Zuno Health Insurance for Senior Citizens

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      ZUNO Health Insurance for Senior Citizens

      ZUNO Health Insurance for senior citizens is a medical insurance policy that covers individuals above the age of 60 years. The ZUNO Health Insurance plan by ZUNO General Insurance Company Limited provides comprehensive coverage to elderly parents and is available in three variants – Silver, Gold and Platinum.

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      Key Benefits of ZUNO Health Insurance for Senior Citizens

      Take a look at the key benefits of ZUNO Health Insurance plans for senior citizens:

      • Both individual and floater coverage available
      • No capping on ICU charges
      • Wide range of sum insured ranging from Rs 1 lakh to Rs 1 crore
      • Cashless hospitalization for elderly people at more than 3200 network hospitals
      • 100% restoration of the sum insured upon exhaustion
      • Health check-up facility available after every claim-free year
      • No Claim Bonus up to 100% for each claim-free year

      ZUNO Health Insurance Plans for Senior Citizens

      The following table showcases the ZUNO Health Insurance Plans for senior citizens:

      Plan Name Sum Insured (Rs) Co-Payment
      ZUNO Health Insurance Silver Plan 1 lakh to 5 lakh 20% (for people above 60 years) View Plan
      ZUNO Health Insurance Gold Plan 5 lakh to 20 lakh 20% (for people above 60 years) View Plan
      ZUNO Health Insurance Platinum Plan 15 lakh to 1 crore 20% (for people above 60 years) View Plan

      Eligibility Criteria for ZUNO Health Insurance for Senior Citizens

      Elderly parents need to suffice the following eligibility criteria to buy ZUNO Health Insurance for senior citizens:

      Categories Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 65 years (for Gold, Silver plan)
      No age limit (for Platinum plan)
      Family Members Covered Self, spouse
      Renewability Lifelong

      Inclusions of ZUNO Health Insurance for Senior Citizens

      ZUNO Health Insurance provides senior citizens with the following coverage:

      • Hospitalization Expenses
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Day Care Treatment
      • Ambulance Cover
      • Organ Donor Cover
      • Domiciliary Hospitalization
      • AYUSH Treatment
      • Maternity Benefit
      • Hospital Cash
      • Recovery Benefit
      • Shared Accommodation Benefit
      • Critical Illness Coverage (For Gold & Platinum plans)
      • In-built Assistance Services

      Optional Benefits:

      • Recharge Benefit (For Gold & Platinum plans)
      • Critical Illness Coverage (For Silver plan)
      • Restoration of Sum Insured (For Silver plan)

      Exclusions of ZUNO Health Insurance for Senior Citizens

      The following coverage is excluded under ZUNO Health Insurance for senior citizens:

      • External congenital anomalies
      • Treatment-related to acupressure, magnetic therapy, acupuncture
      • Plastic surgery or cosmetic surgery
      • Dietary supplements purchased without a doctor’s prescription
      • Obesity and weight control treatment
      • Injuries due to war and nuclear perils

      FAQs

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      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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