How to Download SBI Home Loan Statement?

SBI Home Loan Statement is a detailed statement of your home loan account such as payment of EMIs, interest charged, and remaining balance. It is simple to download this statement through SBI Net Banking, the YONO app, or even by going to your nearest SBI branch. This statement plays a vital role in repayment tracking, prepayment planning, and tax benefit claiming. In case you are thinking of ways to download the SBI home loan statement, you will find this guide helpful as it lays down all the methods in a simple and understandable manner.

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What Is an SBI Home Loan Statement?

An SBI home loan statement is a formal paper from the State Bank of India, reporting a few major points as:

Total loan amount sanctioned
EMI amount and repayment schedule
Principal and interest breakup
Outstanding loan balance
Details of payments made during a financial year

This statement is useful in income tax filing as it provides data necessary in claiming the tax deductions under Section 80C (principal repayment) and Section 24(b). This statement can be useful if you have home loan insurance, which provides coverage in case of unforeseen circumstances, ensuring that your family or co-borrower is not burdened with the loan. Having SBI life insurance coverage, for example, could provide that peace of mind, safeguarding your loved ones from potential financial stress.

Note: You can use a home loan EMI calculator to calculate the EMI and plan accordingly.

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How to Download Home Loan Statement From SBI via Net Banking?

Using the official SBI Net Banking portal is the most practical method of downloading a home loan statement from SBI Bank. Take these actions:

Go to the SBI Net Banking website.
Enter your password and username to log in.
Select the "e-Services" tab.
Select ‘My Certificates’
Click on ‘Home Loan Interest Certificate (Prov)’.
Choose your home loan account number.
View the statement and download it in PDF format.

This is the quickest method if you are asking, how can I download my SBI home loan statement online? The certificate is available for the applicant or co-applicant and can be downloaded anytime. Similar to a term insurance certificate for premium payments, this certificate can also be downloaded online.

How to Download Home Loan Interest Certificate From SBI?

Many borrowers specifically look for how to download home loan interest certificate from SBI for tax purposes. The process is almost the same as downloading the statement:

Log in to SBI Net Banking.
Go to ‘e-Services’.
Click on ‘My Certificates’.
Select ‘Home Loan Interest Certificate’.
Choose the relevant financial year.
Download or print the certificate.

This document shows the total amount of interest paid during the year, which is needed to file your income tax return.

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How to Download Home Loan Statement From SBI YONO App?

If you like to do your banking on your phone, you might be wondering how to get your home loan statement from the SBI YONO app. You can check by doing this:

On your phone, open the YONO SBI app.
Use your MPIN or biometric information to log in.
Tap on ‘Accounts’.
Select your home loan account.
Look for the ‘Statement’ or ‘Transaction Details’ option.
Download or email the statement if the option is available.

While YONO offers convenient access to check simple account transactions, but usually, the detailed home loan interest certificate is usually more comfortable to download via Net Banking.

How to Download Housing Loan Statement From SBI Offline?

If you do not have access to online banking or want to get help face-to-face, you can download a housing loan statement from SBI by simply going to a branch.

Visit Your Nearest SBI Branch

Go to your home branch or any SBI branch.
Request a home loan statement at the loan helpdesk.
Provide your loan account number and valid ID proof.
Submit a written request if required.
Collect the printed statement from the bank.

Contact SBI Customer Care

Another way is to contact SBI customer care and request your loan statement over the phone. The team can provide you with the step, by, step guide to the online process or they can simply send the document to your registered email.

Why You Should Download Your SBI Home Loan Statement?

There are several reasons you should be familiar with how to download your SBI home loan statement:

Tax Benefits: To get tax deductions for the principal and interest paid, you need to have these statements.
Loan Monitoring: Home loan statements allow you to keep track of the loan balance and the monthly instalment payments. You can also use an EMI calculator to estimate the impact of prepayments on your remaining balance.
Prepayment Estimation: They provide the details required for working out the savings on prepayment.
Documentation: They come handy when you are looking to get loans or other financial products approved. If you have your annual statement readily available, you will always have accurate financial records at your disposal.

Final Thoughts

It is very easy to get a copy of your home loan statement from SBI. oWhether you go for SBI Net Banking, the YONO app, or just drop by a branch, the method is not only straightforward but also secure. Plus, remember to download your interest certificate at the start of each financial year so that you can fulfill your tax obligations.

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FAQs

How can I download my SBI loan statement?

You can download your loan account statement by logging into SBI Net Banking and navigating to the “e-Services” and “My Certificates” sections, where your loan account will be listed. Alternatively, you may contact :contentReference[oaicite:0]{index=0} customer care to request the statement on your registered email ID.
How do I get details of my SBI home loan?

You can check your SBI home loan details by logging into SBI Net Banking or the :contentReference[oaicite:1]{index=1} app and selecting your loan account under the “Accounts” section. You can view the outstanding balance, EMI schedule, interest rate, and transaction history.
How can I get SBI home loan documents?

You can place a request at your home branch to obtain copies of your home loan documents. If Net Banking access is available, some requests can also be initiated online. During loan processing, applicants are required to submit identity proof, address proof, income documents, photographs, and a duly filled loan application form.
How do I download the SBI housing loan certificate?

Log in to SBI Net Banking and go to the “Enquiries” or “e-Services” tab. Click on “Home Loan Interest Certificate (Provisional),” select your loan account and financial year, and then open, download, or print the certificate in PDF format.
Can I view my SBI loan statement online?

Yes, you can view your SBI loan statement online through SBI Net Banking under the “e-Services” section. You can also check summary details using the YONO SBI app or request a physical copy from your branch.
How can I check my SBI home loan status online?

You can track your home loan application status through the YONO SBI app or the official SBI website. Log in, go to the “Loans” section, select “Home Loan,” and check the status using your application reference number.
How do I get a home loan statement from the YONO SBI app?

Open the YONO SBI app and log in. Go to “Accounts,” select your home loan account, and tap on the “Statement” option. Choose the required date range and download the statement or view it directly within the app.
How do I open an SBI loan statement PDF?

SBI loan statement PDFs sent via email are typically password-protected. The password is usually a combination of the last five digits of your registered mobile number and your date of birth in DDMMYY format. Enter these details to securely access the document.

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˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

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+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

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