Care Health Insurance for Senior Citizens

Care Health Insurance for senior citizens is a comprehensive health plan designed to cover elderly people above 60 years of age. The Care Senior plan by Care Health Insurance Limited provides coverage against medical expenses arising out of hospitalization expenses, ambulance charges, alternative treatment, day care procedures, etc.

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Care Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get up to 10% discount**
Get insured from the comfort of your home No medicals required
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    Key Benefits of Care Health Insurance for Senior Citizens

    Here are the key benefits of Care Health Insurance for senior citizens:

    • Both individual and floater coverage available
    • Multiple sum insured options ranging from Rs 3 lakh to Rs 10 lakh
    • Coverage for COVID-19 treatment available
    • No pre-policy medical check-up required
    • Annual health check-up facility
    • Cashless hospitalization facilities at more than 16500 network hospitals
    • 15% smart select discount available on premium
    • Automatic recharge of sum insured available once in a policy year
    • No Claim Bonus up to 150% for every claim-free year
    • Tax savings on premium under section 80D of IT Act, 1961

    Care Health Insurance Plans for Senior Citizens

    The following table shows the Care Health Insurance plan available for senior citizens:

    Plan Name

    Sum Insured (Rs)


    Care Senior Health Insurance Plan

    Rs 3 lakh to Rs 10 lakh


    View Plan

    Eligibility Criteria for Care Health Insurance for Senior Citizens

    Elderly parents can buy Care Health Insurance for senior citizens if they fulfil the following eligibility criteria:


    Eligibility Criteria

    Minimum Entry Age

    61 years

    Maximum Entry Age

    No age limit



    Inclusions of Care Health Insurance for Senior Citizens

    The following coverage is included under the Care Health Insurance plan for senior citizens:

    • In-patient Hospitalization Expenses
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Day Care Treatments
    • Daily Allowance
    • Ambulance Cover
    • Domiciliary Hospitalization
    • Organ Donor Cover
    • Second Opinion
    • Alternative Treatments

    Optional Covers:

    • OPD Care
    • Reduction in PED
    • COVID Care
    • Co-payment Waiver
    • No Claim Bonus Super
    • Care Shield

    Exclusions of Care Health Insurance for Senior Citizens

    Care Health Insurance for senior citizens comes with the following exclusions:

    • Self-inflicted injuries
    • Maternity expenses
    • Misuse or abuse of alcohol or drugs
    • Internal congenital disease
    • Infertility treatment
    • Plastic surgery and cosmetic surgery


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