ManipalCigna Health Insurance for Senior Citizens

Key Benefits of ManipalCigna Health Insurance for Senior Citizens

The following key benefits are provided under ManipalCigna Health Insurance for senior citizens:

• Both individual and family floater cover available
• Wide range of sum insured available from Rs 2.5 lakh to Rs 1 crore
• Health check-up facility available
• Cashless treatment for elderly parents available at more than 6500 network hospitals
• Unlimited restoration of the sum insured up to 100%
• Cumulative bonus up to 200% available
• 10% & 25% family discount on covering 2 family members under Preferred/ Premier/ Accumulate and Protect/ Plus plans respectively
• 5% % 10% long-term discount on opting for a 2-year or 3-year policy tenure respectively
• 5% to 15% co-pay discount offered as per the plan variant
• Tax saving benefits available under Sec 80D of the IT Act

ManipalCigna Health Insurance Plans for Senior Citizens

Check out the various plans offered by ManipalCigna Health Insurance Company Limited for senior citizens:

Eligibility Criteria for ManipalCigna Health Insurance for Senior Citizens

The following table shows the eligibility criteria for elderly parents to buy ManipalCigna Health Insurance plans for senior citizens:

Inclusions of ManipalCigna Health Insurance for Senior Citizens

The following coverage is included under ManipalCigna Health Insurance for senior citizens:

• In-patient Hospitalization Expenses
• Ambulance Cover
• Pre-hospitalization Expenses
• Post-hospitalization Expenses
• Day Care Treatment
• Domiciliary Treatment
• Donor Expenses
• AYUSH Cover
• Health Maintenance Benefit
• Maternity Expenses (Excluded under Protect and Accumulate variants)
• New Born Baby Expenses (Excluded under Protect and Accumulate variants)
• First Year Vaccinations (Excluded under Protect and Accumulate variants)
• Worldwide Emergency Cover
• Second Opinion on Listed Critical Illnesses

Optional Covers:

• Hospital Daily Cash
• Cumulative Bonus Booster
• Reduction in Maternity Waiting Period
• Deductible
• Voluntary Co-payment
• Waiver of Mandatory Co-payment
• Critical Illness Cover

Exclusions of ManipalCigna Health Insurance for Senior Citizens

ManipalCigna Health Insurance for senior citizens excludes the following coverage:

• Injuries due to breach of law
• Attempt to suicide
• Dental treatment
• Treatment for drug abuse or alcohol addiction
• Cosmetic surgery
• Unproven treatment

FAQs