Kotak Mahindra Health Insurance for Senior Citizens

Key Benefits of Kotak Mahindra Health Insurance for Senior Citizens

Given below are the key benefits of buying a Kotak Mahindra Health Insurance plan for senior citizens:

• Several sum insured options starting from Rs 2 lakh to Rs 25 lakh
• Both individual and floater covers available
• Cashless hospitalization services at over 5000 network hospitals
• Free annual health check-up facility at network providers
• 10% cumulative bonus up to 50% for every claim-free year
• 5% and 10% discount on opting for 2 years and 3 years policy tenure respectively
• Tax benefits under Sec 80D of Income Tax Act, 1961 available

Kotak Mahindra Health Insurance Plans for Senior Citizens

The table below represents the various Kotak Mahindra plans for senior citizens available in the market:

Eligibility Criteria for Kotak Mahindra Health Insurance for Senior Citizens

Elderly parents need to fulfil the following eligibility criteria to buy a Kotak Mahindra Health Insurance plan for senior citizens:

Inclusions of Kotak Mahindra Health Insurance for Senior Citizens

Kotak Mahindra Health Insurance plans for senior citizens offer the following coverage:

• In-patient Hospitalization
• Day Care Treatments
• Pre-hospitalization Medical Expenses
• Post-hospitalization Medical Expenses
• Ambulance Cover

Optional Covers:

• Hospital Daily Cash
• Convalescence Benefit
• Donor Expenses
• Critical Illness Cover
• Double Sum Insured for Hospitalization due to Accident
• Cap on Room Rent

Exclusions of Kotak Mahindra Health Insurance for Senior Citizens

Following are the exclusions of Kotak Mahindra Health Insurance plans for senior citizens:

• Dental treatments
• Treatment for drug abuse or alcohol addiction
• Plastic or cosmetic surgery
• Obesity or weight control treatments
• Non-allopathic treatments
• Domiciliary hospitalization
• Treatment taken outside India

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