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Tata Aig Second Hand Car Insurance Policy
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      TATA AIG Second Hand Car Insurance Policy

      Tata AIG Second Hand Car Insurance offers Motor Insurance policies provide the added protection to your prized possession- Your vehicle.

      Read more

      Key Features

      • The vehicle is insured against any damages due to fire, explosion self-ignition or lightning; burglary, housebreaking or theft;  riot and strike; earthquake (Fire and Shock Damage); flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; terrorist activity; landslide, rockslide.
      • Comprehensive Value Added Car Insurance
      • Extra protection through new and unique Add on covers.
      • Vehicle is repaired at any of the company’s authorized Garage/Authorised workshop/Authorised service station.

       

      Details About Premium

      Premium is as per the make of car and as selected by you. A vehicle inspection may also required by the insurer.

       

      Policy Details

      Grace period: 30 days for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.

      Policy termination: 3 months prior to the expiry of the policy

      Renewal: The renewal of policy is done within 90 days of expiry of the policy.

       

      Deduction

      For all rubber/nylon/plastic parts, tyres and tubes, batteries and air bags    

      50%

      For fibre glass components

      30%

      For all parts made of glass

      Nil

      Age of vehicle depreciation

       (from-1 month to 10years)

      0%-50%

      Rate of Depreciation for painting

      50%

       

      Exclusions

      • Only claiming for windscreen or any other glass damage
      •  Vehicle is not repaired at our Authorised Garage/Authorised workshop/Authorised service station.
      • Time taken for repair is in respect of damages not admissible as per policy wordings.

       

      Documents Required To Buy The Policy

      • Application form/ proposal form
      • Valid address Proof
      • Photographs
      • Vehicle inspection (in some cases)

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      #Rs 2094/- per annum is the price for third-party motor insurance for private cars (non-commercial) of not more than 1000cc

      *Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.

      ##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.

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