Care Health Insurance for Senior Citizens

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*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Care Health Insurance for Senior Citizens

      Care Health Insurance for senior citizens is a comprehensive health plan designed to cover elderly people above 60 years of age. The Care Senior plan by Care Health Insurance Limited provides coverage against medical expenses arising out of hospitalization expenses, ambulance charges, alternative treatment, day care procedures, etc.

      Read More

      Key Benefits of Care Health Insurance for Senior Citizens

      Here are the key benefits of Care Health Insurance for senior citizens:

      • Both individual and floater coverage available
      • Multiple sum insured options ranging from Rs 3 lakh to Rs 10 lakh
      • Coverage for COVID-19 treatment available
      • No pre-policy medical check-up required
      • Annual health check-up facility
      • Cashless hospitalization facilities at more than 16500 network hospitals
      • 15% smart select discount available on premium
      • Automatic recharge of sum insured available once in a policy year
      • No Claim Bonus up to 150% for every claim-free year
      • Tax savings on premium under section 80D of IT Act, 1961

      Care Health Insurance Plans for Senior Citizens

      The following table shows the Care Health Insurance plan available for senior citizens:

      Plan Name

      Sum Insured (Rs)


      Care Senior Health Insurance Plan

      Rs 3 lakh to Rs 10 lakh


      View Plan

      Eligibility Criteria for Care Health Insurance for Senior Citizens

      Elderly parents can buy Care Health Insurance for senior citizens if they fulfil the following eligibility criteria:


      Eligibility Criteria

      Minimum Entry Age

      61 years

      Maximum Entry Age

      No age limit



      Inclusions of Care Health Insurance for Senior Citizens

      The following coverage is included under the Care Health Insurance plan for senior citizens:

      • In-patient Hospitalization Expenses
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses
      • Day Care Treatments
      • Daily Allowance
      • Ambulance Cover
      • Domiciliary Hospitalization
      • Organ Donor Cover
      • Second Opinion
      • Alternative Treatments

      Optional Covers:

      • OPD Care
      • Reduction in PED
      • COVID Care
      • Co-payment Waiver
      • No Claim Bonus Super
      • Care Shield

      Exclusions of Care Health Insurance for Senior Citizens

      Care Health Insurance for senior citizens comes with the following exclusions:

      • Self-inflicted injuries
      • Maternity expenses
      • Misuse or abuse of alcohol or drugs
      • Internal congenital disease
      • Infertility treatment
      • Plastic surgery and cosmetic surgery


      Policybazaar exclusive benefits
      • 30 minutes claim support*
      • 50,000 claims approved in last 15 months*
      • Schedule home visit with our advisors
      • Get a plan based on your medical needs
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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