TATA AIG Second Hand Car Insurance Policy

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Introduction/Overview

Tata AIG Second Hand Car Insurance offers Motor Insurance policies provide the added protection to your prized possession- Your vehicle.

The vehicle is insured against any damages due to fire, explosion self-ignition or lightning; burglary, housebreaking or theft; riot and strike; earthquake (Fire and Shock Damage); flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; terrorist activity; landslide, rockslide.
Comprehensive Value Added Car Insurance
Extra protection through new and unique Add on covers.
Vehicle is repaired at any of the company’s authorized Garage/Authorised workshop/Authorised service station.

Premium is as per the make of car and as selected by you. A vehicle inspection may also required by the insurer.

Grace period: 30 days for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.

Policy termination: 3 months prior to the expiry of the policy

Renewal: The renewal of policy is done within 90 days of expiry of the policy.

For all rubber/nylon/plastic parts, tyres and tubes, batteries and air bags	50%
For fibre glass components	30%
For all parts made of glass	Nil
Age of vehicle depreciation (from-1 month to 10years)	0%-50%
Rate of Depreciation for painting	50%

Only claiming for windscreen or any other glass damage
Vehicle is not repaired at our Authorised Garage/Authorised workshop/Authorised service station.
Time taken for repair is in respect of damages not admissible as per policy wordings.

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