SBI Health Insurance for Senior Citizens

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      SBI Health Insurance for Senior Citizens

      SBI Health Insurance for senior citizens is a medical insurance policy designed to cover senior citizens aged 60 years and more. The Arogya Premier insurance plan by SBI General Insurance Company Limited provides coverage for hospitalization and other medical expenses incurred by senior citizens due to an accident or an illness.

      Read More

      Key Benefits of SBI Health Insurance for Senior Citizens

      Here are the key benefits of buying SBI Health Insurance for senior citizens:

      • Multiple sum insured options ranging from Rs 10 lakh to Rs 30 lakh
      • Coverage for both individuals and families are available
      • 10% cumulative bonus for every claim-free year for up to 50%
      • Health check-up expenses covered after every four claim-free years
      • Cashless claims available at more than 6000 network hospitals across India
      • Auto reinstatement of the sum insured up to 100%
      • 10% No Claim Bonus for every claim-free year up to 50%
      • Tax exemption under Sec 80D of the Income Tax Act

      SBI Health Insurance Plans for Senior Citizens

      The following table shows the details of the SBI Health Insurance plan for senior citizens:

      Plan Name

      Sum Insured (Rs)


      SBI Arogya Premier Insurance Plan

      1 lakh to 30 lakh


      View Plan

      Eligibility Criteria for SBI Health Insurance for Senior Citizens

      Check out the eligibility criteria to buy an SBI Health Insurance for senior citizens in the table below:


      Eligibility Criteria

      Minimum Entry Age

      18 years

      Maximum Entry Age

      65 years

      Family Members Covered

      Self, spouse



      Inclusions of SBI Health Insurance for Senior Citizens

      SBI Health Insurance for senior citizens offers the following coverage:

      • In-patient Hospitalization
      • AYUSH Cover
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses
      • Domiciliary Hospitalization
      • Day Care Expenses
      • Ambulance Expenses
      • Organ Donor Expenses
      • Maternity Expenses
      • HIV AIDS Cover
      • Mental Illness Cover
      • Genetic Disorders Cover
      • Internal Congenital Diseases
      • Advanced Treatment

      Exclusions of SBI Health Insurance for Senior Citizens

      The below medical expenses are excluded under SBI Health Insurance for senior citizens:

      • Treatment taken outside India
      • OPD treatment
      • Unproven treatment
      • Cosmetic or plastic surgery
      • Refractive error
      • Surgical treatment for obesity


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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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