Reliance Health Insurance for Senior Citizens

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*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      Reliance Health Insurance for Senior Citizens

      Reliance Health Insurance for senior citizens is a health plan that covers individuals of age 60 years and more. The Health Gain plan by Reliance General Insurance Company Limited provides medical coverage to elderly parents and is available in two plan variants – Plan A and Plan B.

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      Key Benefits of Reliance Health Insurance for Senior Citizens

      Reliance Health Insurance plans for senior citizens come with the following key benefits:

      • Both individual and family floater coverage available
      • 33% increase in sum insured up to 100% for every claim-free year
      • Double the sum insured with call option if no claim has been raised for four consecutive years
      • Cashless hospitalization service at over 7300 network hospitals
      • The automatic refill of the sum insured up to 100% upon exhaustion
      • Waiver of renewal premium one time if diagnosed with listed critical diseases
      • 5% family discount if more than one family member is included on an individual sum basis
      • 5% policy tenure discount on opting for a 2-year policy tenure
      • 5% discount to independent women/ girl child
      • 5% discount to existing customers of Reliance General Insurance Company Limited
      • Tax savings on paid premium under Section 80D of the Income Tax Act

      Reliance Health Insurance Plans for Senior Citizens

      The following table represents Reliance Health Insurance plans for senior citizens:

      Plan Name

      Sum Insured (Rs)

      Co-Payment

      Reliance Health Gain Insurance – Plan A

      3 lakh, 6 lakh, 9 lakh

      20% (if the eldest member is above 60 years)

      View Plan

      Reliance Health Gain Insurance – Plan B

      12 lakh, 15 lakh, 18 lakh

      20% (if the eldest member is above 60 years)

      View Plan

      Eligibility Criteria for Reliance Health Insurance for Senior Citizens

      Take a look at the eligibility criteria for elderly parents to buy Reliance Health Insurance plans for senior citizens:

      Categories

      Eligibility Criteria

      Minimum Entry Age

      18 years

      Maximum Entry Age

      No age limit (For Rs 3 lakh sum insured)
      65 years (For other sum insured)

      Family Members Covered

      Self, spouse

      Renewability

      Lifelong

      Inclusions of Reliance Health Insurance for Senior Citizens

      The following coverage is included under the Reliance Health Insurance plans for senior citizens:

      • In-patient Treatment
      • Day Care Treatments
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses
      • Domestic Road Ambulance
      • Donor Expenses
      • Domiciliary Hospitalization
      • AYUSH Treatment
      • Modern Treatments
      • Accidental Death Cover for No Claim Renewal (under Plan B only)

      Exclusions of Reliance Health Insurance for Senior Citizens

      Reliance Health Insurance plans for senior citizens do not cover the following medical expenses:

      • Intentional self-injury
      • Non-allopathic treatments
      • Injury under the influence of alcohol or drugs
      • Cosmetic or aesthetic treatment
      • Dental treatment
      • Treatment taken outside India
      • HIV AIDS
      • Congenital diseases

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      • 24*7 claims assistance In 30 mins. guaranteed*
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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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