Written By
Varun Agarwal
Reviewed By
Vivek Jain
Buy 1 Crore Term Insurance Plans at Rs.14/day
A 1 crore term insurance plan is a pure form of life insurance that provides a death benefit of Rs. 1 crore to the nominee in case of life assured death. This benefit will be provided in exchange for regular fixed premiums. This life cover of Rs. 1 crore will help your family members to maintain their living standard, fulfill financial goals such as child’s education and marriage and pay loans/debts in case of your absence. Term insurance is the most affordable type of life insurance, starting premiums at just ₹403/month.
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₹13,50,000 Crore of Life Cover Assured
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Tables of Content
What is 1 Cr Term Insurance Plan? 
Why Do You Need a Term Insurance Plan for 1 Crore? What are the Features and Benefits of the Best Term Insurance Plan for 1 Crore? How Does 1 Crore Term Insurance Work? List of Term Insurance Plan For 1 Crore Who Should Buy 1 Crore Term Insurance? Maximum and Minimum Age to Buy Rs 1 crore Term Insurance Plan Sum Assured Options for Term Insurance Plans Why Buy Policybazaar Term Insurance 1 Crore Plan? Factors to Consider Before Buying the Best Term Insurance Plan How to Choose the Best Term Insurance Plan for 1 Crore? FAQ
Why Do You Need a Term Insurance Plan for 1 Crore? What are the Features and Benefits of the Best Term Insurance Plan for 1 Crore? How Does 1 Crore Term Insurance Work? List of Term Insurance Plan For 1 Crore Who Should Buy 1 Crore Term Insurance? Maximum and Minimum Age to Buy Rs 1 crore Term Insurance Plan Sum Assured Options for Term Insurance Plans Why Buy Policybazaar Term Insurance 1 Crore Plan? Factors to Consider Before Buying the Best Term Insurance Plan How to Choose the Best Term Insurance Plan for 1 Crore? FAQ What Is 1 Crore Term Insurance Plan?
A 1 cr term insurance plan is a type of life insurance policy with a sum assured of ₹1 crore which is paid to the nominee in case of an unfortunate death of the policyholder during the policy term. Such a high life cover ensures that the family members of life assured are secured financially and are able to live their lives comfortably without any hassles.Since it is a pure term insurance policy you will not get a payout when you outlive the policy term.
It offers a high life cover at a low premium, making it an attractive option for individuals who are looking for comprehensive life insurance coverage.
So, Choosing the best term insurance plan for 1 crore helps you secure your family’s financial future against the rising living cost in case of your demise. Read on to know more about why you should buy 1 crore term life insurance.
List of Best Term Insurance Plan For 1 Crore in India 2026
Buy Rs 1 cr. term plan at just ₹14/day. Below is the list of the best term insurance plan for 1 crore 2026.
| Private Insurer | Term Insurance Plan | Entry Age | Sum Assured | |
| HDFC Life Insurance | HDFC Life Click 2 Protect Supreme | 18 – 65 years | 10,000 - No Limit | |
| ICICI Prudential Life Insurance | ICICI Pru iProtect Smart Plus | 18 – 65 years | 25 Lacs – 20 Crores | |
| Tata AIA Life Insurance | Tata AIA Sampoorna Raksha Promise | 18 – 65 years | 25 Lacs – No limit | |
| SBI Life Insurance | SBI Smart Shield Plus | 18 – 65 years | 25 Lacs – No limit | |
| Bajaj Life Insurance | Bajaj Life eTouch II | 18 – 65 years | 50 Lacs – No limit | |
| Axis Max Life Insurance | Axis Max Smart Term Plan Plus | 18 – 60 years | 25 Lacs – 20 Crores | |
| Go Digit Life Insurance | Digit Glow Term Insurance | 18 – 65 years | 25 Lacs – 1 Crore | |
| Aditya Birla Sun Life Insurance | ABSLI Super Term Plan | 18 - 65 years | 25 Lacs – No limit | |
| India First Life Insurance | India first Life Plan | 18 - 60 years | 1 Lac - 50 Crores | |
| Kotak Mahindra Life Insurance | Kotak e-Term Insurance | 18 – 65 years | 51 Lacs - No limit | |
| Canara HSBC Life Insurance | Canara HSBC Young Term Plan - Life Secure | 18 – 45 years | 25 Lacs – No limit | |
| Shriram Life Insurance | Shriram Life Online Term Plan | 18 - 55 years | 25 Lacs - 10 Crores | |
| PNB Met Life Insurance | PNB Mera Term Plan Plus | 18 - 60 years | 25 Lacs - No limit | |
| Star Union Dai-ichi Life Insurance | SUD Life e-Lifeline | 18 - 60 years | 25 Lacs - 1 Crore | |
| Pramerica Life Insurance | Pramerica Life Saral Jeevan Bima | 18 - 65 years | 5 Lacs - 25 Lacs | |
| Aviva Life Insurance | Signature 3D Term Plan - Platinum | 18 - 65 years | 30 Lacs - 5 Crores | |
| Future Generali Life Insurance | Future Generali Care Plus Plan | 18 - 60 years | 10 Lacs - No limit | |
| Reliance Nippon Life Insurance | Reliance Nippon Life Super Suraksha Plus | 18 - 60 years | 2 Crore - No limit | |
| Ageas Federal Life Insurance | Termsurance Life Protection Insurance Plan | 18 - 60 years | 5 Lacs - No limit | |
| Bandhan Life Insurance | Bandhan Life iTerm Prime | 18 – 65 years | - | |
| Bharti Axa Life Insurance | Bharti AXA Flexi Term Pro | 18 - 65 years | 25 Lacs - No limit | |
| Edelweiss Life Insurance | Edelweiss Life Zindagi Protect Plus | 18 – 65 years | 50 Lacs – No limit | |
| Public Insurer | ||||
| Life Insurance Corporation of India Ltd. | LIC Jeevan Amar | 18 - 65 years | 25 Lacs - No Limit | |
See More Plans
Note: You can calculate the 1 crore term insurance premium amount from Term Insurance 1 Crore Calculator as per your requirements and life goals and LIC term insurance plan 1 crore premium calculator can also be used to calculate the premiums of LIC Term insurance 1 crore plans. In the same way, SBI term insurance 1 crore calculator can be used to compute premiums of SBI term insurance 1 crore plans.
Disclaimer: *The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Why Do You Need a Term Insurance Plan for 1 Crore?
Considering rising living costs, inflation, and increasing financial responsibilities, many people first understand what is term insurance before choosing the right coverage. Once you understand how it works, a higher cover like 1 crore becomes essential. It helps your family manage expenses, repay debts, and meet long-term goals in your absence. A term insurance calculator can also help you estimate the premium and plan better.
Securing Your Family’s Future Lifestyle
Given rising costs and inflation, a 1 crore term insurance plan helps your family maintain their lifestyle for some time if you are not around. It is especially useful for individuals with dependents and long-term financial commitments.
- Income Replacement: A 1 crore term insurance plan can replace your income in your absence. The payout can be taken as a lump sum, regular income, or both, helping your family manage daily expenses smoothly.
- Adjust for inflation: Inflation reduces the value of money over time, making future expenses higher. A 1 crore cover ensures your family can cope with rising costs and continue their lifestyle without financial strain.
Covering Major Financial Liabilities
If you have ongoing loans such as home, car, or personal loans, a 1 crore term insurance payout helps your family repay them easily. This ensures they are not burdened with financial liabilities in your absence.
- Home Loan: Home loans are long-term commitments with regular EMIs. In your absence, the burden can fall on your family. A 1 crore term insurance plan helps them repay the loan without financial stress.
- Car Loan: Car loan EMIs can be difficult to manage without a steady income. The payout from a 1 crore term plan helps your family clear the remaining dues easily.
- Other Debts: High-interest loans like personal loans or credit card dues can create financial pressure. A 1 crore term insurance plan ensures these debts are settled without affecting your family’s stability.
Funding Children's Future Goals
A 1 crore term insurance policy helps secure your children’s future despite rising costs. The payout ensures their important life goals are not disrupted in your absence.
- Education: Education costs are increasing steadily. A 1 crore cover helps your family fund school, college, and higher education without financial difficulty.
- Marriage: Marriage is an important milestone that involves significant expenses. A 1 crore term insurance plan ensures your family can manage these costs without compromise.
Tax benefits
- Premium paid: Premiums paid for term insurance are eligible for tax deductions under Section 80C, up to Rs. 1.5 lakh.
- Death benefit: The payout received by your family is generally tax-free under Section 10(10D), as per applicable tax rules.
- Premiums paid for health related riders: Premiums paid for riders such as critical illness riders may also qualify for tax deductions under Section 80D.
Affordability and high coverage
Term insurance plans offer high life cover at affordable premiums since they provide pure risk protection. A 1 crore term insurance plan is a cost-effective way to secure your family’s future.
Customisation available with riders
You can enhance your 1 crore term insurance plan with add-on riders for broader protection.
- Critical illness rider: Provides a lump sum payout on diagnosis of a listed critical illness.
- Accidental death benefit rider: Offers an additional payout in case of death due to an accident.
- Waiver of premium rider: Waives future premiums if you become critically ill or disabled, while the policy remains active.
What are the Features and Benefits of the Best Term Insurance Plan for 1 Crore?
Here are the top features and benefits of the best term insurance plan for ₹1crore:
How Does 1 Crore Term Insurance Work?
1 crore term insurance works on the basis of a simple principle of offering a sufficient financial security to your family members for affordable and regular premiums.
Let’s understand how a 1 cr term insurance plan work, with the help of an example:
If Pranav purchased a term insurance plan with a life cover of Rs. 1 crore at 30 years of age. He chose a policy term of 25 years and made his spouse the nominee. After around 5 years, Pranav dies in an unforeseen accident. His spouse received the full sum assured amount of 1 Crore from the insurer. This payment can help her wife to be financially independent in future.
Pranav's Term Insurance Plan
Pranav's Age 30 years
Policy Term 30 years
Sum Assured ₹ 1 Crore
Premium Payment Term 30 years (Regular Pay)
Non-Smoker Status Yes
Policy Status Active until 24th policy year
Event Unfortunate death during 24th year of policy
Nominee Payout ₹ 1 Crore (paid to wife)
Uses of Death Benefit Pay off home loan, child's education fees, take care of monthly household expenses
Term Plans
-
LIFE COVER
₹ 1 Crore
STARTS AT
₹ 14/day+
-
LIFE COVER
₹ 50 Lakh
STARTS AT
₹ 12/day+
-
LIFE COVER
₹ 75 Lakh
STARTS AT
₹ 8/day+
Who Should Buy 1 Crore Term Insurance?
A 1 crore term insurance plan is a common choice among individuals who have financial dependents or have large liabilities. Since Rs. 1 crore is sufficient sum assured thus it is a good decision for most people who are looking to secure their financial future. This table shows who should consider buying a term insurance plan for 1 cr term insurance in India 2026 online:
Young professionals Helps secure the financial future of your family from an early phase in your career, and helps to achieve their requirements in your absence.
Newly married couple and parents with kids Ensures your spouse and children are financially protected in case of your unforeseen demise.
People with debts/loans Prevents outstanding liabilities from becoming a burden on your dear ones.
People with home loan insurance Helps your family manage or close large housing loans and continue living in the same home without financial strain
Sole earner of family Helps manage household expenses, daily needs, and future milestones are supported even if the primary income stops.
Entrepreneurs & Business Owner Can assist in settling business-related liabilities and maintaining financial balance for dependents.
Self-Employed Professionals Acts as an income replacement , providing stability despite irregular earnings.
Investors Secures long-term financial plans by providing funds to sustain investments or planned goals.
Individuals Supporting Senior citizens Offers a financial cushion to parents who rely on your earnings for their living expenses.
Those nearing retirement Provides interim protection for dependents until they achieve financial independence
Senior Citizens Certain long-term plans can help ensure a spouse’s financial comfort in later years.
Housewife Recognises the economic value of unpaid household contributions by covering childcare and household costs if needed.
Working women Helps maintain family lifestyle and future aspirations by replacing lost income.
Taxpayers Along with protection benefits, premiums may qualify for tax deductions under Sections 80C and 10(10D), subject to prevailing tax laws.
Sum Assured Options for Term Insurance Plans
One of the main factors in selecting the term life insurance plan for the financial protection of your family is deciding on the right sum assured option. Below are the options available for sum assured amounts that are for you:
Term Insurance Plans
₹5 Crore
Term Insurance₹2 Crore
Term Insurance₹1.5 Crore
Term Insurance₹1 Crore
Term Insurance₹25 Lakh
Term Insurance₹50 Lakh
Term InsuranceWhy Buy Policybazaar Term Insurance 1 Crore Plan?
- 01
Get High Coverage at a Low Premium
- 02
Family’s Security From Loans and Debts
- 03
Get up to 15% online discount
- 04
Whole Life Cover till 99/100 years
- 05
Get Tax Benefits Up To Rs. 46,800
*All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes as per the prevailing tax laws. Standard T&C apply.
What is the Right Age to Buy The Best Term Insurance Plan for 1 Crore?
This is a quite concerning question among the buyers of term insurance. It is often suggested that you buy a 1 crore term insurance as soon as possible so that you can get it at lower premiums. Term insurance premiums increase with your age. Let us take a look at the monthly premium and how it changes for a 1 crore term plan for different age groups:
Premiums for Different Age Groups
20s
Cover till 70 yearsFemale ₹ 526
Male ₹ 564
30s
Cover till 70 yearsFemale ₹ 692
Male ₹ 827
40s
Cover till 70 yearsFemale ₹ 1178
Male ₹ 1500
50s
Cover till 70 yearsFemale ₹ 2241
Male ₹ 2907
60s
Cover till 70 yearsFemale ₹ 4144
Male ₹ 5142
How to Choose the Best Term Insurance Plan for 1 Crore?
Choosing the best term insurance plan for 1 crore is important to secure your family’s financial future. Here is how you can choose the most suitable 1 cr term insurance online:
- 1 Assess your financial needs and requirements:
You need to take your age at the time of buying 1 crore term insurance into account, and your existing annual income. This is because age affects your premium rates and eligibility for certain life cover amounts. Not only that, your annual income may also restrict the sum assured you are eligible to buy the best term insurance plan for 1 crore.
- 2 Calculate premiums for 1 Crore term insurance:
Unless the premium amount fits into your budget, you will not be able to buy 1 cr term plan or pay the price on a regular basis. Thus, it is recommended to buy term insurance policy with an affordable premium according to your income.
- 3 Keep inflation rates and cost of living in mind:
A term plan, once bought, will cover you for decades. During this period, the inflation rates and cost of living are bound to increase. Thus, you should always keep these in mind and look for a 1 crore term insurance plan that will sufficiently cover your family’s needs even after a few years.
- 4 Other Benefits:
A part from providing life coverage, insurance companies offer various features with their term plans like:
- Add-ons or riders to increase the base coverage
- Option to increase the coverage with changing life stages
- Accelerated payouts in case of terminal illnesses
- 5 Compare 1 crore term insurance plans online:
You should always compare the available term plans from different insurers online on the basis of their premium rates, CSR values, benefits offered, riders, and policy terms to find the most suitable term plan.
When Should I Buy the 1 Crore Term Insurance Plan?
Deciding the right time to buy a ₹1 crore term insurance plan is just as important as choosing the coverage amount. While many people delay the decision, the timing can majorly affect both your premium and long-term financial security.
When You Start Earning Regularly:
The ideal time to consider a 1 crore term insurance plan is when you begin earning a steady income. Once someone depends on your income, even partially, protection becomes important. Buying early also helps lock in a lower premium for the entire policy term.
Pay off any Remaining Loans:
If you’ve taken a home loan, personal loan, or any large financial commitment, it’s a strong signal that you need adequate life cover. A ₹1 crore term insurance plan can help ensure that your family is not burdened with repayment obligations in your absence.
When You Get Married:
Marriage changes financial priorities. Even if both partners are earning, having sufficient life cover provides stability and peace of mind. In such cases, the best term insurance for 1 crore plan ensures your spouse remains financially secure if something unexpected happens.
After Becoming a Parent:
Parenthood brings long-term responsibilities like education, healthcare, and daily expenses. The best term insurance for 1 Crore can act as income replacement and help maintain your child’s future plans without disruption.
While You Are Young and Healthy:
Premiums are largely based on age and health. The younger and healthier you are, the lower your premium is likely to be. Waiting can mean higher costs or stricter underwriting later. Buying early is often the most cost-effective decision.
How To Buy 1 Crore Term Insurance Plan from Policybazaar?
Below mentioned is the step-by-step guide to buy the best term insurance plan for 1 crore term plan from Policybazaar:
- 1
Visit Policybazaar and go to the Term Insurance page
- 2
Fill in the basic details such as name, Date of Birth, and contact number and click on ‘View Plans’
- 3
Answer the questions about smoking habits, annual income, occupation type, and educational qualification
- 4
After submitting all the details, a list of all available 1 Crore term insurance plans will be displayed
- 5
Choose the best term insurance plan for 1 Crore that suits your financial needs and proceed to pay the first premium
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FAQs
- Q: What is 1 Crore Term Insurance?
A 1 crore term insurance sum assured policy is a term insurance plan that offers the death benefit of 1 Crore on the policyholder's death. The policyholder's family will receive the amount to care for their financial needs, like paying rent and child’s fees, taking care of any remaining loans, and fulfilling any other financial goals.
- Q: How much does 1 crore term insurance cost?
The cost of 1 Crore term insurance starts at just ₹409 per month for an 18-year-old male. However, the premium also depends on the basic factors of the insurance seeker, such as the age at the time of purchasing the plan, gender, smoking habits, health condition, income, etc.
- Q: Who is eligible for 1 Crore Term Insurance?
1 Crore Term insurance plans can be purchased by anyone over 18 years of age, and the upper limit of age for purchasing a term policy for 1 crore falls between 60 to 65 years, depending on the insurer.
- Q: Who should buy the best term insurance plan for 1 crore?
1 crore term plan is suitable for:
Large families having spouse, children, siblings, and parents
Limited income groups with large financial commitments People having liabilities and debts
Those who want to ensure their children's financial future in their absence - Q: What are the benefits of buying a 1 Crore term insurance plan?
The benefits of the 1 Crore term insurance plan are:
High sum assured/life cover at low premium rates
Complete protection for your family members
Tax benefits
Helps save more money if opted early
Secures loans, debts, and liabilities of the family - Q: What is the value of 1 cr after 20 years?
The value of ₹1 crore after 20 years will decrease significantly because of inflation. With a 6% inflation rate, a 1 crore would buy what Rs. 20-30 lakhs can buy.
- Q: How to compare the best term insurance plan for 1 Crore?
To compare 1 Crore term plans, you can visit policybazaar.com and compare different plans available in the market. Policybazaar will provide premium rates from various insurance companies based on your eligibility.
- Q: How to Choose the Right Term Plan?
Ans: Choosing a term insurance plan is influenced by various individual factors:
- Individual Needs: Personal factors influence the choice
- Premium Rate: A crucial cost factor
- Policy Duration: Age at purchase affects premium
- Riders: Extra coverage increases premium
- Q: What happens if you survive the policy term?
On surviving the policy term, nothing will be payable for standard term plans but if you have opted for the term return of premium plans, you will be eligible to receive the premiums paid back at the end of the policy term. In case your policy was purchased before 22nd September 2025, the premiums returned will exclude GST.
- Q: How to calculate the premium amount of the 1 Crore term plan?
You can use the term insurance calculator on Policybazaar’s website to calculate the 1 crore term insurance premium rates by providing some basic details such as income range, age, and smoking habits.
- Q: What is the right age to buy the best term insurance plan for 1 Crore?
The right age to buy a 1 crore term insurance is as early as possible. This way, you will be able to secure a larger life cover for a longer policy duration at low premium rates. However, you must make sure to understand what is term insurance before buying the right term plan for yourself.
- Q: Is 1 crore enough to retire at 50?
Whether ₹1 crore is enough to retire at 50 depends on your current lifestyle, expected monthly expenses, inflation rate, and life expectancy.
- Q: What are the riders available with 1 crore term insurance plans in India?
The 1 cr term insurance plans offer the following term insurance riders.
Critical Illness Benefit Rider
Accidental Death Benefit Rider
Accidental Total Permanent Disability Rider
Terminal Illness Benefit Rider
Waiver of Premium Benefit Rider
Hospicare Benefit Rider - Q: How can I get premium of SBI Life term insurance 1 crore?
The premium of SBI Life term insurance 1 crore is Rs. 791. This can be calculated using SBI term insurance calculator from Policybazaar.
- Q: How to Buy 1 crore term insurance plan online?
You can buy the 1 cr term plan online by following the below steps:
Step 1 - Visit the term insurance plan online
Step 2 - Fill in your name, contact number, and gender
Step 3 - Enter your smoking habits, educational background, occupation type, and annual income
Step 4 - Select the most suitable plan and proceed to pay - Q: What is the minimum income requirement to buy the best term insurance plan for 1 crore?
The minimum income requirement to buy term plan of Rs. 1 Crore varies from insurer to insurer. Generally, an annual income of Rs. 5 Lakhs or more is needed to buy 1 crore term insurance policy.
- Q: Can NRIs buy the 1 Crore term insurance?
The 1 cr term insurance plans offer the following term insurance riders.
Critical Illness Benefit Rider
Accidental Death Benefit Rider
Accidental Total Permanent Disability Rider
Terminal Illness Benefit Rider
Waiver of Premium Benefit Rider
Hospicare Benefit Rider - Q: What is Tata AIA 1 crore term insurance?
A Tata AIA 1 crore term insurance plan offers Rs. 1 crore life cover for your family members, and acts as a financial safety net with tax benefits u/s 80C, affordable premiums, and benefits like waiver of premium, instant claim payouts, and flexible payment options.
- Q: What is the premium of LIC term insurance 1 crore?
The premium of LIC term insurance crore can be calculated using LIC term insurance 1 crore calculator. You can visit Policybazaar and compare the best LIC term insurance 1 crore plans. To know more about, click on LIC term insurance 1 crore premium calculator.
- Q: Where to invest 1 crore to get monthly income?
You can invest 1 crore to get regular monthly income in life insurance tools like term insurance. Term insurance acts as an income replacement which means it replaces your income in times of job loss.
- Q: What is HDFC 1 Crore term insurance plan?
An HDFC 1 crore term plan provides Rs 1 crore to your family at affordable premiums, covering major expenses such as education, loans, daily needs. It offers a high life cover with features like premium breaks, critical illness, claim payouts and financial security against the uncertainties of life.
- Q: Which 1 crore policy is best?
The best 1 crore policy depends on a person’s individual needs. For example, if a person requires a 1 crore term insurance to cover them until their kids are no longer dependent on them, the best 1 crore policy would be different for them compared to someone who needs a term plan to cover them for their whole life.
- Q: What is the average premium for 1 crore term insurance?
The average premium for a 1 crore term insurance ranges from Rs. 300 to Rs. 1200, payable monthly. You can visit Policybazaar to compare and select the most suitable 1 cr term insurance for your family.
- Q: How to earn 1 cr in 5 years?
Earning ₹1 crore in 5 years requires aggressive saving and investing, typically needing a monthly investment of ₹1.3–₹1.5 lakh at a 15% annual return, or roughly ₹1.1 lakh with a 20% return. Strategies include high-growth mutual funds (small/mid-cap), direct stocks, and step-up SIPs to accelerate capital growth within this short timeframe.
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˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
Women
+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.
Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.
1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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