State Bank of India (SBI)

With thousands of branches and ATMs across India and overseas, SBI serves millions of retail and corporate customers every day.

About SBI Bank

State Bank of India plays a major role in India’s banking and financial system. The bank provides personal, corporate, agricultural, and international banking, as well as treasury operations and wealth management services. State Bank of India offers a wide range of banking, investment, borrowing, and digital financial services for retail customers, businesses, NRIs, and corporate clients. From traditional branch banking to digital banking platforms like YONO SBI and SBI Net Banking, the bank serves millions of customers across India every day.

Whether users are searching for SBI online banking, SBI ATM services, SBI customer care numbers, SBI FD interest rates, or SBI credit card login services, the bank provides dedicated platforms and nationwide support for almost every banking requirement.

SBI Bank- At a Glance

History of the State Bank of India

The history of the State Bank of India (SBI) dates back more than 200 years, making it one of the oldest and most trusted banking institutions in India. Its journey reflects the growth and transformation of the Indian banking sector over time.

• Presidency Banks Era (1806–1920)
  SBI's origins began with the establishment of the Bank of Calcutta on June 2, 1806. It was later renamed the Bank of Bengal in 1809. This was followed by the creation of the Bank of Bombay in 1840 and the Bank of Madras in 1843. These three Presidency Banks mainly supported trade and commerce during British rule and operated as joint-stock banks.

• Formation of Imperial Bank of India (1921)
  On January 27, 1921, the three Presidency Banks were merged to form the Imperial Bank of India. The Imperial Bank played an important role in commercial banking and also managed government banking operations before the establishment of the Reserve Bank of India (RBI).

• Establishment of SBI (1955)
  After independence, the Government of India decided to create a strong public sector bank to support economic development. Through the State Bank of India Act, 1955, the Imperial Bank of India was nationalised and officially became the State Bank of India on July 1, 1955.

• Expansion Through Subsidiary Banks (1959)
  In 1959, the State Bank of India (Subsidiary Banks) Act enabled SBI to take over eight regional state-associated banks. This expansion strengthened SBI's presence across the country and improved access to banking in rural and semi-urban areas.

• SBI in the Modern Era
  Over the decades, SBI has grown into India's largest public sector bank and a globally recognised Fortune 500 company. Today, SBI offers a wide range of financial services, including personal banking, corporate banking, loans, insurance, investment services, mutual funds, and international banking solutions.

What Services are Offered by SBI Bank?

State Bank of India offers a wide range of banking and financial products for individuals, businesses, corporates, farmers, senior citizens, and NRIs.

Personal Banking Services

SBI provides multiple personal banking products and account options, including:

• SBI Savings Accounts

• SBI Current Accounts

• SBI Salary Accounts

• SBI Fixed Deposits (FD)

• SBI Recurring Deposits (RD)

• SBI Debit Cards

• ATM Services

• Passbook and Cheque Book Facilities

• SBI Locker Services

• Money Transfer Services

Loan Services

SBI offers secured and unsecured loans across multiple categories. Popular SBI Loan Products

• SBI Home Loan

• SBI Personal Loan

• SBI Car Loan

• SBI Education Loan

• SBI Gold Loan

• SBI Business Loan

• SBI Loan Against Property

• Agriculture Loans

• MSME Loans

SBI Bank offers home loans for salaried individuals, self-employed professionals, and NRIs at competitive SBI home loan interest rates.

Investment and Deposit Services

SBI provides several savings and investment products for wealth creation, retirement planning, and financial protection. Customers can also explore different types of life insurance plans through SBI bank insurance partnerships and financial service platforms.

• Fixed Deposits

• Tax Saving FD Scheme

• Multi-Option Deposit Scheme

• Annuity Deposit Scheme

• Capital Gains Account Scheme

• RBI Bonds

• Sovereign Gold Bonds

• Mutual Funds

• Pension Products

Also check SBI Term Insurance Plans to protect your family's financial future in your absence.

Government Schemes Offered Through SBI

SBI supports multiple government-backed savings and social security schemes, including:

• Public Provident Fund (PPF)

• Sukanya Samriddhi Yojana

• National Pension System (NPS)

• Senior Citizens Savings Scheme

• Atal Pension Yojana

• PM Jan Dhan Yojana

Credit Card Services

SBI Cards is one of India’s leading credit card providers and offers a range of lifestyle and rewards cards. Popular services include:

• SBI Credit Card

• SBI Card Login

• SBI Cashback Credit Card

• Fuel Credit Cards

• Shopping and Travel Cards

• EMI Conversion Facility

Corporate and Business Banking Services

SBI provides specialized banking solutions for startups, SMEs, corporates, and government institutions. Business Banking Services Include:

• Working Capital Finance

• Trade Finance

• Cash Management Services

• Corporate Salary Accounts

• Export and Import Finance

• Merchant Banking

• Treasury Services

Digital Services Offered by SBI

State Bank of India has one of the largest digital banking ecosystems in India. The bank provides online banking, mobile banking, digital payments, and internet banking services for retail and corporate customers.

SBI Bank App - YONO SBI

YONO SBI, which stands for “You Only Need One,” is SBI’s integrated digital banking platform that allows customers to manage banking, shopping, investments, and payments in one app. Customers use the YONO SBI Bank App for:

• Life Insurance premium payments

• Balance Enquiry 

• UPI Payments 

• Fund Transfers

• Bill Payments

• Fixed Deposit Opening

• Online Shopping

• SBI homeLoan Applications

• Investment Services

• ATM card management 

• Credit Card Management

The SBI bank app is available for both Android and iOS users. 

SBI Net Banking

SBI Net Banking allows users to access banking services online without visiting a branch. Services Available Through SBI Net Banking

• Balance Check

• Online Fund Transfer

• IMPS, NEFT & RTGS

• FD Opening

• Statement Download

• Online Bill Payments

• Debit Card Control

• Online Tax Payments

SBI Internet banking portal offers personal banking services that provides you full control over all your online banking demands. 

SBI UPI and Mobile Banking

SBI also offers:

• UPI Payments

• QR Payments

• Mobile Banking

• Digital Wallet Services

• Contactless Payments

These services help customers complete transactions instantly through smartphones and internet banking platforms.

State Bank of India Insurance Services

State Bank of India offers insurance services through its bancassurance partnerships and its subsidiary life insurance company. Customers can access a wide range of SBI Bank insurance solutions, including life, health, motor, and travel insurance, through SBI branches, digital banking platforms, and partner insurers.

Life Insurance

Life insurance plans available through SBI include term plans, savings plans, retirement solutions, and investment-linked policies. These are designed mainly to provide financial protection to the family, along with options for wealth creation and long-term financial planning. Many customers also access life cover through SBI Life Insurance Company.

Health Insurance

SBI facilitates health insurance policies that help manage hospitalisation and medical expenses. Depending on the plan, benefits may include cashless hospital treatment, coverage for critical illnesses, family floater options, and reimbursement of medical costs.

Motor and Travel Insurance

Through its partner insurers, SBI also provides motor insurance for cars and two-wheelers, along with travel insurance and personal accident cover. These policies help protect against financial losses due to accidents, theft, trip cancellations, or medical emergencies while travelling.

Customers can usually pay premiums, renew policies, file claims, and get support through SBI branches, internet banking, mobile banking, and partner insurer platforms.

How to Open an SBI Bank Savings Account?

State Bank of India allows customers to open savings accounts both online and offline. Customers can visit the nearest SBI branch or use digital platforms such as YONO SBI to complete the account-opening process. SBI offers different account options for salaried individuals, students, senior citizens, minors, NRIs, and businesses. Customers can open an SBI savings account online through YONO SBI by following these steps:

Step 1:Download the YONO SBI app

Step 2: Select "Open Savings Account”

Step 3: Enter mobile number and basic details

Step 4: Complete Aadhaar and PAN verification

Step 5: Submit personal and address details

Step 6: Complete video KYC or branch verification and activate the account after successful verification

Documents Required to Open an SBI Savings Account

Customers generally need the following documents:

• Aadhaar Card

• PAN Card

• Passport-size photograph

• Mobile number linked with Aadhaar

• Address proof

• Identity proof

Customers can also access online banking, debit cards, UPI services, mobile banking, and YONO SBI services after opening the account.

How to Use the SBI Bank Login Portal? 

State Bank of India offers secure online banking services through SBI Net Banking and the SBI Bank App, allowing customers to access their accounts anytime and anywhere. Customers can use SBI login services to check balances, transfer funds, pay bills, manage debit cards, open fixed deposits, and download account statements online. 

How to Login to SBI Net Banking? 

Step 1:Visit the official SBI Net Banking Portal

Step 2:Click on “Continue to Login”.

Step 3:Enter:

• Username

• Password

• CAPTCHA code

Step 4:Click on “Login” to access your SBI online banking dashboard.

Customers can also access banking services through the SBI Bank App, YONO SBI, which offers mobile banking, UPI payments, fund transfers, loan services, and investment options on a single platform.

SBI Subsidiaries and Group Companies

State Bank of India operates through a wide network of subsidiaries, joint ventures, and associate companies across banking, insurance, asset management, investment banking, credit cards, securities, pension funds, and digital payment services. These companies help SBI offer a complete range of financial solutions to retail customers, businesses, institutions, and investors in India and overseas.

Major SBI Group Companies

International Subsidiaries and Overseas Presence

SBI also operates several international subsidiaries and joint ventures to support NRI banking, international trade, retail banking, and corporate banking services across different countries. Some major overseas entities include:

• SBI Canada Bank

• SBI UK Ltd

• SBI (California)

• SBI (Mauritius) Ltd

• Nepal SBI Bank Ltd

• PT Bank SBI Indonesia

• Commercial Indo Bank LLC

• Bank of Bhutan Limited

These subsidiaries strengthen SBI’s global presence and help the bank serve Indian businesses, NRIs, and international customers worldwide.

Why is SBI One of India's Most Trusted Banks?

State Bank of India has built strong customer trust over decades through its nationwide presence, government ownership, extensive banking services, and continuous focus on digital banking innovation. From metro cities to remote villages, SBI has become one of the most accessible and recognised banking brands in India. The bank serves millions of customers across personal and corporate banking, loans, investments, insurance, and online banking. Reasons why SBI is popular in India are

• Largest Banking Network in India
  SBI has one of the biggest branch and ATM networks in the country, making banking services easily accessible in urban, semi-urban, and rural areas. Customers can find SBI branches, ATMs, and banking facilities almost everywhere in India.

• Strong Government Backing
  As India’s largest public sector bank, SBI is backed by the Government of India, which increases customer confidence and credibility. Many customers prefer SBI because of its long-standing reputation and stability.

• Trusted by Millions of Customers
  SBI serves more than 50 crore customers across savings accounts, loans, deposits, digital banking, and investment services. The bank has maintained a strong reputation among salaried individuals, businesses, senior citizens, and rural customers.

• Advanced Digital Banking Services
  SBI has significantly expanded its digital banking ecosystem through platforms like YONO SBI, SBI Net Banking, mobile banking, UPI services, and online SBI banking portals. Customers can now access most banking services digitally without visiting branches.

• Wide Range of Financial Products
  From savings accounts and fixed deposits to home loans, personal loans, credit cards, life insurance, term insurance plans, and investment products, SBI offers a comprehensive range of financial solutions for individuals, families, businesses, and long-term financial planning needs.

• Strong Rural and Agricultural Banking Presence
  SBI plays a major role in agricultural banking and rural finance across India. The bank supports farmers, small businesses, self-employed individuals, and rural communities through specialized banking schemes and government-backed initiatives.

• Global Banking Presence
  In addition to its strong domestic operations, SBI has branches and subsidiaries in several countries. This helps NRIs, international businesses, and overseas customers access SBI’s banking and remittance services globally.

How to Find an SBI Bank Near Me? 

Customers searching for “SBI bank near me” or “SBI ATM near me” can easily locate nearby branches and ATMs using SBI’s official branch locator tool. 

Steps to Find an SBI Branch or ATM Near You 

Step 1:Visit the official SBI Branch & ATM Locator

Step 2:Enter city name, pincode, and location. 

Step 3:Choose an SBI branch, SBI ATM, Cash deposit machine, and e-lobby. 

Step 4:View nearby SBI branches, ATMs, addresses, timings, and contact details.

Customers can also use the SBI bank app or Google Maps to find the nearest SBI branch and ATM locations.

How to Contact SBI Customer Care?

State Bank of India provides 24x7 customer support services through toll-free helpline numbers, phone banking, email support, SMS banking, online complaint portals, and branch assistance. Customers can contact SBI customer care for queries related to savings accounts, debit cards, credit cards, loans, internet banking, UPI transactions, ATM services, cheque book requests, fixed deposits, and online banking issues.

SBI also offers dedicated support for digital banking services like YONO SBI, SBI Net Banking, mobile banking, and online fund transfers. Customers facing issues with failed transactions, blocked accounts, unauthorised payments, ATM cash withdrawal problems, or login errors can contact SBI via the official customer care channels listed below.

SBI Customer Care Numbers

SBI Customer Care Email Support

Customers can also contact SBI through official email support channels for complaints, account queries, and service requests.

SBI Quick Banking Services

SBI also provides missed call and SMS banking services for quick account access.

Services Available Through SBI Bank Customer Care

Customers can contact SBI customer support for assistance related to:

• SBI balance enquiry and account details

• Debit card blocking and ATM card issues

• SBI net banking login problems

• Online SBI internet banking support

• UPI complaints and failed transactions

• YONO SBI app support

• Loan and EMI-related queries

• SBI fixed deposit and interest rate information

• Credit card services and payment issues

• Cheque book and passbook requests

• Account statement and transaction history

• Unauthorized transaction reporting

• Mobile banking activation and support

• Complaint registration and grievance tracking

FAQs