Reliance Health Insurance for Senior Citizens

Key Benefits of Reliance Health Insurance for Senior Citizens

Reliance Health Insurance plans for senior citizens come with the following key benefits:

Both individual and family floater coverage available
33% increase in sum insured up to 100% for every claim-free year
Double the sum insured with call option if no claim has been raised for four consecutive years
Cashless hospitalization service at over 7300 network hospitals
The automatic refill of the sum insured up to 100% upon exhaustion
Waiver of renewal premium one time if diagnosed with listed critical diseases
5% family discount if more than one family member is included on an individual sum basis
5% policy tenure discount on opting for a 2-year policy tenure
5% discount to independent women/ girl child
5% discount to existing customers of Reliance General Insurance Company Limited
Tax savings on paid premium under Section 80D of the Income Tax Act

The following table represents Reliance Health Insurance plans for senior citizens:

Plan Name	Sum Insured (Rs)	Co-Payment
Reliance Health Gain Insurance – Plan A	3 lakh, 6 lakh, 9 lakh	20% (if the eldest member is above 60 years)	View Plan
Reliance Health Gain Insurance – Plan B	12 lakh, 15 lakh, 18 lakh	20% (if the eldest member is above 60 years)	View Plan

Take a look at the eligibility criteria for elderly parents to buy Reliance Health Insurance plans for senior citizens:

Categories	Eligibility Criteria
Minimum Entry Age	18 years
Maximum Entry Age	No age limit (For Rs 3 lakh sum insured) 65 years (For other sum insured)
Family Members Covered	Self, spouse
Renewability	Lifelong

The following coverage is included under the Reliance Health Insurance plans for senior citizens:

Reliance Health Insurance plans for senior citizens do not cover the following medical expenses:

Q1. Are there any waiting periods applicable under Reliance Health Insurance for senior citizens?
Ans: Yes, the Reliance Health Gain insurance policy comes with the following waiting periods:
- Initial Waiting Period – 30 days
- Specific Illnesses/ Surgeries Waiting Period – 2 years
- Pre-existing Diseases Waiting Period – 3 years
Q2. How much total discount can I avail under the Reliance Health Insurance for senior citizens?

Ans: You can avail a maximum aggregate discount of 15% under the Reliance Health Gain insurance policy in a policy year.
Q3. Can I check the premium chart for Reliance Health Insurance for senior citizens?

Ans: Yes, you can check the premium chart of Reliance Health Gain insurance policy by visiting the website of the insurance provider.