TATA AIG Student Guard Overseas Health Insurance Plan

Tata AIG Student Guard Overseas Health Insurance: Features

• Option to buy a Single trip or Annual trip insurance plan
• Offers coverage for study interruption, compassionate visit, & sponsor protection
• Provides maternity and childcare benefits (waiting period applicable)
• This Student health insurance plan also covers cancer screening and mammography test cost
• Physiotherapy cost is also covered under this Tata AIG student travel insurance plan

Why Choose TATA AIG Student Guard Overseas Health Insurance Plan?

Every year, thousands of aspiring Indians travel abroad to pursue higher education for better prospects. Be it the US, Australia or Germany, education abroad is very expensive. Add to that the living expenses, and you know it's a hefty sum.

If, unfortunately, you happen to fall sick here or face a medical emergency, it can drastically affect your financial health. From getting injured on a paved street or suddenly facing a dental complication, a lot can go wrong when you're staying abroad. To protect you from all such unexpected costs, this Student Guard Overseas Health Insurance by TATA AIG travel insurance offers very important coverage benefits.

• Coverage for any accidental injuries or accidental death during the travel
• Coverage for any unforeseen medical expenses arising out of any disease, bodily injuries and emergency dental treatment
• Compensation for emergency medical conveyance to a nearby hospital or treatment centre
• Coverage for passport loss, personal liability, treatment for mental & nervous disorders, assistance services and more.
• Repatriation expenses on transportation of mortal remains or body to home country

TATA AIG Student Guard Overseas Health Insurance Plan Eligibility Criteria

This TATA AIG Student Guard plan is available for Indians going abroad for their education. However, only the Indians falling in the following age band can purchase this plan:

TATA AIG Student Guard Overseas Health Insurance Plan Inclusions

In India, it might not be that costly, but medical treatments overseas are quite exorbitant. Not only medical expenses, even non-medical expenses like legal liability fees, buying new belongings because of baggage theft etc., can cost you a bomb.

Why repent later, when you have options to protect yourself against such situations with an international travel Insurance policy. For a reasonable premium, you get all the benefits in return as mentioned below:

• Trip Delay Cover
• Loss of Passport Cover
• Flight Delay/Missed Connection Flight
• Accidental Death and Disarmament
• Medical Expenses Reimbursement in case of an accident or illness
• Coverage for Pre-existing Conditions (life-threatening conditions only)
• Ambulance Charges
• Emergency Dental Treatment
• Maternity Benefits
• Physiotherapy Charges
• Emergency medical evacuation cover
• Repatriation of Remains
• Sponsor Protection Cover
• Checked Baggage Delay (after 12 hours only)
• Checked Baggage Loss Cover
• Personal Liability
• Hijack Cash Benefit
• Study interruption Cover
• Child Care Benefits
• Compassionate Visit by A Family Member (2-way) visit
• Bail Bond Benefit
• Costs incurred on Cancer screening/Mammography
• Fraudulent Charges (Payment Card Security)

TATA AIG Student Guard Overseas Health Insurance Plan Variants

Depending on your coverage needs and budget, this TATA AIG Student Guard Overseas Health Insurance plan comes in five plan variants:

• TATA AIG Student Travel Insurance Plan A
• TATA AIG Student Travel Insurance Plan B
• TATA AIG Student Travel Insurance Ultimate
• TATA AIG Student Travel Insurance Ultimate Plus
• TATA AIG Student Travel Insurance Supreme

Here are the details of these plan variants:

TATA AIG Student Guard Overseas Health Insurance Plan Exclusions

Mentioned above were all the coverage, benefits and features of TATA AIG Student Guard Overseas Health Insurance plan. Here is a quick rundown of the limitations that are followed. The insurer will not compensate for claims arising due to the following reasons:

• If travelling against medical advice
• Loss of your baggage sent separately or within India
• Loss of passport due to confiscation by customs
• Theft that is not reported within 24 hours
• Missed connection flight due to a reason that was known before
• Medical treatment that was not declared necessary by a medical practitioner
• Study interruption cover is not provided in case of any loss resulting from routine physical check-up, cosmetic surgery or a trip taken for medical treatment