First Aid to Give in Case of a Heart Attack

A heart attack is a sudden medical emergency that can put your life and family at risk. Immediate first aid can save lives, and having a Term Insurance Plan ensures your family’s financial security if the worst happens. A heart attack happens when the blood flow to the heart is blocked, and the heart muscles are damaged as a result. This also sends signals of distress across the body and may require CPR to keep the person conscious.

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What is a Heart Attack, and Its Impact on Families

A heart attack is a medical event when one or more arteries supplying blood to the heart are blocked, and the heart cannot pump enough blood. This results in damaged heart muscles, and the symptoms are either sudden or can build up over time. A heart attack can be fatal, and not having financial measures in place for the family and children can compromise their financial standing.

The Indian Heart Association reports that half of all recorded heart attacks in Indian men occur under 50, and a quarter occur under 40 (NIH). This emphasises the importance of awareness and quick medical response.

A Term Insurance Plan is designed to help families secure the future of their dependents. Parents can compare Term Plan options before choosing the one that suits their income and financial goals in the long run. These plans help families financially in case of a sudden medical event.

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 13/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Immediate First Aid Steps During a Heart Attack

First aid should calm the person and make them comfortable until medical help arrives. Here is how to ensure proper help is provided in the steps:

Step 1: Call Emergency Medical Services

Once the symptoms appear, call for medical help right away and do not wait to see if they subside. Swift treatment reduces the damage to the heart muscles.

Step 2: Help the Person Stay Calm

Keep the person still and calm. Moving uses extra energy, so staying still helps the heart work more easily and reduces strain.

Step 3: Loosen Tight Clothing

Loosen the collars, belts, or any other tight clothing to make breathing easier and to improve the patient’s comfort.

Step 4: Help with Medication if Prescribed

If the person has any prescribed heart-related medicine, such as nitroglycerin, follow the instructions before giving it to the patient. Do not give any new medicine without any medical guidance.

Step 5: Monitor Breathing and Pulse

If the person loses consciousness, ensure they are breathing, and if it stops, the trained individual needs to provide CPR, and if they are not available, emergency service providers can help the callers through basic care.

Step 6: Do Not Give Food or Water

Do not give the patient water or food during the situation, as it increases the chances of choking during a heart attack.

These actions provide quicker help, and life Insurance provides financial aid to the dependents and the children of the patient if they do not survive the emergency.

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Get an online discount of upto 15%#

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What to Avoid During a Heart Attack?

Do not do the following things in case of a heart attack, as it can make the situation worse:

  • Do not delay calling for medical help

  • Do not let the person walk or stand up if they feel dizzy

  • Do not give painkillers unless instructed by a doctor

  • Do not ignore mild chest discomfort

Despite all the measures and proper steps, if the patient does not make it, having Term Insurance helps their dependents continue their lifestyle.

Life Insurer Details

How Term Insurance Protects Dependents After a Heart Attack

Term Insurance, with proper planning, can be a source of financial protection for the affected family in case the patient passes away. It is important to note that the Term Insurance Plan is a death benefit only and does not extend to maturity benefits. Here are what the funds from a Term Life Insurance plan can be used:

  • School and education costs for the children

  • Healthcare and medical needs of the family and children

  • Housing and renting expenses

To cover the long-term expenses, the families can choose a 1 Crore Term Insurance Plan.

Wrapping Up

It is important to make good decisions in the case of a sudden medical situation such as a heart attack. It is a life-altering emergency and needs medical care to help with recovery. A good Term Insurance Plan protects the dependents from future financial difficulties. It is important to know how to be prepared both financially and medically, and learning techniques such as CPR can prove to be life-changing.

FAQs

  • Q1. Can first aid stop a heart attack?

    Ans: First aid alone does not stop a heart attack, but can stabilise the person until professional medical help arrives.
  • Q2. Why is quick action important in heart attacks?

    Ans: Quick action can reduce damage to the heart muscle and increase the chance of survival. It is important to provide quick medical care.
  • Q3. Should families consider Term Insurance for health-related risks?

    Ans: Term Insurance provides long-term financial protection to the dependents if the earning member of the family passes away.
  • Q4. Which Term Plan is best for families?

    Ans: The best plan depends heavily on personal needs, financial obligations to the family and long-term goals.

Premium By Age

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. ₹360/month is the starting price for a ₹99 lakhs loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

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