Aprilia RSV4 Bike Insurance

Popular Aprilia RSV4 Variants with Estimated Insurance Premium

The first step in choosing the right insurance is to know how much the premiums will be. The following breakdown shows how much a 1+5 packaged plan with the Zero Depreciation add-on costs. It covers damage to your own vehicle for one year and damage caused by someone else for five years.

Disclaimer: The figures are indicative and based on data. Insured Declared Value, registration year, location, and add-ons affect Aprilia RSV4 insurance premiums.

Reasons to Buy Aprilia RSV4 Insurance Online from Policybazaar.com

Purchasing Aprilia RSV4 insurance through Policybazaar.com offers convenience, transparency, and access to tailored plans that match your riding style. Choosing this insurance platform comes with the following key advantages:

• Comprehensive Coverage: Covers complete protection against third-party liabilities as well as own damage.
• Cashless Garage Network: You can repair your RSV4 at any listed cashless garage without paying any upfront amount.
• Quick Claim Settlement: You can settle your claim quickly, whether it is a cashless or reimbursement process.
• No Claim Bonus: Policyholders who maintain a claim-free record are rewarded with a No Claim Bonus at the time of renewal. This discount can go up to 50% on the premium after five consecutive years without any claims.
• Roadside Assistance: If your bike breaks down, you can get help immediately, including getting a ride or making basic repairs, from where you are.
• Customer Support: If you have any queries regarding your insurance, please call us. You can reach us anytime at 1800-258-5970.

Disclaimer: Insurance coverage varies according to employer and plan. Read the policy carefully.

Which Add-ons Should You Choose with Aprilia RSV4 Insurance?

Add-ons cover provide an additional layer of protection and complement the cruising style of the Aprilia RSV4 motorcycle. The following is a list of the most popular options, along with the explanations for why you would need to use them:

• Zero Depreciation Cover: This add-on prevents the depreciation value of your bike from being deducted. Usually, after a claim, the insurer reduces the value of replaced parts due to wear and tear. By opting for this cover, the most significant advantage is receiving better compensation with a higher Insured Declared Value (IDV) and substantial savings on repair costs.
• Return to Invoice Cover: This add-on refunds the entire on‑road price of your bike, including registration and taxes, if the Aprilia RSV4 is stolen or damaged beyond repair.
• Personal Accident Cover: In the case of the rider's accidental harm, permanent handicap, or death, this provides compensation. Those who ride on roads or at high speeds must have it since it offers financial protection for them and their families in times of crisis.
• Engine Protection Cover: This cover keeps water, oil, and other problems that are not accidents from getting into the engine and damaging it. This add-on is essential for riders where the weather might get very bad or the ground can get very wet. The RSV4 has a sensitive and performance-tuned engine.

How to Buy or Renew Aprilia RSV4 Insurance Online

Policybazaar.com makes buying or renewing Aprilia RSV4 insurance easy and online. If your coverage has expired or you're insuring a new bike, follow these simple steps:

• Step 1: In the first step, go to Policybazaar.com and navigate to the section labelled 'Bike Insurance'.
• Step 2: Enter your Aprilia RSV4 registration number to renew. If it's a new bike, select the 'Bought a New Bike' option.
• Step 3: Submit all of the relevant information, including the city, information on the previous policy, and the model of the bike.
• Step 4: Your needs will determine whether you should go with comprehensive coverage or third-party coverage in the fourth step.
• Step 5: Additional coverage, like zero depreciation or personal accident cover, might improve your coverage.
• Step 6: Compare top insurer premium quotes and pay online.
• Step 7: Once your payment is successful, the insurance policy will be emailed to you instantly.

How to File an Aprilia RSV4 Insurance Claim

You can file your Aprilia RSV4 insurance claim through two methods: opting for a cashless claim at an authorised network garage or choosing a reimbursement claim after repairs at a non-network garage. Both methods are explained below:

1. Cashless Claim Settlement

   To initiate a cashless settlement, please follow the steps outlined below:

   Step 1: If someone steals or damages your Aprilia RSV4, immediately contact your insurance company's help desk.

   Step 2: An approved surveyor will review your bike and create a full report for the insurance company.

   Step 3: After approval, you can take your RSV4 to an insurer-approved network garage for cashless repairs.

   Step 4: The insurance company will pay the garage for the approved repair expenses.

2. Reimbursement Claim Settlement

   To claim reimbursement for your Aprilia RSV4, follow the steps outlined below:

   Step 1: First, inform your insurance company immediately of an accident or theft involving your motorcycle.

   Step 2: The motor vehicle will be assessed by a surveyor, who will send you a condition report within 48 hours.

   Step 3: Submit the signed insurance claim form and all essential documents.

   Step 4: Pay for the repair and keep all original bills, invoices, and cost estimates safe.

   Step 5: Send your insurance company the repair invoices, other papers supporting your claim, and the claim form.

   Step 6: The insurance company will look over everything that was sent in and provide their approval if everything is in order.

   Step 7: Once approved, the reimbursed amount will be credited directly to your bank account.

Documents Required for Aprilia RSV4 Insurance Claims

The following documents are required while filing a claim:

• An insurance claim form that has been completed and signed.
• The Certificate of Registration (RC) for the Bike.
• A valid driving licence.
• KYC documents are required for claims that exceed ₹1 lakh.
• Estimates of the initial costs of repairs.
• The final expenses and receipts for the repairs.
• FIR (for third-party injuries, fire, property damage, or theft).

Additional Documents for Theft Claims

In case your Aprilia RSV4 is stolen, you will also need the following:

• Original bike insurance policy.
• RC copy of the Aprilia RSV4.
• Invoice or proof of purchase from the showroom.
• Both original keys.
• Police FIR copy for the theft.
• "Non-traceable certificate" from the police department.
• NOC from the bank (if the bike was financed).
• A letter from the RTO confirming the bike is not in use.