Raheja QBE Health Insurance for Senior Citizens

Raheja QBE Health Insurance for senior citizens offers medical coverage to elderly people of age 60 years and above. The QuBE Health plan by Raheja QBE General Insurance Company Limited covers the medical expenses incurred by senior citizens and comes in four variants – Basic, Comprehensive, Super Saver and A-La-Carte plans.

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Raheja QBE Health Insurance for Senior Citizens

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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    Key Benefits of Raheja QBE Health Insurance for Senior Citizens

    Check out the key benefits of Raheja QBE Health Insurance plans for senior citizens:

    • Coverage available on an individual and floater sum insured basis
    • Wide range of sum insured options starting from Rs 1 lakh to Rs 50 lakh
    • Free annual medical check-up facility available
    • 5% No Claim Bonus for every claim-free year up to 100%
    • Cashless treatment services available at over 5000 network hospitals
    • 10% increase in sum insured on cashless claim payment
    • Recharge benefit available to replenish the sum insured once in a year upon exhaustion
    • Tax benefits available under the Income Tax Act, Sec 80D

    Raheja QBE Health Insurance Plans for Senior Citizens

    Take a look at the various plans offered by Raheja QBE Health Insurance for senior citizens in the table below:

    Plan Name

    Sum Insured (Rs)

    Co-Payment

    Raheja QuBE Health Basic Insurance Plan

    1 lakh to 50 lakh

    20% (if entry age is above 60 years)

    View Plan

    Raheja QuBE Health Comprehensive Insurance Plan

    3 lakh to 50 lakh

    20% (if entry age is above 60 years)

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    Raheja QuBE Health Super Saver Insurance Plan

    1 lakh to 50 lakh

    20%

    View Plan

    Raheja QuBE Health A-La-Carte Insurance Plan

    1 lakh to 50 lakh

    20% (if entry age is above 60 years)

    View Plan

    Eligibility Criteria for Raheja QBE Health Insurance for Senior Citizens

    Given below is the eligibility criteria for elderly parents to buy Raheja QBE Health Insurance plans for senior citizens:

    Categories

    Eligibility Criteria

    Minimum Entry Age

    18 years

    Maximum Entry Age

    65 years

    Family Members Covered

    Self, spouse

    Renewability

    Lifelong

    Inclusions of Raheja QBE Health Insurance for Senior Citizens

    Raheja QBE Health Insurance comes with the following inclusions:

    • In-patient Hospitalization Expenses
    • Pre-hospitalization Expenses
    • Post-hospitalization Expenses
    • Ambulance Charges
    • Daily Allowance
    • Organ Donor Benefit
    • Non-medical Expenses
    • Domiciliary Hospitalization

    Optional Covers:

    • Sub-limit Waiver
    • Co-payment

    Exclusions of Raheja QBE Health Insurance for Senior Citizens

    The following coverage is not provided by Raheja QBE Health Insurance for senior citizens:

    • Obesity/weight control procedures
    • Cosmetic or plastic surgery
    • Refractive error
    • Dental treatment
    • Unproven treatment
    • Treatment taken outside India

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