Kotak Mahindra Health Insurance for Senior Citizens

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      Kotak Mahindra Health Insurance for Senior Citizens

      Kotak Mahindra Health Insurance for senior citizens is a health insurance policy that covers medical expenses of people above the age of 60 years. The Health Care plan by Kotak Mahindra General Insurance Company Limited offers comprehensive coverage to senior citizens so that they can fully focus on their recovery.

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      Key Benefits of Kotak Mahindra Health Insurance for Senior Citizens

      Given below are the key benefits of buying a Kotak Mahindra Health Insurance plan for senior citizens:

      • Several sum insured options starting from Rs 2 lakh to Rs 25 lakh
      • Both individual and floater covers available
      • Cashless hospitalization services at over 5000 network hospitals
      • Free annual health check-up facility at network providers
      • 10% cumulative bonus up to 50% for every claim-free year
      • 5% and 10% discount on opting for 2 years and 3 years policy tenure respectively
      • Tax benefits under Sec 80D of Income Tax Act, 1961 available

      Kotak Mahindra Health Insurance Plans for Senior Citizens

      The table below represents the various Kotak Mahindra plans for senior citizens available in the market:

      Plan Name

      Sum Insured (Rs)

      Co-Payment

      Kotak Mahindra Health Care Excel Plan

      2 lakh to 4 lakh

      NA

      View Plan

      Kotak Mahindra Health Care Premium Plan

      5 lakh to 25 lakh

      NA

      View Plan

      Eligibility Criteria for Kotak Mahindra Health Insurance for Senior Citizens

      Elderly parents need to fulfil the following eligibility criteria to buy a Kotak Mahindra Health Insurance plan for senior citizens:

      Categories

      Eligibility Criteria

      Minimum Entry Age

      18 years

      Maximum Entry Age

      65 years

      Family Members Covered

      Self, spouse

      Renewability

      Lifetime

      Inclusions of Kotak Mahindra Health Insurance for Senior Citizens

      Kotak Mahindra Health Insurance plans for senior citizens offer the following coverage:

      • In-patient Hospitalization
      • Day Care Treatments
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Ambulance Cover

      Optional Covers:

      • Hospital Daily Cash
      • Convalescence Benefit
      • Donor Expenses
      • Critical Illness Cover
      • Double Sum Insured for Hospitalization due to Accident
      • Cap on Room Rent

      Exclusions of Kotak Mahindra Health Insurance for Senior Citizens

      Following are the exclusions of Kotak Mahindra Health Insurance plans for senior citizens:

      • Dental treatments
      • Treatment for drug abuse or alcohol addiction
      • Plastic or cosmetic surgery
      • Obesity or weight control treatments
      • Non-allopathic treatments
      • Domiciliary hospitalization
      • Treatment taken outside India

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
      Kotak Mahindra Health Insurance Plans
      Kotak Mahindra Group Health Insurance
      Health Care

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