diseases

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