ManipalCigna Health Insurance for senior citizens provides comprehensive coverage to elderly people aged 60 years and above. The ProHealth insurance plan by ManipalCigna Health Insurance Company Limited covers senior citizens against an array of medical expenses and is available in five plan variants – Protect, Plus, Preferred, Premier and Accumulate.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The following key benefits are provided under ManipalCigna Health Insurance for senior citizens:
Check out the various plans offered by ManipalCigna Health Insurance Company Limited for senior citizens:
Plan Name |
Sum Insured (Rs) |
Co-Payment |
|
ManipalCigna ProHealth Protect Insurance Plan |
2.5 lakh to 50 lakh |
20% (For people aged 65 years and above) |
View Plan |
ManipalCigna ProHealth Plus Insurance Plan |
4.5 lakh to 50 lakh |
20% (For people aged 65 years and above) |
View Plan |
ManipalCigna ProHealth Preferred Insurance Plan |
15 lakh to 50 lakh |
20% (For people aged 65 years and above) |
View Plan |
ManipalCigna ProHealth Premier Insurance Plan |
1 crore |
20% (For people aged 65 years and above) |
View Plan |
ManipalCigna ProHealth Accumulate Insurance Plan |
5.5 lakh to 50 lakh |
20% (For people aged 65 years and above) |
View Plan |
The following table shows the eligibility criteria for elderly parents to buy ManipalCigna Health Insurance plans for senior citizens:
Categories |
Eligibility Criteria |
Minimum Entry Age |
18 years |
Maximum Entry Age |
No age limit |
Family Members Covered |
Self, spouse |
Renewability |
Lifetime |
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The following coverage is included under ManipalCigna Health Insurance for senior citizens:
ManipalCigna Health Insurance for senior citizens excludes the following coverage:
Ans: Yes, the following waiting periods apply to ManipalCigna ProHealth insurance plan:
Ans: No. You can avail worldwide protection cover under the MaipalCigna ProHealth insurance plan on a reimbursement basis in case you get sick outside India.
Ans: You can check the premium chart of the ManipalCigna ProHealth insurance plan on the website of the insurance provider. You can also check the premium for the plan by using a health insurance premium calculator on Policybazaar.com