TATA AIG Second Hand Car Insurance Policy

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Introduction/Overview

Tata AIG Second Hand Car Insurance offers Motor Insurance policies provide the added protection to your prized possession- Your vehicle. 

Key Features

  • The vehicle is insured against any damages due to fire, explosion self-ignition or lightning; burglary, housebreaking or theft;  riot and strike; earthquake (Fire and Shock Damage); flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost; terrorist activity; landslide, rockslide.
  • Comprehensive Value Added Car Insurance
  • Extra protection through new and unique Add on covers.
  • Vehicle is repaired at any of the company’s authorized Garage/Authorised workshop/Authorised service station.

 

Details About Premium

Premium is as per the make of car and as selected by you. A vehicle inspection may also required by the insurer.

 

Policy Details

Grace period: 30 days for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.

Policy termination: 3 months prior to the expiry of the policy

Renewal: The renewal of policy is done within 90 days of expiry of the policy.

 

Deduction

For all rubber/nylon/plastic parts, tyres and tubes, batteries and air bags    

50%

For fibre glass components

30%

For all parts made of glass

Nil

Age of vehicle depreciation

 (from-1 month to 10years)

0%-50%

Rate of Depreciation for painting

50%

 

Exclusions

  • Only claiming for windscreen or any other glass damage
  •  Vehicle is not repaired at our Authorised Garage/Authorised workshop/Authorised service station.
  • Time taken for repair is in respect of damages not admissible as per policy wordings.

 

Documents Required To Buy The Policy

  • Application form/ proposal form
  • Valid address Proof
  • Photographs
  • Vehicle inspection (in some cases)
Written By: PolicyBazaar - Updated: 06 September 2016

TATA AIG Second Hand Car Insurance Policy Reviews & Ratings

0 / 5 (Based on 7 Reviews)
(Showing Newest 7 reviews)
Parul
Punjab, August 02, 2021
Inexpensive term plan
My friend is 30 year old and I am 25 years old and noticed a difference in our term plan price. I visited Policybazaar and read some blogs there. I found out that term plans are cheaper if you buy at young age. I am glad to buy this plan at the right time.
Amrita
Chail, August 02, 2021
Tax savings
I recently bought a term insurance policy from the website of Policybazaar. My plan has amazing features and some additional benefits due to an addon. The best part is I can also enjoy a tax rebate. I am so glad to buy this plan.
Pratap
Niwari, August 02, 2021
Purchased Online
My friend asked me to buy a term insurance plan online as it is cheaper and more convenient. I visited the website of Policybazaar and bought a term policy which offers great benefits at cheap rates. My online experience has been great. Thank you team.
Anurag
Modinagar, August 02, 2021
Protection against COVID
The pandemic had me worrying about the future of my family in my absence. I have been searching for a pure insurance policy to safeguard my family against any eventuality. With the help of Policybazaar now I my family is secure as a bought a specialized term plan made to help family of the policyholder.
Kashish
Meerut, August 02, 2021
Best customer service
I did not understand much about insurance but I knew one thing that I needed to secure the future of my family. I took help from the team of Policybazaar and they suggested me what would be best for me. I am happy with my plan. Thank you so much team.
Komal
Palwal, August 02, 2021
Huge coverage
I recently bought a term plan from the website of Policybazaar and I am happy with the product. I got a higher coverage term plan with additional benefits and at cost effective price. Now I am worry free for the future security of my family in my absence. Thanks.
Harisha
Gurgaon, August 02, 2021
Quick to buy
My friend suggested me to buy a term insurance plan online. I visited the website of Policybazaar and it took me about half an hour or maybe less to buy the plan online. The experience was smooth and I am happy with my plan. Kudos team.