Suzuki GIXXER SF 250 Insurance

The bike earned 'Bike of the Year 2020' honours from Motor Vikatan and Autocar. However, unforeseen events can damage your prized possession and incur financial losses. Hence, it is best to have comprehensive insurance to stay protected at all times. Explore Suzuki GIXXER SF 250 bike insurance to ride with confidence.

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  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    17+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
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Plans starting at only @ ₹1.3/day*

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Popular Suzuki GIXXER SF 250 Variants with Insurance Premium

Here's a simple breakdown of the standard model, what a bundle policy could cost, and how much you would pay for handy add-ons like zero depreciation cover:

Suzuki GIXXER SF 250 Variants Zero Dep Cover (Add-on cover) Estimated Suzuki GIXXER SF 250
Bike Insurance Price Bundle Policy
Suzuki GIXXER SF‑Moto GP (250) ₹240 ₹7,634
Suzuki GIXXER SF Flex Fuel (250 cc) ₹240 ₹7,634
Suzuki GIXXER SF‑Ride Connect (250 cc) ₹240 ₹7,634
Suzuki GIXXER STD (250 cc) ₹240 ₹7,634

*Disclaimer: The premium amounts listed are indicative and may vary depending on your bike's registration year, location, and IDV. These estimates were calculated using the online bike insurance premium calculator on Policybazaar.com.

Reasons to Buy/Renew a Suzuki GIXXER SF 250 Insurance Online from Policybazaar.com

A machine like the Suzuki GIXXER SF 250 deserves more than just admiration.. Policybazaar.com simplifies this step with a platform trusted by millions of Indian two-wheeler owners. Here's how:

  • Claim Assistance: Claims are wrapped up quickly, so you're not left hanging.
  • No Claim Bonus (NCB): Be rewarded for careful riding. If you haven't filed a claim in the previous policy term, you get a discount on your renewal premium, thanks to the NCB benefit.
  • 24/7 Roadside Assistance: If your bike gives up mid-ride, help isn't far. Be it a flat tyre or engine trouble, someone's sent to your spot.
  • Comprehensive Coverage: Cover doesn't just mean the basics. You get financial protection against third-party liabilities and damages to your own bike caused by mishaps, natural disasters, or theft.
  • Round-the-Clock Customer Support: Need assistance at midnight or midday? You're covered. Call 1800-258-5970 for any queries, support, or claim-related help—any time, any day.
  • Hassle-Free Repairs: You take your Suzuki GIXXER SF 250 to a listed garage, and they fix it. The insurer pays them directly.

Coverage Under Suzuki GIXXER SF 250 Insurance

A good two-wheeler insurance policy does more than tick a legal box; it quietly steps in when things go wrong. From minor scrapes to major mishaps, knowing what your plan actually covers—and what it doesn't—can help you avoid unpleasant surprises when it matters most.

  • Inclusions
  • Exclusions

Here's what your Suzuki GIXXER SF 250 bike insurance covers:

  • Accidental damage from crashes, slides, or falls.
  • Theft or attempted break-ins.
  • Damage during transport—by road, rail, air, or sea.
  • Losses caused by floods, earthquakes, or storms.
  • Damage from riots, vandalism, or political unrest.
  • Fire, short circuits, or explosions.
  • Injury or property damage caused to third parties.
  • Losses from terrorism-related events or civil disturbances.
  • Lightning or electrical surges.

These are the things your Suzuki GIXXER SF 250 bike insurance doesn't usually cover

  • General wear and tear from regular use.
  • Riding under the influence of alcohol or drugs.
  • Any damage that occurs outside Indian borders.
  • Stunts, track racing, or careless riding.
  • Mechanical failures or standard breakdowns.
  • Riding without a valid licence, insurance, or emission certificate.
  • Incidents related to war or nuclear exposure.
  • Tyre or tube damage unrelated to an accident.

*Disclaimer: Policy coverage can vary from one insurer to another. Always check your specific policy document for full details on what's covered and what's excluded.

Suzuki GIXXER SF 250 Add-ons

Your comprehensive bike insurance policy covers the essentials, but the right add-ons can shape that protection around how you actually ride. Whether you're commuting, touring, or clocking high-rev city miles, these extras to your two-wheeler insurance can save you money and stress when things don't go to plan.

  • Zero Depreciation Cover: Over time, your bike's parts lose value—but with this add-on, you won't feel the pinch. It ensures that repair and replacement costs are paid in full, without deductions for depreciation. You get more from your claim, especially for fibre, rubber, or plastic parts.
  • NCB Protect Cover: Safe riding has its perks—like a No Claim Bonus that brings down your premium year after year. Normally, making even one claim can wipe that bonus out. But this add-on lets you file a claim without losing your NCB benefits, helping you save in the long run.
  • Accessories Cover: If you have this add-on, different electronic and non-electronic accessories will be covered if they get damaged due to an accident.
  • Roadside Assistance Cover: A breakdown on the highway or in the middle of traffic can be stressful. This add-on ensures you get prompt help—whether it's a jump-start, a tyre fix, towing, or even fuel delivery—so you're not left waiting on the shoulder.

How to Buy or Renew Suzuki GIXXER SF 250 Insurance Online?

Buying or renewing bike insurance for your Suzuki GIXXER SF 250 takes just a few minutes by following the steps below:

  • Head over to Policybazaar.com
  • Find the 'Bike Insurance' tab under Insurance Products.
  • If you already have your GIXXER SF 250, enter the registration number and hit 'View Prices'.
  • If it's a brand new bike, click on 'Bought a New Bike' instead.
  • Choose make, model, and year of registration.
  • Choose a third-party/comprehensive bike insurance plan.
  • Select add-ons as per your needs & budget
  • Browse quotes from multiple insurers.
  • Make the payment securely online through UPI or any other favourable mode

At last, your bike insurance policy lands in your inbox within minutes.

How to Claim Insurance for a Suzuki GIXXER SF 250 Online?

There are two ways to file a claim under your Suzuki GIXXER SF 250 insurance. Both methods are explained below:

  1. Cashless Claims Settlement

    Follow the steps below to file a cashless claim under your two-wheeler insurance:

    • Inform the insurance company about your Suzuki GIXXER SF 250 insurance claim.
    • A surveyor is appointed to create an evaluation report and hand it over to the insurer.
    • After the insurer verifies that the evaluation report is done, they will ask you to get your bike to the nearest network garage for repairs.
    • The bill will be settled directly by the insurance company.
  2. Reimbursement Claims Settlement

    For a claim under your Suzuki GIXXER SF 250 insurance via the reimbursement process, follow the steps listed below:

    • Inform the insurance company about the incident by calling them.
    • The insurance company appoints a surveyor to assess the damage to the bike.
    • After the assessment of damage is complete, the report is handed over to the insurer.
    • You can then submit the claim form along with all required documents.
    • Once approval is received, you must get your bike repaired at a garage of your choice.
    • Pay for the repairs from your pocket.
    • The claim amount, as per the terms and conditions, will be reimbursed to you according to the timeline shared by the insurer.

Documents Required for Suzuki GIXXER SF 250 Insurance Claims

If you ever need to raise a claim for your GIXXER SF 250,these are the usual documents you'll be asked for. Keep them handy to avoid delays:

  • Filled and signed claim form.
  • Your driving licence.
  • The bike's RC.
  • Estimate from the garage.
  • Repair bills and payment receipts.
  • FIR, if there's theft or a major accident.
  • KYC documents, if the damage is over ₹1 lakh.

Additional Documents for Suzuki GIXXER SF 250 Theft Claims

If the bike's been stolen, a few more papers will be needed.

  • Original policy copy.
  • RTO letter saying the bike is 'No Use'.
  • All keys.
  • Original RC.
  • Non-traceable report from the police.
  • Purchase invoice.
  • Police FIR.
  • NOC from the financer, if there's a loan.
  • Letter of subrogation.

Your insurer might ask for more, but this covers most of what's usually required.

FAQs

  • Q. Is it mandatory to have insurance for my Suzuki GIXXER SF 250?

    Ans: Yes, it is. If you're taking your GIXXER SF 250 out on public roads, having at least a third-party insurance policy is a legal mandate. Skipping it can lead to fines or, worse, legal trouble.
  • Q. Is it necessary to declare additional modifications done to my Suzuki GIXXER SF 250 at the time of getting insurance?

    Ans: Yes, it is mandatory to declare any modifications made to your Suzuki GIXXER SF 250 to your insurer at the time of getting a policy.
  • Q. Can I take more than one add-on in a two-wheeler insurance policy?

    Ans: Yes, for broader protection, you can take more than one add-on to your two-wheeler policy.
  • Q. Will my Suzuki GIXXER SF 250 insurance be affected if I lend my bike to someone else?

    Ans: Yes! The insurance is valid as long as the rider has a valid driving licence and is not under the influence of drugs or alcohol.

Written By: PolicyBazaar
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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