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Travel Insurance for Japan from India

From Tokyo's neon-lit streets to Kyoto's tranquil temples, Japan is a perfect blend of ancient tradition and futuristic innovation. It has over 6,800 islands and is among the world's most advanced and literate countries. Well-known for calligraphy, traditional cuisine, martial arts and spectacular beauty, Japan has much to offer its visitors. While it offers highly advanced technology and medical care, any extra expense can affect your budget. Japan is also known for its high medical costs, unpredictable natural events and strict laws. Travel insurance for Japan is a simple way to avoid any unexpected expenses that you may face here, ranging from medical emergencies to personal liability. Having Japan travel insurance from India will keep you safe from unexpected burdens while offering you much-needed support for a truly amazing experience!

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Travel Insurance Plans

  • Individuals
  • Sr. Citizens
  • Students
Plans for an individual of 30 years age travelling to USA for 15 days

What is Japan Travel Insurance?

Japan travel insurance is an affordable but effective safety net to tackle emergencies in Japan. Having travel insurance for Japan means financial support in case of unforeseen situations like lost luggage, medical emergencies and more.

Wooden Bridge Autumn Park Japan

Japan may be among the safest countries in the world, but it is not immune to risks. The country is well-known for frequent earthquakes, which increase the risk of tsunamis and landslides. It is home to over 100 active volcanoes. Overall, there is always a chance of facing a travel emergency before, during or after arriving in Japan. Even facing one of these emergencies can cost you a lot, and having Japan travel insurance can save your day.

Whether you're exploring the iconic Mt. Fuji or scuba diving in Okinawa, travel risks are real. From sudden health issues to minor accidents, getting even basic treatment in Japan can cost you a lot.

The only way to keep your expenses in check and get timely medical & financial assistance is by buying travel insurance from India to Japan before beginning your trip.

Travel insurance for Japan from India is a safety net that will save you from incurring any unaccounted expenses that will interrupt your trip. It will help you handle many medical, financial and travel-related emergencies during your trip.

Fast Facts About Japan

Category Specification
Capital Tokyo
Time Zone Time zone in Tokyo GMT+9
International Airport Narita International Airport, Kansai International Airport
Currency Yen
Best Time to Visit March to May, September to November
Climate Temperate marine climate; cold in the north and hot & humid in the south, with all four seasons
You May Like to Read: How to Protect Your Vacation from Unplanned Disaster?

Key Benefits of Travel Insurance for Japan from India

  • Financial Backup: Your travel insurance for Japan from India offers considerable support in case of major emergency expenses like healthcare, personal liability, theft of belongings, etc.
  • 24X7 Assistance: Get help in Japan through dedicated customer service navigating through local healthcare, authorities, language barriers and more.
  • Healthcare Expenses: Your travel medical insurance for the Japan trip will provide medical coverage for emergency hospitalisation due to an injury or illness, including dental emergencies, surgeries, medical evacuation and repatriation of mortal remains.
  • Flight and Baggage Security: Travel insurance Japan offers protection from unexpected travel emergencies like baggage loss, flight cancellation, theft of belongings, etc.

Whether you lose your personal belongings or get hospitalised, a Japan travel insurance will help you get the right kind of assistance during an emergency.

Travel Insurance for Japan Inclusions

  • Medical Expenses: Travel medical insurance for Japan covers hospitalisation expenses, evacuation and repatriation expenses in case of an emergency.
  • Personal Liability: If you somehow become liable to a third party while travelling abroad, then your India to Japan travel insurance will help you shoulder the costs.
  • Flight Cancellations: In case your flight is cancelled due to covered reasons, this Japan travel insurance will compensate you for additional expenses.
  • Flight Delay: You will be compensated by your Japan trip insurance for the inconvenience of your delayed flight if it is over a certain time limit.
  • Home Burglary Insurance: In case of a burglary at your home back in India while you're on your trip, travel insurance for Japan from India will compensate you for the losses as per your policy term.
  • Passport Loss: Your tourist insurance Japan will cover you for the costs incurred in getting a new or duplicate passport.
  • Baggage Loss: If your airline misplaces or damages your luggage, then your Japan travel insurance policy will provide a fixed sum to reimburse you for those damages.

Travel Insurance for Japan Exclusions

  • Medical Tourism: If you are travelling to get a medical treatment here, then you won't get any coverage benefits
  • Nervous/Mental Disorders: Any medical expenses caused due to nervous or mental disorders will not be covered under this Japan trip insurance
  • Pre-existing Diseases: Your Japan travel insurance will not cover any medical expenses due to pre-existing conditions. You may buy an add-on that covers PED if you need additional coverage.
  • War or Terrorism: Losses incurred due to civil war, rebellion, military actions, chemical or biological weapons, and acts of terrorism are not covered.
  • Losses due to Negligence: If you incur a loss due to your own negligence, it won't be covered by the insurer. For example, if you left your passport unattended and it was stolen, then you won't be covered for it.
  • Illegal Acts: If a claim arises because you committed a breach of the law in the country you are visiting, your travel insurance for Japan trip will not cover it.
  • Suicide/Self-inflicted Injury/Drug Use: Travel insurance from India to Japan will not cover any claim in case of intentional injury or damage you cause to yourself. It will also not cover any claim if you suffer a loss because of inebriation.

Visa Information for Japan from India

Most foreigners, including Indians, need a valid Japan visa to enter the country.

These are the various types of Japanese visas offered to Indian citizens:

  • Short-Term Visa
  • Single Entry Visa
  • Multiple Entry Visa
  • Long-Term Visa
  • Medical Visa
  • Transit Visa

Indians can also apply for a Japan eVisa. The Embassy of Japan takes about four working days to process a visa application, excluding the day of application submission. Indians can apply through VFS Japan as the Japanese Embassy in India does not entertain queries regarding the application status, documentation, reason for refusal, etc.

Japan Visa Procedure for Indians

  • Determine Visa Type: Identify your purpose for coming here (Tourism, Conference, Studies)
  • Gather Documents: Prepare essential documents like a passport, photos, financial statements, itinerary, flight tickets, hotel reservations, etc.
  • Submit Application: Depending on your visa, submit it through VFS Global or the official Japan eVisa portal.
  • Pay Visa Fee: Pay the required Japan visa fee and track the status of your application.

Documents Required for Japan Travel

Since visiting Japan requires a visa first, you must apply for it in advance. You also need to take care of other formalities and paperwork. Here are some important documents to prepare for your visit to Japan:

Japan Entry Requirements from India

  • Japan visa for Indians
  • Indian passport
  • Vaccination proof
  • Proof of sufficient funds
  • Travel insurance for Japan (recommended)

Travel Insurance Purchase

  • Passport number of travellers
  • ID proof (PAN/Aadhar etc.) for KYC for the proposal form*

*You must also have your travel dates and destination for the proposal form.

Travel Insurance Claim

  • FIR or police report for criminal cases
  • Copy of your passport with immigration stamps
  • ID Proof
  • Completed claim forms
  • Copy of your original policy
  • Original bills and receipts

You may be asked to provide all of these or more documents, depending on your claim.

Travel Guide for Indians Visiting Japan

Here are some essential things to know to help you get started on your journey planning:

  1. Know Japan Airports

    Japan has several domestic and international airports. Some of the most popular ones include Narita International Airport (Tokyo), Kansai International Airport (Osaka), Chubu Centrair International Airport (Nagoya) and Fukuoka Airport (Kyushu).

  2. Currency in Japan

    The currency used in Japan is the Yen. Here is the latest exchange rate to get an estimate: 0.58 INR = 1 Yen = 0.0068 USD.

  3. Indian Embassy in Japan

    In case of an emergency during your stay in Japan, you can contact the Indian Embassy in Japan at +81-80 3301 5242.

Japan Travel Insurance Add-ons

Travelling to Japan means unforgettable memories and fun experiences. However, Japan is also prone to natural disasters like earthquakes and typhoons. It can cause a lot of issues, ranging from trip delays to flight cancellations. Or, if you plan to participate in adventure activities like scuba diving in Okinawa or skiing in Hokkaido, it's best that you buy an adventure sports cover along with your travel insurance plan. In case you suffer from an underlying health issue, buying a pre-existing disease cover along with your travel insurance will help a lot!

Japan Itinerary

  • Decide your trip duration and finalise your travel dates
  • Book flights and reserve hotels
  • Shortlist places you wish to visit in Japan
  • Decide on activities you wish to try in Japan
  • Book/buy train/flight tickets in Japan

Money Saving Tips in Japan

  • Connecting Flights: A direct flight to Japan may cost you a lot. You will find cheaper ones flying through Vietnam, Bangkok or Kuala Lumpur.
  • Japan Rail Pass: The JR Pass offers unlimited travel on Shinkansen (bullet trains) and local JR trains. Buy it before landing in Japan.
  • Japan Budget Stays: Japan offers capsule hotels, hostels and affordable inns barely costing JPY 3000-5000 per night.
  • Save on Food: Go for konbini meals like bento boxes, sushi, at convenience stores. You can also try chain restaurants like Yoshinoya, Matsuya and Sukiya.
  • Tax-free Shopping: Several stores offer 8-10% tax-free shopping deals to tourists if you bring your passport along.

Most Visited Places in Japan

Japan has something to offer people of different tastes. People interested in history can visit the Hiroshima Peace Memorial Park, while Todai-ji Temple in Nara is a must-visit for temple lovers. Take a look at the various places to Visit in Japan:

  • Tokyo: Don’t forget to cross the Shibuya Scramble, visit Senso-ji Temple in Asakusa, and shop anime/gadgets in Akihabara.
  • Kyoto: Walk through the iconic torii gates of Fushimi Inari Shrine and explore Arashiyama Bamboo Grove. Don't forget to visit an onsen, a Japanese traditional thermal spa.
  • Mount Fuji (Fuji Five Lakes Region): Don't forget to capture sunrise views from Lake Kawaguchiko and try a relaxing onsen nearby.
  • Osaka (Dotonbori & Osaka Castle): Must try the takoyaki and okonomiyaki at Dotonbori if you love seafood. Do visit the impressive Osaka Castle grounds.
  • Nara (Todai-ji Temple & Nara Park): Feed the friendly deer at Nara Park and visit the famous Buddha statue in Todai-ji Temple.
  • Hokkaido (Sapporo & Niseko): Try to visit during the Sapporo Snow Festival if possible. You can also ski in Niseko and try Hokkaido ramen and fresh seafood here.
  • Hakone (Near Tokyo): Ride the Hakone Ropeway, enjoy some beautiful views of Mount Fuji, and soak in a traditional onsen.
  • Miyajima Island (near Hiroshima): Check out the floating torii gate of Itsukushima Shrine and try grilled oysters.
  • Okinawa: Relax on emerald beaches, snorkel in coral reefs, and try local Okinawan soba.

You can explore any part of the country stress-free if you have travel insurance for Japan to look out for you.

Best Time to Visit Japan

Japan is a gorgeous country, and its beauty can be experienced at any time of the year. Most people visit Japan during the Cherry Blossom season or New Year's. The country is heavily crowded around this time, leading to expensive hotels and flight tickets.

The golden week towards the end of April and the start of May is another crowded time of the year since local Japanese citizens take holidays around that time. Since it is wiser to avoid travelling during the peak season, the best time to visit Japan is late spring, i.e. from March to May and late autumn, i.e., from September to November.

Japan Travel: Safety & Precautionary Measures

Japan is one of the safest countries in the world and a favourite among tourists. A few things should be kept in mind to ensure a memorable time here:

  • Japanese people are generally very polite, so make sure to be courteous.
  • People in Japan bow when greeting, thanking or saying goodbye to someone.
  • People use both hands while giving or receiving business or name cards.
  • Remove your shoes when entering someone's house, a traditional house or a temple in Japan.
  • Carry sufficient cash, as ATMs may not always have cash here
  • Never leave chopsticks in a rice bowl in an upright position.
  • Do not tip your server in a restaurant in Japan, as the practice is not followed here.
  • Wash your hands and rinse your mouth with a ladle of water before entering a temple.
  • People in Japan consider talking on the phone during a train or bus journey to be rude.

We recommend you keep a travel insurance Japan policy by your side during the trip. It will come to your rescue if you unintentionally fall into trouble for not properly following Japan's laws and etiquette.

Travel Insurance for Japan from India: FAQs

  • Q. Should I get travel insurance for Japan?

    Ans: Although travel insurance is not mandatory for Japan, it will protect you from many financial burdens and interrupt your trip.
  • Q. Is travel insurance mandatory for Japan visa?

    Ans: As per the official website of Japan National Tourism Organisation, all foreigners are strongly advised to buy travel insurance Japan to avoid any major financial burden because of emergencies. Since 2021, foreigners with unpaid medical costs may be restricted or refused entry to Japan. So, it is good to buy suitable trip insurance to avoid such situations in future.
  • Q. Is healthcare expensive in Japan?

    Ans: Healthcare in Japan is pretty expensive and can put a big dent in your travel budget if you need to avail of healthcare services during your trip to Japan.
  • Q. How much does Japan travel insurance cost?

    Ans: The cost of travel insurance for Japan from India may vary your age, trip duration, and the extent of coverage you opt for.
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Disclaimer: The list of insurers mentioned are arranged according to the alphabetical order of the names of insurers respectively. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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* Price shown is for a 90 day trip to Japan with 50,000 dollar coverage for an adult of age 25 years

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