Care Health Insurance for senior citizens is a comprehensive health plan designed to cover elderly people above 60 years of age. The Care Senior plan by Care Health Insurance Limited provides coverage against medical expenses arising out of hospitalization expenses, ambulance charges, alternative treatment, day care procedures, etc.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Here are the key benefits of Care Health Insurance for senior citizens:
The following table shows the Care Health Insurance plan available for senior citizens:
Plan Name |
Sum Insured (Rs) |
Co-Payment |
|
Care Senior Health Insurance Plan |
Rs 3 lakh to Rs 10 lakh |
20% |
Elderly parents can buy Care Health Insurance for senior citizens if they fulfil the following eligibility criteria:
Categories |
Eligibility Criteria |
Minimum Entry Age |
61 years |
Maximum Entry Age |
No age limit |
Renewability |
Lifelong |
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The following coverage is included under the Care Health Insurance plan for senior citizens:
Care Health Insurance for senior citizens comes with the following exclusions:
Ans: Care Senior Health Insurance plan comes with the following waiting periods:
Ans: Yes. Care Senior Health Insurance plan does apply sub-limits to certain treatments and procedures, such as cataract surgery, cancer treatment, surgery for hernia, total knee replacement, treatment for cardiovascular disorders, etc.
Ans: Yes. Your parents can opt for a single AC room under the Care Senior Health Insurance plan as long as they have a sum insured of Rs 5 lakh, Rs 7 lakh or Rs 10 lakh.