TVS Apache RTR 180 Insurance
Many sports bike enthusiasts rank TVS Apache RTR 180 high as it is known for its style and speed. TVS has always provided reliable and powerful two-wheelers, making it a trustworthy brand for powerful motorbikes. Insurance for your TVS Apache RTR 180 protects you from unexpected expenses due to accidents or theft. Read on to learn about insurance costs, renewal steps, and the claim process.
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₹1.3/day*Popular TVS Apache RTR 180 Variants with Insurance Premium
To choose the right insurance plan, check the costs for different TVS Apache RTR 180 models. The table below gives estimated insurance prices for a 1+5 plan and additional cost for zero depreciation cover for two variants:
TVS Apache RTR 180 Variants | Zero Dep Cover (Add-on Cover) | Estimated TVS Apache RTR 180 Bike Insurance Price (1+5) |
TVS Apache RTR 180 (180 cc) | ₹370 | ₹7,504 onwards |
TVS Apache RTR 180 Disc Bluetooth (180 cc) | ₹334 | ₹7,540 onwards |
*Disclaimer: This table is for reference only. The actual renewal price for your RTR 180 insurance may vary based on IDV (insured declared value), your vehicle's registration year and location, and chosen add-ons.
Reasons to Buy TVS Apache RTR 180 Insurance Online from Policybazaar.com
Buying TVS Apache RTR 180 insurance online through Policybazaar.com is easy. Evaluate some of the best motor insurance plans available in India and buy the one that suits your needs.
- Comprehensive Coverage: This plan includes own damage and third-party liability.
- Cashless Repairs: In the event of an accident, you can get your bike repaired at network garages without making an upfront payment.
- Faster Claim Settlement: Your claim will be processed quickly, whether you choose the cashless or reimbursement method.
- No Claim Bonus (NCB): You will be eligible for a discount on your premium for every year you ride without filing a claim.
- Roadside Assistance: This insurance add-on provides round-the-clock assistance with services like fuel delivery, battery assistance, minor repairs, and towing in the event that you are stranded on the road due to a breakdown.
- 24/7 Customer Support: Call 1800-258-5970 to connect with the customer support team and resolve all your insurance-related queries.
You get a seamless and trustworthy insurance process for your TVS Apache RTR 180 at Policybazaar.
Coverage Under TVS Apache RTR 180 Insurance
TVS Apache RTR 180 insurance policy secures your bike and outlines its coverage scope. Understanding these details helps you avoid confusion during claim settlement. Below are some of the key inclusions and exclusions:
- Inclusions
- Exclusions
You can get coverage in the following situations without any hassle:
- Covers repair expenses if your bike gets damaged due to a collision.
- You get compensated for the loss if your TVS Apache RTR 180 gets stolen.
- Pays for repairs if a fire or an explosion damages your bike.
- Provides coverage for losses caused by natural calamities like floods, earthquakes, or storms.
- Settles costs if you accidentally injure someone or damage their property while riding.
- Protects against damage incurred to the bike during transit by road, rail, or sea.
The claim will be denied with following circumstances:
- Standard wear and tear, such as scratches or a worn battery, unless due to an accident.
- Denies claim if you ride under the influence of alcohol or drugs.
- Does not cover damage from war, nuclear events, or terrorist activities.
- If you do not have an insurance policy, a valid driver's licence, or a Registration Certificate.
- Excludes incidents outside India or the geographical limit mentioned in your policy document.
*Disclaimer: Coverage under TVS Apache RTR 180 insurance can vary by insurer. Read your policy terms for complete details.
TVS Apache RTR 180 Insurance Add-ons
Adding the right add-ons to your TVS Apache RTR 180 insurance enhances your coverage and offers the required financial protection. These add-ons slightly increase the premium but offer excellent coverage during accidents, theft, or other emergencies.
- Personal Accident Cover: In case of an accident, this add-on cover will pay for the cost of medical treatment and loss work opportunity. It pays the nominee in case of unfortunate demise of the insurer.
- Return to Invoice Cover: This add-on helps you recover the original invoice amount if your bike is stolen or damaged beyond repair. It includes the showroom price, road tax, and registration charges. It additionally ensures you do not suffer financial loss due to the bike's depreciated value.
- Zero Depreciation Cover: With this cover, the insurer pays the full cost of replacing damaged bike parts without considering depreciation.
- 24/7 Roadside Assistance: This add-on can help if your bike breaks down while you're riding. It covers things like bringing you fuel if you run out, towing your bike to a repair shop, jump-starting your battery if it dies, and fixing a flat tyre.
How to Buy/Renew TVS Apache RTR 180 Insurance Online?
It is easy to buy a new policy or renew your current TVS Apache RTR 180 insurance through Policybazaar.com makes The following easy steps will be useful:
- Step 1: Click ‘Bike Insurance' on the homepage of Policybazaar.com.
- Step 2: Enter your bike's registration number, or select "Bought a New Bike" if your two-wheeler is new.
- Step 3: Provide the required information to complete the form available on the next page.
- Step 4: Select either a third-party or a comprehensive bike insurance plan for your TVS Apache RTR 180.
- Step 5: To enhance the coverage, consider including add-ons like personal accident or zero depreciation coverage.
- Step 6: Examine various TVS Apache RTR 180 insurance renewal price options, choose the one you prefer, and pay through UPI, net banking, or card.
- Step 7: Your policy document will be sent to your e-mail.
How can You Claim TVS Apache RTR 180 Insurance Online?
You have two options, including the cashless and reimbursement method, to file a claim for your TVS Apache RTR 180 insurance.
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Cashless Claims Settlement
Procedure for cashless bike insurance claims:
- Step 1: Call your insurer once the accident or damage is noticed.
- Step 2: A surveyor will come to examine your bike and create a report about its condition. After that, you need to fill out the claim form. Make sure to include all the important documents that are needed with your form.
- Step 3: To have your bike fixed, they will ask you to bring it to a local garage that is a member of their network.
- Step 4: After repairs, the insurer will pay the garage directly per your policy. You may need to pay for any non-covered expenses.
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Reimbursement Claims Settlement
The TVS Apache RTR 180 insurance reimbursement process operates as follows:
- Step 1: Immediately report the accident or damage by calling your insurance provider's helpline.
- Step 2: A surveyor will inspect your TVS Apache RTR 180 within 48 hours of the complaint.
- Step 3: The assessment report will be forwarded to the insurer by the surveyor.
- Step 4: Submit all necessary documents, including the signed claim form, ID proof, and repair estimate.
- Step 5: Have your bike repaired at a garage of your choice. Pay the repair bill yourself and keep all original invoices.
- Step 6: The insurer will verify your documents and receipts. After approval, the approved claim amount will be transferred to your bank account.
Documents Required for TVS Apache RTR 180 Insurance Claims
Have these documents ready to ensure a smooth and quick insurance claim process:
- A signed claim form from you.
- Driving Licence.
- Vehicle Registration Certificate.
- Know your customer (KYC) documents, especially if the repair cost is more than ₹1 lakh.
- FIR, in case of fire, theft, or third-party issues.
- Repair estimate provided by the garage.
- Repair invoice.
- Payment receipts.
Additional Documents Required for TVS Apache RTR 180 Theft Claims
- Registration Certificate (RC) of the bike.
- Original insurance policy documents.
- Bike's original keys and the purchase invoice.
- Police FIR
Non-traceable Report
- A signed Letter of Subrogation.
- No Objection Certificate (NOC) from the financier.
- A letter from the RTO (Regional Transport Office) declaring the vehicle as ‘No Use'.
TVS Apache RTR 180 Insurance - FAQs
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Q. What affects TVS Apache RTR 180's insurance price?
Ans: The insurance premium amount depends on the insured declared value (IDV), your bike's location of registration and age, and chosen add-on covers. -
Q. Can I claim for a cracked windshield?
Ans: Yes, if the windshield crack is caused because of an accident. It is important to note that regular wear and tear is not covered. -
Q. Does my riding style increase or decrease my insurance costs?
Ans: No, your riding style is not connected with your insurance cost. Your bike's specifications, manufacturer, age, model, engine capacity and registration location may impact the insurance premium. -
Q. Why should I renew my insurance on time?
Ans: Timely renewal helps you to retain your no-claim bonus (NCB) and discount reduces your premium amount during renewal. If you do not get the insurance renewed within 90 days after the expiry date, the NCB stands cancelled. -
Q. Is a dented fuel tank covered under insurance?
Ans: Yes, if the dent has happened due to an accident. Damage caused by regular use or wear and tear is not covered.