Bajaj Allianz Health Insurance for Senior Citizens

Bajaj Allianz Health Insurance for senior citizens provides coverage to elderly people aged 60 years and above. The Bajaj Allianz General Insurance Company offers the Silver Health plan to senior citizens against a variety of medical expenses, including hospitalization expenses and day care procedures.

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Bajaj Allianz Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Features of Bajaj Allianz Health Insurance for Senior Citizens

    Take a look at the key benefits of Bajaj Allianz Health Insurance for elderly parents:

    • Sum insured ranging from Rs 50,000 to Rs 5 lakh
    • Coverage available on an individual basis only
    • Cashless hospitalization available at over 6500 network hospitals
    • Cost of COVID-19 hospitalization covered
    • 10% cumulative bonus up to 50% for every claim-free year
    • Free health check-up available after every four claim-free years
    • 100% reimbursement of pre-policy medical check-up costs if conducted at network diagnostic centres
    • 5% family discount if two family members are covered
    • Tax rebate available under Section 80D, Income Tax Act

    Bajaj Allianz Health Insurance Plans for Senior Citizens

    The following table showcases the Bajaj Allianz Health Insurance plans for senior citizens:

    Plan Name Sum Insured (Rs) Co-Payment
    Bajaj Allianz Silver Health Insurance Plan Rs 50,000 to Rs 5 lakh 20% on treatment taken at non-network hospitals View Plan

    Eligibility Criteria for Bajaj Allianz Health Insurance for Senior Citizens

    Below is the eligibility criteria for parents to buy a Bajaj Allianz Health Insurance for senior citizens:

    Categories Eligibility Criteria
    Minimum Entry Age 46 years
    Maximum Entry Age 70 years
    Family Members Covered Self, Spouse
    Renewability Lifetime

    Inclusions of Bajaj Allianz Health Insurance for Senior Citizens

    The following coverage is available under the Bajaj Allianz Health Insurance for senior citizens:

    • In-patient Hospitalization Expenses
    • Pre-hospitalization Expenses
    • Post-Hospitalization Expenses
    • Ambulance Charges
    • Day Care Procedures
    • Modern Treatment Methods and Advancement in Technologies

    Optional Covers:

    • Waiver of Co-payment

    Exclusions of Bajaj Allianz Health Insurance for Senior Citizens

    Bajaj Allianz General Insurance Company excludes the following coverage:

    • Non-allopathic treatments
    • Dental treatment
    • Obesity/ weight control procedures
    • Treatment of alcoholism
    • Treatment taken outside India
    • Intentional self-injury

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