LIC 1 Crore Insurance Plans - Benefits & Importance

1 Crore Life Insurance Plans by LIC are the best way to provide financial stability to your family. These plans are designed to provide your family members with a financial cushion protecting them and their goals from life’s uncertainties. The 1 Crore LIC plans enable you to achieve your financial objectives by offering benefits of Rs. 1 Crore and more. 

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58.9 Million
Registered Consumer
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What are LIC 1 Crore Insurance Plans?

1 Crore Insurance plans offered by Life Insurance Corporation are the plans that offer the basic sum assured of Rs. 1 crore to your family and helps in planning your financial future. With the increasing living standards and expenses, many young individuals are looking to buy 1 crore term plans to offer financial protection to their families, in case of any unforeseen events like disability, illness, death , etc. LIC Term plans with a 1 crore sum assured are now available at affordable premium rates.

Best LIC 1 Crore Insurance Plans

Below mentioned are some of the best 1 Crore LIC Insurance plans that offer benefits of 1 Crore & above:

LIC Crorepati Plans  Entry Age Maturity Age Policy Tenure
LIC SIIP Plan 90 days- 65 years 18-85 years 10-25 years
LIC Jeevan Umang 90 days - 55 years 100 years (100- the age at entry) years
LIC Dhan Varsha 3-60 years 18-75 years 10 & 15 years
LIC New Jeevan Amar 18-65 years 80 years 10-40 years
LIC New Tech Term 18-65 years 80 years 10-40 years
LIC Jeevan Shiromani Plan 18-55 years 69 years 14, 16, 18 and 20 years
LIC Bima Jyoti 90 days - 60 years 18-75 years 15-20 years

Benefits of LIC 1 Crore Insurance Plans

Checkout the benefits of buying LIC 1 Crore Insurance Plans:

  • High Coverage at Pocket-friendly Premiums

    LIC 1 Crore Insurance plans offer comprehensive coverage to you and your family against death and other life uncertainty such as accident, disability, or critical illnesses. Moreover, the premiums paid towards these plans are quite lower than other investment methods.

  •  Be Ready for Future Inflation

    The huge corpus of Rs. 1 Crore helps you to plan your financial future in a way that you can continue living your life regardless of inflation.

  • Security Against Financial Liabilities

    With Rs. 1 Crore LIC Insurance plans, you can manage and pay off your debts and outstanding loans without sweeping off all your savings.

Who Should Choose LIC 1 Crore Insurance Plans?

By purchasing LIC 1 crore term insurance and life insurance plans by LIC, you can ensure that your family will be able to continue living their life after your demise. These plans are comparatively lower in price than any other investing method, as well as ensure guaranteed returns. 

You should consider buying LIC 1 Crore Insurance plans if:

  • If you have a big family that includes your spouse, wife, kids, parents, and siblings.

  • If you are the one with substantial financial obligations and a low income.

  • If you are the one with a lot of debt and would leave your family in a terrible financial situation after your demise.

  • If you are the one with a desire to accumulate sufficient funds for your future generations.

Summing it up:

Be financially independent by investing in LIC 1 Crore Life Insurance Plans. The 1 Crore plans offered by LIC are the perfect solution for all your financial problems. Be it providing a secured future to your loved ones in your absence, fulfilling your dreams, or sending your kids abroad for higher studies, you can achieve it all with the help of 1 Crore Insurance plans by LIC.


*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
+Returns Since Inception of LIC Growth Fund
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
++Returns are 10 years returns of Nifty 100 Index benchmark

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