HDFC Life Premium Payment

What are the Features and Benefits of Using HDFC Life Insurance Premium Payment Online?

Here is how HDFC Life premium payment is convenient, fast and usually costs you less.

• Saves Time – The HDFC Life online premium payment process is fast and convenient. You don't have to wait in queues to make the HDFC online premium payment; it only takes a few moments to process.

• Accessible Anytime and Anywhere – Policyholders can authorize and make HDFC life online payments 24/7, as the internet can be accessed anywhere and anytime.

• Convenient – Customers can register their bank accounts with the service provider and decide in advance when they want their HDFC Life online premium payment debited from their account.

• Free of Cost – The HDFC life online payment facility is entirely free of cost on the website or the mobile app. There are no service charges levied when the HDFC life premium payments are made through net banking option.

• 24/7 Assistance – The insurance company website has a live chat facility where customers can seek assistance or clarification in case of any doubt regarding HDFC life Online Premium Payments.

• Secure Transactions - Transactions made on the company’s official website or platforms like Policybazaar are completely safe as they offer a secure HDFC online premium payment gateway. No third party can access your information and details.

• Various Payment Modes -  Customers can pay using Net Banking (75+ banks), Credit/Debit Cards (Visa, Mastercard, RuPay, Amex, Diners), UPI/UPI QR (up to ₹1 lakh), Wallets, EMI (card or cardless), NEFT/RTGS/IMPS, BBPS, and even Pay-Later options.

• Online Discounts: With Policybazaar, you can save on your HDFC online premium payment by availing of the online discounts.

How To Make an HDFC Life Insurance Premium Payment Online?

HDFC Life online payment provides a simple and easy facility for its policyholders to pay their premiums online. There are various ways to make HDFC Life Online Premium Payment, such as using credit or debit cards, net banking, UPI, bill pay, digital wallets, and offline and auto payment options. Below are the various methods of making HDFC Life online payments:

HDFC Life Online Premium Payment via My Account

Policyholders can access the official insurer website and log in to the "My Account” section. The My Account feature allows policyholders to manage their life insurance policy online. Customers can log in to existing accounts or register as new customers and then take care of the HDFC online premium payment. They can pay the premium online using Net Banking, Credit card, Debit card, wallet, and other methods.

HDFC Life Online Premium Payment via 3Click HDFC Net Banking

Customers who are also HDFC account holders can pay their premium in 3 clicks through their HDFC net banking account. 

Step 1: Log in to the HDFC Net Banking account and click on the Insurance tab

Step 2: Select HDFC Life>>Renew Policies

Step 3: Enter policy no. and DOB and make HDFC life premium payment through any mode listed.

HDFC Life Online Payment through HDFC Life App

Policyholders can download the HDFC Life App from the Play Store or the App Store. They can register and log in with their credentials to make the HDFC online premium payment through any listed payment instruments.

HDFC Life Online Payment via Quick Pay

Quick Pay is a quick, secure, and hassle-free method for the online premium payment offered by HDFC Life Insurance to its customers. By using this facility, policyholders can make HDFC Life online payment of their policy premiums on various platforms securely and swiftly. The steps to make HDFC online premium payment using Quick Pay are as follows:

Step 1: Visit the official insurer website and click on the Customer Service section.

Step 2: Find the 'Pay Premium' tab and click on 'Pay Premium Online.

Step 3: Customers will be redirected to the Quick Pay page.

Step 4: They need to provide their policy number and DOB.

Step 5: After entering these details, their policy information and premium due details will be displayed on the screen.

Step 6: Customers can confirm their details and make HDFC Life premium payment by any of these methods:

• Net Banking – : Customers can register for auto debit from their bank account by providing a standing instruction (SI) while making HDFC Life online payments through their HDFC Net banking account. Quick Pay offers this facility for 44 banks.

• Credit / Debit Cards – HDFC Life Online Premium Payment through Visa, MasterCard, Maestro, Amex, and Diners Credit cards/Debit cards are accepted on Quick Pay.

**Customers need to register for Auto debit on the card by providing a Standing Instruction to the bank while paying through Visa or MasterCard.

• EMI on a credit card or an HDFC debit card is also available.

HDFC Life Online Payment via Policybazaar

You can easily make your HDFC life online premium payment via the Policybazaar’s app or website. Here is how you can make your HDFC life premium payment online:

• Step 1: Go to the official website or app 

• Step 2: Click on the ‘Renewal’ tab and select ‘Life’ option

• Step 3: Select ‘HDFC Life’ as the insurer

• Step 4: Fill in the policy no. and DOB

• Step 5: Proceed to pay

HDFC Life Online Payment through NACH

• Submit a cancelled cheque and a mandate form at an HDFC Life branch to enable auto-debit on due dates.

• Customers can also set up e-Mandates online (Quick Register, eNACH, Aadhaar eSign, eSI), with registration typically taking 8–10 days.

• Submit the mandate deactivation form at least 12 days before the due date or email service@hdfclife.com for deactivation.

HDFC Life Premium Payment via Credit Card Auto Debit

HDFC Bank credit cardholders, who are also policyholders, can make their HDFC life premium payments using their credit card. The bank provides an automated facility of deducting the premium amount due, on or before the HDFC online premium payment due date, as per the Standing Instruction, from the policyholder’s HDFC credit card.

HDFC Life Online Premium Payment via NEFT or eCMS

HDFC Standard Life policyholders can pay HDFC premiums online through the NEFT (National Electronic Fund Transfer) or eCMS service. For this, they need to add or register HDFC Life as a beneficiary in their net banking account. This will ensure regular HDFC online premium payment through Net banking. Customers need to choose the correct policy type and confirm the exact premium amount before making HDFC Life online premium payments via NEFT or eCMS.

HDFC Life Online Payment via Bharat BillPay

Customers can now make premium payments through BBPS enabled internet Banking, BHIM, Mobile Banking and even Digital wallets. Here are the steps:

Step 1: Find Bill Payment. Click on the tab for Bharat BillPay/Pay Bills.

Step 2: Select Insurance>> HDFC Life.

Step 3: Provide the Policy Number and DOB details.

Step 4: Confirm the premium details and proceed with the premium payment using any of the available options.

**The insurer provides all savings as per the IRDAI approved insurance plan. Standard T&C Apply

Other HDFC Life Online Premium Payment Modes

Other modes of making HDFC life online payments are as follows:

• PayTM – HDFC Life premium payment can also be made online through PayTM App/website using net banking, cards, UPI or wallet.

• NSDL Platform – EIA or e Insurance Account holder customers can pay their HDFC Life renewal premium through the NSDL platform.

How to Make HDFC Life Premium Payment Offline?

Here is how you can make HDFC life premium payments offline:

Walk-In (OTC) at HDFC Life Branch

Drop a cheque or DD in favor of “HDFC Life Policy No. —” with your details on the back. Some branches also support QR code payments (Paytm/UPI).

HDFC Life Premium Payment via BBPS (Offline)

Pay cash at a BBPS outlet (up to ₹49,999 per transaction and ₹1 lakh annually per client).

Cheque Pick-up Service

Schedule a cheque pick-up by calling 1860-267-9999 (Mon-Sat, 10 AM–7 PM).

By Post or Courier

Send cheque/DD with details to the nearest HDFC Life branch.

Through Bank Branches & Agents

• Pay via cheque at Axis Bank/ICICI Bank branches.

• Use MP Online (Madhya Pradesh) or Airtel Payments Bank outlets (pan-India) for cash payments (same limits apply).

Difference between HDFC Life Online and Offline Payment Process

Key Points to Remember While Paying HDFC Life Premiums Online

• Receipt availability: If you pay before 3 p.m., your premium receipt will be generated the same day. Payments made after 3 p.m. will reflect the next working day under the My Account section.

• Advance premium: You can pay premiums in advance within the same financial year for dues falling that year. For the next financial year, payments can be made up to 3 months before the due date (T&C apply).

• State-specific gateways:

  • Maharashtra → Maha Online Payment Gateway

  • Madhya Pradesh → MP Online Payment Gateway

  • Andhra Pradesh → AP Online Payment Gateway

• Credit card auto-debit: To activate this facility, submit a photocopy of the front side of your credit card along with the Credit Card Mandate at any HDFC Bank branch.

• Active policies only: Online premium payment is allowed only for active HDFC Life policies.

• Receipts: Customers can download their premium payment receipts immediately after payment.

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