Harley-Davidson Fat Bob Insurance

Harley-Davidson Fat Bob Variant with Insurance Premium

Before you finalise your Harley-Davidson Fat Bob bike insurance for a renewal, it is essential to understand the estimated cost involved. Below is a simple snapshot of popular variants, how much a standard bundle policy might cost, and the additional premium for a Zero Depreciation add-on, an essential cover for bikes in this league.

*Disclaimer: The information in the table above is for reference purposes only. The premium amounts listed above were calculated using the online bike insurance premium calculator tool on Policybazaar.com. The Harley-Davidson Fat Bob insurance renewal premium will change based on registration, location, IDV, and other factors. 

Reasons to Renew a Harley-Davidson Fat Bob Insurance Online from Policybazaar.com

Policybazaar.com provides a seamless, reliable way to insure your Harley-Davidson Fat Bob bike, crafted to match its performance and value. You get:

• Comprehensive Coverage: Covers own damage, third-party losses, theft, and natural events.
• 24/7 Roadside Assistance: Quick help for breakdowns, flat tyres, or battery issues, wherever you ride.
• No Claim Bonus (NCB): Enjoy lower premiums for claim-free riding during your previous policy term.
• Claim Assistance: Guided claims support that keeps the process smooth from start to finish.
• Hassle-Free Repairs: Cashless service at authorised garages; no out-of-pocket repair payments.
• 24/7 Customer Support: Need help? Call 1800-258-5970 anytime for support with claims or queries.

*Disclaimer: Policy benefits can vary from one insurer to another. Always check your policy document for full details on what's covered and excluded.

Harley-Davidson Fat Bob Add-ons

With a machine as valuable as the Harley-Davidson Fat Bob, insurance should be more than just a formality. Add-ons let you enhance your base policy of two-wheeler insurance.

• Personal Accident Cover: A must-have for heavy cruisers. This add-on covers not just you but your pillion rider against permanent disability or fatal injuries caused by an accident.
• Zero Depreciation Cover: Harley parts don't come cheap. This add-on ensures you get full repair value—no deductions for worn-out rubber, plastic, or fibre components.
• Accessories Cover: If you have this add-on, different electronic and non-electronic accessories will be covered if they get damaged due to an accident.
• Consumables Cover: This add-on covers everyday essentials like brake oil, nuts, and coolant—small parts often missed but always needed during repairs.

How to Renew Harley-Davidson Fat Bob Insurance Online?

With everything now digital, renewing your Harley-Davidson Fat Bob insurance policy is just a matter of minutes. Here's how to get it done, without the runaround.

• Step 1: Visit Policybazaar.com.
• Step 2: Select 'Bike Insurance' under the Insurance Products.
• Step 3: Enter your bike's registration number and hit 'View Prices.'
• Step 4: Fill in key details—make, model, and year of registration.
• Step 5: Choose between third-party bike insurance and comprehensive bike insurance cover.
• Step 6: Select add-ons that suit your riding style.
• Step 7: Compare quotes across insurers and pick what works for you.
• Step 8: Pay securely online, and your policy lands in your inbox within minutes with no waiting, no hassle.

How to Claim Insurance for a Harley-Davidson Fat Bob Online?

When the unexpected happens, filing a claim for your Harley-Davidson Fat Bob should be straightforward, not stressful. Depending on where you choose to get your bike repaired, you can go for either a cashless claim or a reimbursement.

1. Cashless Claim Settlement

   This is the smoother route if your bike's headed to a garage partnered with your insurer. You must:

   • Notify your insurer as soon as the damage occurs.
   • A surveyor will come to inspect and submit a report.
   • Once approved, get your Fat Bob repaired at a listed garage.
   • The insurer clears the bill directly without worrying about out-of-pocket expenses.

2. Reimbursement Claim Settlement

   If you prefer your trusted local garage, this one's for you. You'll have to:

   • Report the incident to your insurer right away.
   • A surveyor will examine the bike, usually within 48 hours.
   • Fill out the claim form and attach the required paperwork.
   • Pay for the repairs yourself and save all receipts.
   • Once your claim is approved, the insurer reimburses the eligible amount.

Documents Required for Harley-Davidson Fat Bob Insurance Claims

When filing a claim for your Harley-Davidson Fat Bob, paperwork might be the last thing you want to deal with. But having these documents in place can make the process much easier and quicker.

• Claim form, filled and signed.
• Your valid driving licence.
• RC of the Fat Bob.
• Estimate of repair from the garage.
• Original invoices for parts and labour.
• Payment receipts post repairs.
• FIR, if the damage involves theft or third-party injury.
• KYC documents are required if the claim amount exceeds ₹1 lakh.

Additional Documents Required for Harley-Davidson Fat Bob Theft Claims

If your Harley-Davidson Fat Bob has been stolen, the insurer will need a few key documents to take things further:

• Original policy document.
• A letter from the RTO declaring the bike is officially marked as 'No Use'.
• Both original keys—yes, they'll ask for both.
• The bike's original Registration Certificate (RC).
• A non-traceable report from the police after a proper investigation.
• FIR copy detailing the theft.
• The original purchase invoice is to show proof of ownership and value.
• NOC from your financier, if the bike was bought on loan.
• A signed letter of subrogation, transferring the right to recover the loss to the insurer.