Care Health Insurance for Senior Citizens

Key Benefits of Care Health Insurance for Senior Citizens

Here are the key benefits of Care Health Insurance for senior citizens:

• Both individual and floater coverage available
• Multiple sum insured options ranging from Rs 3 lakh to Rs 10 lakh
• Coverage for COVID-19 treatment available
• No pre-policy medical check-up required
• Annual health check-up facility
• Cashless hospitalization facilities at more than 16500 network hospitals
• 15% smart select discount available on premium
• Automatic recharge of sum insured available once in a policy year
• No Claim Bonus up to 150% for every claim-free year
• Tax savings on premium under section 80D of IT Act, 1961

Care Health Insurance Plans for Senior Citizens

The following table shows the Care Health Insurance plan available for senior citizens:

Eligibility Criteria for Care Health Insurance for Senior Citizens

Elderly parents can buy Care Health Insurance for senior citizens if they fulfil the following eligibility criteria:

Inclusions of Care Health Insurance for Senior Citizens

The following coverage is included under the Care Health Insurance plan for senior citizens:

• In-patient Hospitalization Expenses
• Pre-hospitalization Expenses
• Post-hospitalization Expenses
• Day Care Treatments
• Daily Allowance
• Ambulance Cover
• Domiciliary Hospitalization
• Organ Donor Cover
• Second Opinion
• Alternative Treatments

Optional Covers:

• OPD Care
• Reduction in PED
• COVID Care
• Co-payment Waiver
• No Claim Bonus Super
• Care Shield

Exclusions of Care Health Insurance for Senior Citizens

Care Health Insurance for senior citizens comes with the following exclusions:

• Self-inflicted injuries
• Maternity expenses
• Misuse or abuse of alcohol or drugs
• Internal congenital disease
• Infertility treatment
• Plastic surgery and cosmetic surgery

FAQs