SBI Health Insurance for Senior Citizens

SBI Health Insurance for senior citizens is a medical insurance policy designed to cover senior citizens aged 60 years and more. The Arogya Premier insurance plan by SBI General Insurance Company Limited provides coverage for hospitalization and other medical expenses incurred by senior citizens due to an accident or an illness.

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SBI Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of SBI Health Insurance for Senior Citizens

    Here are the key benefits of buying SBI Health Insurance for senior citizens:

    • Multiple sum insured options ranging from Rs 10 lakh to Rs 30 lakh
    • Coverage for both individuals and families are available
    • 10% cumulative bonus for every claim-free year for up to 50%
    • Health check-up expenses covered after every four claim-free years
    • Cashless claims available at more than 6000 network hospitals across India
    • Auto reinstatement of the sum insured up to 100%
    • 10% No Claim Bonus for every claim-free year up to 50%
    • Tax exemption under Sec 80D of the Income Tax Act

    SBI Health Insurance Plans for Senior Citizens

    The following table shows the details of the SBI Health Insurance plan for senior citizens:

    Plan Name

    Sum Insured (Rs)


    SBI Arogya Premier Insurance Plan

    1 lakh to 30 lakh


    View Plan

    Eligibility Criteria for SBI Health Insurance for Senior Citizens

    Check out the eligibility criteria to buy an SBI Health Insurance for senior citizens in the table below:


    Eligibility Criteria

    Minimum Entry Age

    18 years

    Maximum Entry Age

    65 years

    Family Members Covered

    Self, spouse



    Inclusions of SBI Health Insurance for Senior Citizens

    SBI Health Insurance for senior citizens offers the following coverage:

    • In-patient Hospitalization
    • AYUSH Cover
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Domiciliary Hospitalization
    • Day Care Expenses
    • Ambulance Expenses
    • Organ Donor Expenses
    • Maternity Expenses
    • HIV AIDS Cover
    • Mental Illness Cover
    • Genetic Disorders Cover
    • Internal Congenital Diseases
    • Advanced Treatment

    Exclusions of SBI Health Insurance for Senior Citizens

    The below medical expenses are excluded under SBI Health Insurance for senior citizens:

    • Treatment taken outside India
    • OPD treatment
    • Unproven treatment
    • Cosmetic or plastic surgery
    • Refractive error
    • Surgical treatment for obesity


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