TATA AIG Second Hand Car Insurance Policy
Introduction/Overview
Tata AIG Second Hand Car Insurance offers Motor Insurance policies provide the added protection to your prized possession- Your vehicle.
Key Features
- The vehicle is insured against any damages due to fire, explosion self-ignition or lightning; burglary, housebreaking or theft; riot and strike; earthquake (Fire and Shock Damage); flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; terrorist activity; landslide, rockslide.
- Comprehensive Value Added Car Insurance
- Extra protection through new and unique Add on covers.
- Vehicle is repaired at any of the company’s authorized Garage/Authorised workshop/Authorised service station.
Details About Premium
Premium is as per the make of car and as selected by you. A vehicle inspection may also required by the insurer.
Policy Details
Grace period: 30 days for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.
Policy termination: 3 months prior to the expiry of the policy
Renewal: The renewal of policy is done within 90 days of expiry of the policy.
Deduction
For all rubber/nylon/plastic parts, tyres and tubes, batteries and air bags |
50% |
For fibre glass components |
30% |
For all parts made of glass |
Nil |
Age of vehicle depreciation (from-1 month to 10years) |
0%-50% |
Rate of Depreciation for painting |
50% |
Exclusions
- Only claiming for windscreen or any other glass damage
- Vehicle is not repaired at our Authorised Garage/Authorised workshop/Authorised service station.
- Time taken for repair is in respect of damages not admissible as per policy wordings.
Documents Required To Buy The Policy
- Application form/ proposal form
- Valid address Proof
- Photographs
- Vehicle inspection (in some cases)
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