IFFCO Tokio Value Auto Coverage

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Iffco Tokio Value Auto Coverage Car Insurance
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      IFFCO Tokio Value Auto Coverage

      “We believe in keeping you safe”. This is a set of additional benefits provided at very small cost to you as a policyholder of Iffco Tokio Motor package policy. The perils covered under this policy is same as under motor package policy.

      Read more

      Key Features

      • There are 12 covers available under this policy out of which insured can choose according to his needs.
      • It covers the cost of belongings of insured in case car is stolen or it is stolen from the locked car.
      • Third party property damage liability is covered beyond Rs 7, 50,000 under this policy.
      • Reimbursement of cost of removal of debris is also covered.
      • Expense of towing is also covered.


      Details about Premium

      Premium will depend on the geographical area, sum insured, geographical area, cubic capacity and age of the vehicle.

      Policy Details

      Policy period: Policy is issued for one year.

      Documents Required

      Proposer needs to fill an application/proposal form to avail this policy. Insurer might ask the proposer to submit the documents of vehicle to check the purchase price and model number.


      • Waiver of depreciation is available under this policy.
      • No claim bonus can be availed under this policy i.e. reduction in premium in case of claim free renewal.
      • Maximum daily rental and cost will be covered as per following table:

                                             (For private Cars)

      IDV (Insured Declared

      Daily Rental Cost*

      (i) Up to Rs. 4 Lacs

      Rs. 600/-

      (ii) Above Rs. 4 lacs and up to 8 lacs

      Rs. 900/-

      (iii) Above Rs. 8 lacs and up to Rs. 12 lacs

      Rs. 1,200/-

      (iv) Above Rs. 12 lacs and up to Rs. 20 lacs

      Rs. 1,500/-

      (v) Above Rs. 20 Lacs

      Rs. 2,000/-

      (vi) As opted by insured in the Standard Private Car Package Policy.

      Value    As opted by insured but not exceeding 1% (one percent) of IDV (Insured Declared Value)

      *The above figures may change. Please check the policy wordings for more details.

      Insured perils are earthquake, landslide, riot, strike, fire, explosion etc.


      • Damage outside geographical area is not covered.
      • War and nuclear risks are not covered.
      • If the driver is under the influence of liquor, risk is not covered.
      • If the vehicle is driven by a person who is not licensed to drive under motor vehicle act.

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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

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