ICICI Lombard Travel Insurance

ICICI Lombard Travel Insurance Brief Overview

Why Buy ICICI Lombard Travel Insurance?

ICICI Lombard travel insurance is tailor-made to suit all your travel requirements abroad. Whether you travel for business or leisure, are a young student or a senior exploring the world, ICICI Lombard travel insurance has a plan that includes everyone.

Different ICICI Lombard travel insurance plans offer a large variety, with most of them customisable as per the traveller's needs. It covers medical expenses, personal accidents, personal liability, total loss or delay of check-in baggage, trip cancellation & interruption, emergency hotel extension, home burglary and many others.

ICICI Lombard travel insurance also provides Value Added Services to the insured's dependents in India. Moreover, it also allows customisation as per the destination country and chooses a geographic location amongst Asia, Schengen, USA & Canada and the rest of the world.

ICICI Lombard Travel Insurance Key Features

Be it Schengen, the US or Asia, each country comes with its unique attractions and problems. As a traveller, you should do everything in your power to face them all. ICICI Lombard travel insurance offers a wide range of benefits that you can select for your journey.. It is a great way to stay prepared for any uncertainties by buying travel insurance policy.

ICICI Lombard travel insurance gives you a wide range of coverage so that you can have a memorable time during your travel abroad. If you are still unsure, take a look at the various benefits of choosing a travel insurance policy by ICICI Lombard:

• Sum Insured from USD 50,000 up to USD 5,00,000
• Cashless hospitalisation facilities available around the globe
• Destination-specific coverage including USA or Canada, Schengen, Asia and the rest of the world
• No medical test for applicants up to 85 years of age
• Option to choose between a single trip and a multi-trip policy
• Value Added Services available to the insured's dependents in India

Types of ICICI Lombard Travel Insurance Plans

Different kinds of travellers can opt for a suitable ICICI Lombard travel insurance plan. The insurer offers many plans and variants based on travel destination, your age and special requirements. It also offers specific plans for students going abroad for studies and business travellers who travel frequently.

These are the types of ICICI Lombard travel insurance plans available:

• ICICI Lombard International Travel Insurance
• ICICI Lombard Globetrotter Overseas Individual Student Travel Insurance
• ICICI Lombard Trip Secure+

ICICI Lombard Travel Insurance: Eligibility Criteria

The eligibility criteria for the various insurance plans by ICICI Lombard Travel Insurance are mentioned below:

ICICI Lombard Travel Insurance Inclusions

An insured international traveller can avail of the following coverage by buying an ICICI Lombard travel insurance policy:

• Medical Cover: The insurer covers all the medical treatment expenses, including hospitalisation costs due to a disease or accident. It also covers the cost of medical evacuation to a hospital
• Repatriation of Remains: ICICI Lombard travel insurance covers the cost of transporting the mortal remains of the insured back to India or covers the cost of burial abroad
• Dental Treatment: All expenses incurred by the insured on dental treatment due to an injury caused to natural teeth are covered
• Personal Accident: ICICI Lombard travel insurance will pay compensation to the insured or their family if the insured dies or suffers from a disability as a result of an accident abroad
• Total Loss of Check-in Baggage: ICICI Lombard travel insurance plan will reimburse the losses incurred by the insured in case their check-in baggage is lost by the airline
• Delay in Check-in Baggage: If there is a delay of more than 6 hours in the arrival of the check-in baggage, the insurer will pay for the expenses incurred by the insured on essential personal products
• Political Risk & Catastrophe Evacuation: In the event of political risk or catastrophe in the country where the insured is visiting, ICICI Lombard Travel Insurance will cover all the expenses incurred for his evacuation to a safe place nearby or back to India
• Compassionate Visit: In case the insured is hospitalised for more than 5 days, the insurer will pay for the cost of travelling and stay of one family member of the insured to the country where he is admitted
• Loss of Passport: If the insured traveller loses their passport, the insurer will reimburse all the expenses incurred in obtaining a new or duplicate passport
• Personal Liability: ICICI Lombard travel insurance will pay compensation towards any legal liability arising due to unintentional injuries or damages caused to another person or third-party property
• Trip Cancellation & Interruption: In case the trip gets cancelled or interrupted due to unforeseen incidents like medical illness, natural calamities or terrorism, the insurer will reimburse the losses incurred by the insured on pre-paid hotel and flight bookings
• Trip Delay: The insurer will reimburse the expenses incurred by the insured if their flight is delayed for more than 6 hours
• Bounced Booking: ICICI Lombard Travel Insurance will reimburse the additional expenses incurred by the insured in case their flight or hotel booking gets bounced
• Emergency Hotel Extension: The insurer will cover the additional hotel expenses incurred by the insured if their flights get delayed due to unforeseen incidents like medical emergencies or natural calamities
• Loss of Baggage & Personal Effects: In case the insured traveller loses their baggage and personal belongings during the trip, the insurer will pay for the losses incurred
• Missed Flight Connections: ICICI Lombard Travel Insurance will pay for the losses incurred by the insured if they miss a connection due to an inward flight delay of more than 3 hours
• Hijack Distress Allowance: The insurer will give compensation to the insured if their aeroplane gets hijacked
• Return of Minor Child: ICICI Lombard will pay for the cost of an economy class ticket if a minor child is left unattended abroad
• Home Insurance: The insurer will pay compensation for the losses incurred by the insured if their house in India catches fire or gets burgled

Value Added Services by ICICI Lombard Travel Insurance Plans

ICICI Lombard Travel Insurance also offers a bunch of Value Added Services to the dependent family members of the insured traveller in India while they're outside the country. It consists of medical concierge services, automotive assistance services and lifestyle services.

• The medical concierge services include home nursing care assistance, medical service provider referral, and appointments with local doctors for treatment, among others.
• The automotive assistance services include on-the-spot minor repair, flat tyre service, breakdown services, towing and jumpstart.
• The lifestyle services include plumbing services, electrical assistance, pest control assistance, home movers assistance, electrical gadget repair assistance and many more.

ICICI Lombard Travel Insurance Exclusions

• The insurer does not cover any claims arising out of a pre-existing medical condition unless opted for specific coverage
• Any treatment expenses arising due to addiction to drugs and alcohol will not be covered by ICICI Lombard Travel Insurance
• The insurer will not pay for the treatment expenses incurred due to mental disorder, depression or anxiety
• The insurer does not cover any claims arising from venereal diseases
• ICICI Lombard will not pay for the cost of treatment related to sexually transmitted diseases
• Any claims arising due to any radiation or nuclear weapon will not be covered by the insurer
• The insurer will not pay for the loss of valuables, money, tickets or securities
• ICICI Lombard travel insurance will not cover expenses incurred on Naturopathy, Ayurveda or Homoeopathy treatments and therapies
• Any claims arising due to participation in sporting activities will not be covered by the insurer
• The insurer will not pay for the expenses incurred on corrective treatments like cosmetic or plastic surgery
• ICICI Lombard will not cover the cost of recuperation or rest at a health resort or spa

ICICI Lombard Travel Insurance Claim Procedure

In case of any unfortunate event abroad, you need to know how to raise a timely claim and know the ICICI Lombard travel insurance claim procedure. If you wish to register your claim through Policybazaar, here's what you need to do:

Register Claim

You can get in touch with our claims support team in case of any emergency by clicking on the link which will be shared on your WhatsApp. You can also mail us at travelclaims@policybazaar.com or call us on 1800-258-5881.

Prepare Documents

Depending on your claim type, you will have to provide some documents. Here are some documents that you must provide:

• For Medical Claims: Claim forms, Original admission/discharge card, if applicable, Original Bills, Receipts, Prescriptions and Reports, Copy of passport/visa with entry & exit stamp, Personal ID Proof.
• For Baggage Loss: Claim forms, Property Irregularity Report (obtained from the Airline), Copies of correspondence with the airlines confirming the loss, Approximate cost of lost items, Copy of the passport/visa with entry & exit stamp, Personal ID Proof
• For Trip Cancellation: Claim forms, Medical reports of the insured, a companion or an immediate family member, Details of the amount refunded by the common carrier and Hotel, Copy of flight ticket, Copy of passport, Personal ID proof
• For Trip Delay: Claim forms, Original bills of expenses incurred during the period of delay, Copy of ticket & boarding Pass, Copies of Correspondence with the airline authorities certifying the delay, Copy of passport/visa with entry & exit stamp, Personal ID proof
• For Other Claims: Claim Forms, Copy of the passport/visa with entry & exit stamp, Personal ID Proof, Policy Copy, Original bills and receipts and complaint copies, etc.

How to Buy ICICI Lombard Travel Insurance?

Travel insurance policies by ICICI Lombard can be purchased both online and offline. You can buy an ICICI Lombard travel insurance policy online on Policybazaar.com or directly through the insurer. Here’s how you can buy travel insurance from Policybazaar.com:

Step 1: Visit the official website of Policybazaar.com and go to the travel insurance section

Step 2: Select the destination on the form. Similarly, provide details of your trip duration, number of travellers, etc.

Step 3: If you have any PED (pre-existing disease), then declare so.

Step 4: Provide your contact number and click on ‘View Plans’. You will see a list of different travel insurance plans.

Step 5: Select the ICICI Lombard travel insurance plan you want to buy. You can also find the respective ICICI Lombard travel insurance brochure here and review your options.

Step 6: After finalising the plan, fill up the proposal form and continue to pay the premium.

Step 7: Pay the premium online using digital payment methods and your ICICI Lombard travel insurance policy will be issued and emailed to you