*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Kotak Mahindra Health Insurance for senior citizens is a health insurance policy that covers medical expenses of people above the age of 60 years. The Health Care plan by Kotak Mahindra General Insurance Company Limited offers comprehensive coverage to senior citizens so that they can fully focus on their recovery.
Given below are the key benefits of buying a Kotak Mahindra Health Insurance plan for senior citizens:
The table below represents the various Kotak Mahindra plans for senior citizens available in the market:
Plan Name |
Sum Insured (Rs) |
Co-Payment |
|
Kotak Mahindra Health Care Excel Plan |
2 lakh to 4 lakh |
NA |
View Plan |
Kotak Mahindra Health Care Premium Plan |
5 lakh to 25 lakh |
NA |
View Plan |
Elderly parents need to fulfil the following eligibility criteria to buy a Kotak Mahindra Health Insurance plan for senior citizens:
Categories |
Eligibility Criteria |
Minimum Entry Age |
18 years |
Maximum Entry Age |
65 years |
Family Members Covered |
Self, spouse |
Renewability |
Lifetime |
Kotak Mahindra Health Insurance plans for senior citizens offer the following coverage:
Following are the exclusions of Kotak Mahindra Health Insurance plans for senior citizens:
Ans: You can check the premium chart for the Kotak Mahindra Health Care plan on the insurance company’s website. You can also calculate the premium on Policybazaar.com with the help of a health insurance premium calculator.
Ans: The following are the waiting period applicable to the Kotak Mahindra Health Care plan for senior citizens:
Ans: Elderly people can opt for a minimum sum insured of Rs 3 lakh to buy a floater cover under the Kotak Mahindra Health Care plan.