Kotak Mahindra Health Insurance for Senior Citizens

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      Kotak Mahindra Health Insurance for Senior Citizens

      Kotak Mahindra Health Insurance for senior citizens is a health insurance policy that covers medical expenses of people above the age of 60 years. The Health Care plan by Kotak Mahindra General Insurance Company Limited offers comprehensive coverage to senior citizens so that they can fully focus on their recovery.

      Read More

      Key Benefits of Kotak Mahindra Health Insurance for Senior Citizens

      Given below are the key benefits of buying a Kotak Mahindra Health Insurance plan for senior citizens:

      • Several sum insured options starting from Rs 2 lakh to Rs 25 lakh
      • Both individual and floater covers available
      • Cashless hospitalization services at over 5000 network hospitals
      • Free annual health check-up facility at network providers
      • 10% cumulative bonus up to 50% for every claim-free year
      • 5% and 10% discount on opting for 2 years and 3 years policy tenure respectively
      • Tax benefits under Sec 80D of Income Tax Act, 1961 available

      Kotak Mahindra Health Insurance Plans for Senior Citizens

      The table below represents the various Kotak Mahindra plans for senior citizens available in the market:

      Plan Name

      Sum Insured (Rs)

      Co-Payment

      Kotak Mahindra Health Care Excel Plan

      2 lakh to 4 lakh

      NA

      View Plan

      Kotak Mahindra Health Care Premium Plan

      5 lakh to 25 lakh

      NA

      View Plan

      Eligibility Criteria for Kotak Mahindra Health Insurance for Senior Citizens

      Elderly parents need to fulfil the following eligibility criteria to buy a Kotak Mahindra Health Insurance plan for senior citizens:

      Categories

      Eligibility Criteria

      Minimum Entry Age

      18 years

      Maximum Entry Age

      65 years

      Family Members Covered

      Self, spouse

      Renewability

      Lifetime

      Inclusions of Kotak Mahindra Health Insurance for Senior Citizens

      Kotak Mahindra Health Insurance plans for senior citizens offer the following coverage:

      • In-patient Hospitalization
      • Day Care Treatments
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Ambulance Cover

      Optional Covers:

      • Hospital Daily Cash
      • Convalescence Benefit
      • Donor Expenses
      • Critical Illness Cover
      • Double Sum Insured for Hospitalization due to Accident
      • Cap on Room Rent

      Exclusions of Kotak Mahindra Health Insurance for Senior Citizens

      Following are the exclusions of Kotak Mahindra Health Insurance plans for senior citizens:

      • Dental treatments
      • Treatment for drug abuse or alcohol addiction
      • Plastic or cosmetic surgery
      • Obesity or weight control treatments
      • Non-allopathic treatments
      • Domiciliary hospitalization
      • Treatment taken outside India

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
      Kotak Mahindra Health Insurance Plans
      Kotak Mahindra Group Health Insurance
      Health Care

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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