Edelweiss Health Insurance for Senior Citizens

Edelweiss Health Insurance for senior citizens is a medical insurance policy that covers individuals above the age of 60 years. The Edelweiss Health Insurance plan by Edelweiss General Insurance Company Limited provides comprehensive coverage to elderly parents and is available in three variants – Silver, Gold and Platinum.

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Edelweiss Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Edelweiss Health Insurance for Senior Citizens

    Take a look at the key benefits of Edelweiss Health Insurance plans for senior citizens:

    • Both individual and floater coverage available
    • No capping on ICU charges
    • Wide range of sum insured ranging from Rs 1 lakh to Rs 1 crore
    • Cashless hospitalization for elderly people at more than 3200 network hospitals
    • 100% restoration of the sum insured upon exhaustion
    • Health check-up facility available after every claim-free year
    • No Claim Bonus up to 100% for each claim-free year

    Edelweiss Health Insurance Plans for Senior Citizens

    The following table showcases the Edelweiss Health Insurance Plans for senior citizens:

    Plan Name Sum Insured (Rs) Co-Payment
    Edelweiss Health Insurance Silver Plan 1 lakh to 5 lakh 20% (for people above 60 years) View Plan
    Edelweiss Health Insurance Gold Plan 5 lakh to 20 lakh 20% (for people above 60 years) View Plan
    Edelweiss Health Insurance Platinum Plan 15 lakh to 1 crore 20% (for people above 60 years) View Plan

    Eligibility Criteria for Edelweiss Health Insurance for Senior Citizens

    Elderly parents need to suffice the following eligibility criteria to buy Edelweiss Health Insurance for senior citizens:

    Categories Eligibility Criteria
    Minimum Entry Age 18 years
    Maximum Entry Age 65 years (for Gold, Silver plan)
    No age limit (for Platinum plan)
    Family Members Covered Self, spouse
    Renewability Lifelong

    Inclusions of Edelweiss Health Insurance for Senior Citizens

    Edelweiss Health Insurance provides senior citizens with the following coverage:

    • Hospitalization Expenses
    • Pre-hospitalization Medical Expenses
    • Post-hospitalization Medical Expenses
    • Day Care Treatment
    • Ambulance Cover
    • Organ Donor Cover
    • Domiciliary Hospitalization
    • AYUSH Treatment
    • Maternity Benefit
    • Hospital Cash
    • Recovery Benefit
    • Shared Accommodation Benefit
    • Critical Illness Coverage (For Gold & Platinum plans)
    • In-built Assistance Services

    Optional Benefits:

    • Recharge Benefit (For Gold & Platinum plans)
    • Critical Illness Coverage (For Silver plan)
    • Restoration of Sum Insured (For Silver plan)

    Exclusions of Edelweiss Health Insurance for Senior Citizens

    The following coverage is excluded under Edelweiss Health Insurance for senior citizens:

    • External congenital anomalies
    • Treatment-related to acupressure, magnetic therapy, acupuncture
    • Plastic surgery or cosmetic surgery
    • Dietary supplements purchased without a doctor’s prescription
    • Obesity and weight control treatment
    • Injuries due to war and nuclear perils

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