Yamaha FZ X Insurance

What is the Insurance Premium for Different Variants of Yamaha FZ X?

Yamaha FZ X insurance can be taken for any variant. Let us look at the Yamaha FZ X bike insurance price and also the expected zero-dep add-on cost:

*Disclaimer: The premium amounts listed are indicative and may vary depending on your bike’s registration year, location, IDV, and various other factors. These estimates were calculated using the online bike insurance premium calculator tool on Policybazaar.com and may vary from insurer to insurer.

Why Buy Yamaha FZ X Insurance Online from Policybazaar.com?

Yamaha FZ X insurance can be easily purchased online on Policybazaar.com in an instant. Below are some reasons why it is ideal to buy a two-wheeler insurance online.

• Complete Claim Support: Whether it is a reimbursement claim or a cashless claim, get complete assistance throughout the claim process.
• Comprehensive Coverage: A Comprehensive policy provides coverage for third-party injury, death, or property damage, as well as own damage.
• 24/7 Roadside Help: Whether it is a flat tyre, engine trouble, or any minor mechanical concern, you are covered anytime, anywhere with 24/7 roadside assistance.
• No Claim Bonus (NCB): You can also avail of up to a 50% discount on your premium if you haven't filed a claim during the whole policy period.
• Cashless Repair Facility: Repair your bike at any network garage can be done without upfront costs through a cashless repair service.
• 24/7 Customer Support: Call 1800-258-5970 for any support related to your vehicle insurance.

Disclaimer: The inclusion and exclusion under Yamaha FZ X insurance might differ from one insurer to another. Hence, it is essential to understand the coverage beforehand.

What Are Some Of The Best Yamaha FZ X Insurance Add-ons?

Get extensive coverage under your Yamaha FZ X insurance with additional covers. Here are some of the most common add-ons taken under a two-wheeler insurance:

• Zero Depreciation Cover: Typically, depreciation is factored in when the cost of repairing or replacing components is paid. However, if you have zero depreciation cover in your policy, depreciation is not factored in.
• Roadside Assistance: If your bike breaks down due to issues such as a flat tyre or an empty fuel tank, roadside assistance (RSA) will be sent your way. You can avail of services such as towing, fuel delivery, jump-starting, and addressing other minor mechanical issues.
• NCB Protect Cover: Every year that you do not claim under a policy, you get a discount called No Claim Bonus (NCB). Once a claim is made, the NCB goes back to zero. However, with this add-on, the NCB percentage remains intact, even if a claim is made.
• Return to Invoice Cover: Usually, if your Yamaha FZ X gets stolen or is declared a total loss, the claim will be provided as per the Insured Declared Value (IDV). However, with this add-on, you can claim the full invoice amount, including the road tax and registration amount.

How to Buy or Renew Yamaha FZ X Insurance Online?

It is extremely simple to buy or renew Yamaha FZ X insurance online with Policybazaar.com. Follow the steps mentioned below:

• Step 1: Go to Policybazaar.com and select the 'Bike Insurance' option.
• Step 2: If you have a new Yamaha FZ X, click on the 'Bought a new bike' option and select model details. For renewing an existing policy, enter your bike details and proceed.
• Step 3: Choose either comprehensive or third-party bike insurance.
• Step 4: If required, you can also select additional covers such as zero depreciation cover or return to invoice cover.
• Step 5: You can compare various insurance plans available for Yamaha FZ X. Select the one that best fits your requirements.
• Step 7: Complete the payment. Once the payment is done, you will receive the insurance instantly via email.

How to Claim Insurance for a Yamaha FZ X Online?

When it comes to claiming under the Yamaha FZ X insurance, you can either opt for a cashless claim or a reimbursement claim option. Both options are explained below:

1. Cashless Claims Settlement

Follow the steps below for a cashless claim settlement under two-wheeler insurance:

• Step 1: The first step is to call your insurance provider to inform them about the claim involving your Yamaha FZ X.
• Step 2: Next, a surveyor will be appointed to assess the damage to your vehicle. A detailed report will be shared with the insurer by the surveyor.
• Step 3: You can now take your Yamaha FZ X to an authorised or network garage for repair.
• Step 4: The settlement of the bill will be handled directly by the insurance company.

2. Reimbursement Claims Settlement

For the reimbursement claim settlement method, you can follow the steps below:

• Step 1: Notify the insurance company about the incident for which you want to claim.
• Step 2: The insurance company will appoint a surveyor to inspect the damage.
• Step 3: The evaluation report will be shared with the insurance provider by the surveyor
• Step 4: You will be asked to submit a claim form with all necessary documents.
• Step 5: You can choose any garage to get repairs done on your Yamaha FZ X.
• Step 6: You must settle the bill first. After submitting the documents, you will receive the reimbursement.

What Documents Are Required for Yamaha FZ X Insurance Claims?

Below is a list of mandatory documents if you are looking to claim under your Yamaha FZ X insurance:

• Filled and signed claim form
• Valid driving licence
• Registration certificate
• KYC documents, if the damages are more than Rs 1 lakh
• FIR Report
• Estimates for the repair
• Invoices
• Receipts

Additional Documents Required for Yamaha FZ X Theft Claims

Here is a list of documents that will be required for Yamaha FZ X theft claims:

• Valid Insurance documents
• Purchase invoice
• Letter of Subrogation
• RC
• Police FIR
• Non-Traceable Report
• A NOC from the financier
• RTO declaration stating that the insured Yamaha FZ X is 'No Use'.